Limited Transfers from Savings

Regulation D – What you need to know Regulation D is a federal regulation that limits the number of electronic transfers from savings accounts and money market accounts to any other share accounts. The limit per month is a maximum of six electronic transfers. An electronic transfer is any transfer that is done through online banking or Call-24 (automated phone system), any transfer requested by phone through our Call Center or any transfer that is initiated by an insufficient balance in the checking account. One other transaction that is effected... Read More

Phishing or Fishing… only one is good!

Recently, Credit Union of Denver sent out an email about some security updates for certain device and browser platforms that may affect our members. We had a few members say that a message came up that it appeared to be a phishing attempt. We would like to address this topic and provide some additional information/insight into what phishing is and ideas to help avoid it. Just to be clear… Credit Union of Denver does not Phish. However, we do send out educational information and promotions to keep you in the... Read More

4 Scholarships for C∙U∙D members!

It’s that time again! Announcing the 2018 Credit Union of Denver Scholarship Program   We believe that everyone should have the opportunity to succeed; whether that is financially or perhaps achieving a degree in a field of choice at the local university or community college. We have been awarding scholarships to our younger members for many years. This year is no different. C∙U∙D will be awarding four (4) $2,500 scholarships with our 2018 Scholarship Program. Applicants will need to follow the steps on the application process and submit their paperwork... Read More

Best Way to Spend Your Tax Refund

The 4 Best Things You Could Do With Your Tax Refund For many of us who have recently graduated school (hooray for student loans) or are still in school (enjoy that deferment), tax season can be a happy time financially. Many people will get a substantial tax refund from the IRS. And more will squander that money before it has a chance to make it through one statement. Now I’m not saying stick it all under your mattress, but here’s some ways to spend it responsibly and feel good about... Read More

Account Beneficiaries are Important

Are your beneficiaries up to date? An account beneficiary is someone designated to receive the assets held in an account after the account holder’s death. Estate planning isn’t a lot of fun, but it is necessary if you don’t want to cause a great deal of stress and expense for those you leave behind. It is important to list at least one beneficiary on your account to ensure your funds are allocated appropriately. Many members are tempted to think that once a will is made, the work is done. However,... Read More

If it’s a free trial, why do you need my debit card?

Beware of that Free Trial A chance to try something out for free? What have you got to lose? If you’re interested in a particular product or service, try before you buy might seem like a no-brainer. But what starts as a free trial — or for a very low cost — might end up costing you big money. The Federal Trade Commission, the nation’s consumer protection agency, wants you to know that some companies use free trials to sign you up for more products — sometimes lots of products... Read More

Take the Savings Challenge!

52 Week Savings Challenge It’s a New Year and time for new beginnings! A popular New Year Resolution is to save more money so here is a simple way to save at least $1,378.00 without breaking the budget. It is called the 52 Week Savings Challenge and it is here to help you take baby steps towards a solid savings account. While this is not a Credit Union of Denver program, we thought it could be easily adopted by most all of our members as a self-starter savings plan. How... Read More

Santa is coming to Credit Union of Denver!

Credit Union of Denver is having our Annual Youth Event with Santa! Stop by and enjoy the festivities with Santa and his helpers. When:        Saturday, December 9, from 9:15a to 12:00p Where:      Our Lakewood Branch off Alameda Avenue We will have refreshments, coloring contest, giveaways and a chance to win your very own BIG CASH Dog (stuffed C·U·D Mascot named CASH).  We will have the photo opportunity with Santa. The first 200 kids will receive a free 5 x 7 photo. Santa does have another engagement and must leave by noon, so get... Read More

Holiday Shopping Strategies – a MUST Read!

Your Holiday Shopping Credit/Debit Card Plan of Attack Are you planning your strategy for Black Friday yet? What about Cyber Monday? It is smart to plan for these shopping events by making a list of gifts to buy, looking through the sale ads to see who is going to have the best price and checking to see which stores are opening the earliest. Something else to consider would be to make sure your checking account, debit and/or credit cards are just as ready as you are! Have your cards been... Read More

Tips to Save your Checking Account at Thanksgiving

Top 5 Ways to Save at Thanksgiving Thanksgiving is a time to relax and enjoy a nice dinner with your loved ones. You don’t want to spend it stressing over the Thanksgiving budget; you want to spend it having an enjoyable day with friends and relatives, and relaxing on the couch with a tryptophan-induced nap. Tips to Help Your Checking Account This Holiday Season Try these tips to save dollars on your holiday spread and avoid worrying about holiday budgeting woes. Host a Potluck – Split the mealtime burden up... Read More