Tis the season for some FOOTBALL!And also the season to get ready for the holidays with a NEW C.U.D Card in Black MasterCard! Do your homework and you’ll see why the Card in Black is the best card to carry in your wallet. Rates from 7.24% up to 14.24% VAPR, makes our highest rate lower than most other companies’ best rate! And who wants to pay over 20% interest on a credit card? Plus, the Card in Black has NO annual fee, NO balance transfer fee, and NO cash advance fee! AND for the month of November and December, when you apply for a new Card in Black, you’ll be entered into a drawing to WIN an autographed Eric Decker jersey or football! There will be 2 winners every week for 8 weeks! You MUST mention the promo code ‘football’ to ensure your name is entered into the drawing. Get an amazing rate and the chance to win a great prize that would make an awesome holiday gift for someone special.
*VAPR (Variable Annual Percentage Rate). Your credit worthiness will determine your rate. Variable Rate is calculated by The Wall Street Journal Prime Rate (WSJPR) plus margin. As of 11/01/13, current rate is 7.24% to 14.24% based on credit qualification. Your rate will never exceed 20.99% APR. Rate will not change through 12/31/14. ** To be eligible and entered into the drawing, member MUST mention promotion code “FOOTBALL” at time of credit card application. One (1) winner of an autographed football and one (1) winner of a jersey will be chosen per week (one prize per member). Offer is for Platinum and Secured credit cards. Credit Union of Denver reserves the right to revoke or change this promotion at any time without notice. Membership in the credit union is required. Click here for official rules & account disclosures. Offer valid November 4 - December 28, 2013.
Take At Least 2% Off Your Current Auto Loan Rate and Receive $200!!When you hear the word refinance, you immediately think of your home mortgage – right? But have you ever considered refinancing your auto loan? Well, what if we give you 200 dollars worth of reasons to move your auto loan over to us? For a limited time we’ll give you $200 cash just for moving your current auto loan to us, PLUS, we’ll take at least 2% off your current loan rate, which will save you money every month as well! You can even choose to defer your payment for 90 days to catch up on some of your other bills if you’d like. Even if you just recently got your auto loan, bring it over to get this special offer and start saving today!
W.A.C. (With Approved Credit). At least 2% discount off current auto or motorcycle loan rate from a different financial institution. Proof of current rate required. Floor rate of 2.87% APR on vehicles and 3.24% APR on motorcycles. (Annual Percentage Rate) does apply. Terms up to 72 months. 2% rate discount and $200 valid for loans over $10,000. First payment may be deferred up to 90 days from the date of closing. The first month’s payment may reflect a smaller or zero principal reduction due to the number of days of interest accrual from the closing date to the first payment date. Current C•U•D loans are not eligible to receive rate discount or cash bonus. Offer expires 12/31/13.
Move Your Mortgage and SAVE!
Our unique and original First Place Mortgage was designed to be an alternative solution for homeowners who have 80% or more loan to value in their homes. Great low rates and no closing costs in most cases make the First Place Mortgage a much better option than the normal 30 year mortgage. And right now - for a limited time only – we’ve made it even more attractive with this special promotion. Move your 1st or 2nd mortgage to us and we'll take at least 1% off your current loan rate, and give you $200 CASH! Restrictions do apply - please see following disclosure.
Credit worthiness, LTV (Loan to Value) and term will determine rate. Loan to Value (LTV) must be 80%. Maximum loan amount is $200,000 and maximum term is 20 years. Discount will be at least 1% off the member’s current rate. Rate on current loan must be provided to C•U•D. Floor rate is 3.24% - 4.24% APR and is determined by loan term. $200 will be deposited into Member’s C•U•D savings account at the time of loan disbursement. Offer not applicable on current C•U•D loans. No closing costs in most cases, but an appraisal and/or title insurance may be required at Member expense. Colorado properties only. Rates are subject to change at any time without notice. Credit Union of Denver reserves the right to revoke or change these promotions at any time without notice. Offer expires 12/31/13.
Introducing Mobile Deposit!
Mobile Deposit lets you deposit checks from your iPhone or Android device anywhere! Talk about convenience. Now, whether it's 2 AM, or you're stuck at home in a snow storm, or away on a business trip, you don't need to waste time or gas driving to a branch or looking for the nearest deposit-taking ATM. Simply enroll in Mobile Deposit through your Credit Union of Denver Mobile App and turn your home, office or pretty much anywhere, into a virtual C.U.D branch! It's that EASY! Click here to see how it works and here for FAQs.
One Important Note: When you make a Mobile Deposit, the pending transaction does not show up in your pending list on online banking. The only place you will be able to view the pending transaction is on your smartphone, under the Mobile Deposit icon, deposit history. Once it has been reviewed and posted, then it will show up on online banking like all your other deposits.
Introducing SMARTERCARSHOPPING.COM - Our New Car Buying Tool!Now is a great time to get that new vehicle you’ve been wanting, and we can help you find just the right one through our auto shopping website – smartercarshopping.com. This new site was designed to provide our members with a stress free and hassle free car buying experience. Automotive Avenues, our associate since 1987, provides the same personal service that you expect of the credit union. Plus, they don’t have high-pressure, commissioned salespeople, there is no dealer fees and they provide better pricing on both new and used vehicle. Check out smartercarshopping.com for financing tips, view available inventory, and special offers, such as an additional ½ percent off our already LOW auto loan rates (your rate could be as low as 2.37% APR!) And before you shop don’t forget to get pre-approved for your auto loan at Credit Union of Denver to save time and the aggravation of picking out a car you can’t afford.
* Annual Percentage Rate (APR). Promotional rates valid with auto purchases through Automotive Avenues only. Lowest rate available is 2.37% APR at a 60 month term after .50% reduction in rate. Promotional rates are based on credit worthiness and loan term. Membership at Credit Union of Denver is required to obtain a loan. New purchases only. Offer expires 12/31/13.