Credit Union of Dever - Smart. Like You.


  • One login to cudonline and MasterCard®!  Coming Soon!

    Instead of logging into your HELOC or Credit Card from the cudonline link or direct through the My MasterCard on our home page, you will soon be able to access from cudonline directly. You will not have to sign in but will be validated by your cudonline banking login. Your MasterCard credit card or HELOC is linked to your primary account but may have different ownership. For example; John Doe could have a joint account with Mary but the MasterCard is in John’s name only. Due to privacy concerns, please take the time now to check your ownership so that you will be able to limit the view of your MasterCard from your prime account joint owner. You may contact us at 303 239-1150 or 800-279-3288 if you are unsure about the ownership and potential restrictions. The access from our home page of the website (My MasterCard) will still be in place for utilization by joint card owners. If the ownership is the same on the card account as it is on the prime account, you will see your card linked within cudonline and will be able to access your card information without a separate login.

    We will announce when this new feature is live to your account. Please contact us at 303 239-1150 or 800-279-3288 with any questions so that your account is prepared for this new capability.
  • SKIP-A-PAY - Now thru December 31st!

    It's your choice, defer one or two loan payments for a one-time fee of $25 per loan. Qualified requests will be accepted through the end of December. Loans must be in good standing and have at least 6 months of consecutive good payment history. The fee will be collected prior to the deferment of the loan payment for each loan requested.  We hope this will assist you with your budget during this typically tough time of the year for cash flow. Credit cards, Overdraft Line of Credit and real estate loans are not eligible for Skip•A•Pay.  Click here for the application.    
  • The Dog Calendar is HERE!

    The calendars are at all three branch locations and are available to preview at The Foothills Animal Shelter. All transactions will need to be at a Credit Union of Denver branch. Don't be shy, stop by and get your holiday shopping done early. The cost is $10 each plus $3 more if you would like them to be mailed. Bonus - there are 4 FREE Oil Change Coupons inside the calendar! That's a $120 Value for $10!
    100% of the sales go to Foothills Animal Shelter.
    A BIG THANK YOU to our members and community for making this year's calendar project a huge success.  The community voted for the cover dog - Berlin. Beautiful choice!  All the other selected photos, that are in the layout, received an email on November 17th.  Since this is a fund raiser, we do need to remind everyone that the IRS states, that if you received a product/service for your donation, it is not tax deductible. However, doing your part to help out our furry friends is more impactful than a tax deduction.       
  • Share the Wealth...receive $25 every time you refer Credit Union of Denver!

    Simply refer any friend or family member over to open a checking account and you’ll both receive $25! It’s just another way we want to thank you for helping your credit union grow. To ensure you're getting credit for the new members you refer, we've created a handy-dandy referral slip for you to pass out to friends, co-workers or anyone you want to refer to the credit union! You can grab as many as you need at any of our branch locations to start referring and start receiving $25* each time you do!
    Thank you for all you do for our credit union!  Without members support like yours, we wouldn’t be able to help so many people in our community!

  • Switch to eStatements

    Access online statements quicker and safer than mailed statements. Members can easily retrieve past statements all the way back to 2001. To switch, go to your own online banking, click the Online Services tab, choose eStatements.  Credit Union of Denver has drawn the last winner of the $500 for the month of November.  Congratulations goes to Mr. Bradley of Lakewood, who was selected as our November winner in the eStatement promotion. Thank you again for all who participated.    
  • Auto ReFi - The Power of 2!

    Roll your current auto loan or motorcycle loan over to Credit Union of Denver and receive $200 cash, a reduction of at least 2 percent off your current interest rate plus get the option to take a 60 day payment vacation. What could you do with two months of payments in your pocket? To get started today, CALL 303-202-5659 / 800-279-3288 or COME IN to the main branch at 9305 W. Alameda Ave. in Lakewood or go to our ONLINE application Click to apply.

    APR (Annual Percentage Rate). With approved credit, at least 2% off current auto or motorcycle loan rate from outside C.U.D. Floor rate of 2.87% APR on autos and 3.24% APR on motorcycles applies. Terms up to 72 months. 2% rate discount and $200 valid for loans over $7,500. Offer expires 02/28/15. Go to for more details.


  • Make the Equity in Your Home Work for You! 

    Does your home need updating? Do you have a need for a HELOC Loan right now? Our low cost solution is a Home Equity Line of Credit Loan at 3.99% APR*. Start planning your project today! 
    *3.99% APR (Annual Percentage Rate) is a Promotional Rate good on new HELOC loans approved & funded through December 31, 2015, credit restrictions apply, LTV (Loan to Value) not to exceed 80%, maximum term of 20 years. The 3.99% promotion ends December 31, 2015. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate [“Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at Member expense. Offer not available on current C•U•D mortgage loans. Owner occupied and Colorado properties only.


