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Turn your dream into reality!
It makes no difference if you're a first-time home buyer or reviewing your mortgage options, the process can sometimes seem overwhelming. But at Credit Union of Denver you can be assured you have a trusted friend on your side to help you through each and every step of the way! We will happily sit down with you, talk about your options and get you pre-qualified for a Mortgage Loan, making sure you choose the loan program best suited to your needs and financial situation. To speak to a loan specialist, please call 303.202.5659 or 800.489.7852.
1st Mortgages Through Centennial Lending
We are proud to introduce our mortgage lending partner, Centennial Lending. Centennial Lending will help you find the right 1st mortgage no matter your situation. They are credit union owned and provide local servicing, which means you will find a wider variety of mortgage loans options at the most competitive rates. Call mortage experts at Centennial Lending today at 720.494.2740 or 866.588.1100 for an appointment to discuss your options or APPLY ONLINE!
In addition to our 1st mortgage products, we also offer a First Place Mortgage, an innovative C.U.D product developed to allow you to use the equity in your home without paying the higher closing costs of refinancing. If you have sufficient equity in your home and are looking for a shorter term, the First Place Mortgage is a great alternative for that extra cash you need to pay off bills, take a vacation or just lower your 1st mortgage rate.
First Place Mortgage - Designed for those with substantial equity in their home. This C.U.D exclusive will take the place of your 1st Mortgage. Call our C.U.D Loan Specialists at 303.202.5659.
- Fixed Rate
- $0 Closing Costs+
- Terms available up to 20 years
- No pre-payment penalty
- LTV (Loan to Value) no more than 70%. Maximum loan amount $200,000.
- Payments include principal and interest only
2nd Mortgage - Your home is one of the best resources you have to obtain cash for remodeling or whatever your needs may be
- Fixed Rate
- $0 Closing Costs+
- Up to 80%, 90% and 100% LTV available
- Other loan terms available up to 20 years
- NO pre-payment penalties
- Payments include principal and interest only
Home Equity Line of Credit (HELOC)
A Home Equity Line of Credit is a form of revolving credit in which your home serves as collateral. And since your home is most likely your largest asset, why not put it to work for you and take advantage of all the benefits a C.U.D HELOC offers! Access to your money is easy and our Equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you can dream up!
- HELOC rates as low as 3.99% APR (through 12/31/2012)
- $0 Annual Fee
- $0 Closing Costs
- 80%-100% LTV
- Access funds via check or credit card
- Ability to re-use funds as you pay down the balance
- Payment only 1% per month on the outstanding balance during the draw period (Principal and Interest)
