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Routing # 307075259
Close-up of man wearing a suit and holding his cell phone and debit card

Free Basic Checking Account

No Minimum Opening Deposit

This free checking account has no minimum balance, no monthly account ownership fee, and no minimum requirements to use the account. It is called Basic Checking for a reason. No frills, just easy to use. We believe that everyone has the opportunity to succeed and part of that is offering our free Basic Checking Account.

No matter which checking account you choose, we hope our selection of checking accounts will help you manage your monies and be financially successful.

But wait – there’s more! These Free Checking Benefits are included with all of our Debit Card Checking Accounts.

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button, which will prompt you to also open a new prime share. If you have more than two owners, contact the credit union at 303.234.1700 | 800.279.3288.

New Member(s) Get Started

Existing Member - Single   Existing Member - Joint

A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account. 

Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

Applicant(s) must clear check reporting agency. The credit union also retains the right to obtain a Credit Bureau report on each applicant.

For all Checking Account disclosures, see our Membership Booklet and Truth in Savings information located on our website at cudenver.com/disclosures.