One of the best things you can teach your children, is how to be financially SMART.

When should an education in financial literacy begin? Children typically begin pre-school education at age three or four. We believe it is never too early to start financial concepts.  These are the essential building blocks that will propel them through life.

An education in personal finance can begin at any age. In fact, a 2010 survey conducted by Country Financial found that 31% of parents feel that financial education should begin when children are under five years old, while an additional 35% feel financial education should begin between the ages of 5 to 7 years old.  They are both right!  Knowing your child and understanding what he/she is capable of and how they learn is important.

It is said that long before kids can grasp the concept of money, they can certainly learn about choices and priorities.  Parents can help kids learn by emphasizing the idea that time and resources are limited. We all have to make the best informed choice upon what really matters.

Start Smart, Start Early!

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Meet CASH, CASH wants to invite kids (of all ages) to learn how to Save, Spend and Share in a Smart way! Showing your child how to save their allowance or gift money for larger purchases can teach them a valuable lesson about saving and patience.  Set them up with a youth account so they can continue making smart money decisions well into their tween- and teenage years.

Please check back from time to time and read our Smart Stuff blog posts on education. Planting the seeds of hope and learning within our younger members will make them stronger and better equipped to handle life’s curve balls.

Use these links to encourage our young members to learn more online.

  Googolplex guide2independence_web

Experience Smart Banking – Call 303.239.1150 or 800.279.3288 today


If you have any questions or perhaps other information to share, don’t hesitate to contact us at 303.239.1150 or 800.279.3288