  • Coming IRS Changes for Rollovers

    If you are considering rolling over your IRA assets to an existing or new IRA, you need to be aware of the upcoming change to the rules. The IRS is changing the interpretation of the one Rollover per 12 month rule, following a recent U.S. Tax Court ruling in Bobrow v. Commissioner. The court ruled that a taxpayer is limited to one rollover per 12 month period into one IRA account, regardless of the number of IRAs he/she has. Now through the end of 2014, the current ruling allows one rollover to each of your IRAs that you have owned for the last 12 months. You may still perform as many transfers as you like. A transfer is a direct movement of funds from one institution to another, without the owner having access to the money. A rollover is a reportable distribution of funds. After January 1, 2015, the new interpretation goes into effect. For any questions about this or any IRA, contact Amanda at 303.239.1146.


  • Checking On The Go

    Having a checking account at Credit Union of Denver is simple, honest and free. Limitless account access starts with no minimum balance, mobile deposit capture, online banking with text alerts and much more. Make your life easy with a checking account that can be with you everywhere you go. 

    A Prime Share (savings) account with a $5.00 deposit required for membership.  


  • Mobile Banking Made Easy

    Mobile Banking lets you securely view and monitor your accounts from your internet-enabled smart phone, plus, allows you to receive account information via text messaging, or find a CU Service Branch or surcharge free ATM near you. State-of-the-art security technology is used to keep your personal information safe so you can have unlimited convenience, and best of all - it's FREE! For details click here. (Please note: To access Mobile Banking, you must be signed up for cudonline)  


  • Move Your Mortgage and SAVE! 

    Our unique and original First Place Mortgage was designed to be an alternative solution for homeowners who have 80% or better loan to value in their homes. Great low rates, shorter terms and with no closing costs, (in most cases) make the First Place Mortgage a much better option than the normal 30 year mortgage.  And right now - for a limited time only – we’ve made it even more attractive with this special promotion. Move your mortgage over to us and we'll take at least 1% off your current loan rate, plus give you $200 CASH!  Restrictions do apply - please see the following disclosure. Click to apply. 

    1st Place Mortgage promotion requires: Credit worthiness, ability to repay, LTV (Loan to Value) may not exceed 80% and term will determine rate.  Maximum loan amount is $200,000 and maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan. Refinance is on current loan amount, no cash out.  Discount will be at least 1%APR (annual percentage rate) off the member's current rate, subject to floor rate of 3.24% - 4.34% APR, depending on term.  Rate on current loan must be verified by C.U.D  $200 will be deposited into Member's C.U.D savings account at the time of loan disbursement. Offer not applicable on current C.U.D loans. No closing costs in most cases, but an appraisal and/or title insurance may be required at Member expense. Owner occupied and Colorado properties only. Rates are subject to change at any time without notice. Credit Union of Denver reserves the right to revoke or change these promotions at any time without notice. Offer expires 02/28/15. 



  • Introducing Mobile Deposit!

     Mobile Deposit lets you deposit checks from your iPhone or Android device anywhere! Talk about convenience. Now, whether it's 2 AM, or you're stuck at home in a snow storm, or away on a business trip, you don't need to waste time or gas driving to a branch or looking for the nearest deposit-taking ATM. Simply enroll in Mobile Deposit through your Credit Union of Denver Mobile App and turn your home, office or pretty much anywhere, into a virtual C.U.D branch! It's that EASY! Click here to see how it works and here for FAQs.
    One Important Note: When you make a Mobile Deposit, the pending transaction does not show up in your pending list on online banking. The only place you will be able to view the pending transaction is on your smartphone, under the Mobile Deposit icon, deposit history. Once it has been reviewed and posted, then it will show up on online banking like all your other deposits. 

  • SMARTERCARSHOPPING.COM - A better way to buy a car!

    Now is a great time to get that new vehicle you’ve been wanting, and we can help you find just the right one through our auto shopping website – This site was designed to provide our members with a stress free and hassle free car buying experience.  Automotive Avenues, our associate since 1987, provides the same personal service that you expect of the credit union. Plus, they don’t have high-pressure, commissioned salespeople, there is no dealer fees and they provide better pricing on both new and used vehicle. Check out for financing tips, view available inventory, and special offers and Take off an additional ½ percent off your auto loan rate until 12/31/2015. And before you shop don’t forget to get pre-approved for your auto loan at Credit Union of Denver to save time and the aggravation of picking out a car you can’t afford. Click to apply. 
    * Annual Percentage Rate (APR). Promotional rates valid with auto purchases through Automotive Avenues only. Lowest rate available is 2.37% APR at a 60 month term after .50% reduction in rate. Promotional rates are based on credit worthiness and loan term. Membership at Credit Union of Denver is required to obtain a loan. New purchases only. Offer expires 12/31/15. 






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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Equal Housing Lender Co-Op Network