If it’s a free trial, why do you need my debit card?

Beware of that Free Trial A chance to try something out for free? What have you got to lose? If you’re interested in a particular product or service, try before you buy might seem like a no-brainer. But what starts as a free trial — or for a very low cost — might end up costing you big money. The Federal Trade Commission, the nation’s consumer protection agency, wants you to know that some companies use free trials to sign you up for more products — sometimes lots of products... Read More

Limited Transfers from Savings

Regulation D – What you need to know Regulation D is a federal regulation that limits the number of electronic transfers from savings accounts and money market accounts to any other share accounts. The limit per month is a maximum of six electronic transfers. An electronic transfer is any transfer that is done through online banking or Call-24 (automated phone system), any transfer requested by phone through our Call Center or any transfer that is initiated by an insufficient balance in the checking account. One other transaction that is effected... Read More

Holiday Account

Time to Open a Holiday Account! Congratulations! You have survived another holiday season! If your New Year resolution is to be better prepared for the holidays next year, we can help with that goal. Credit Union of Denver offers a Holiday Account and right now is a perfect time to open one. This account is essentially a certificate of deposit (CD) within your current account that you can deposit into during the year to help relieve some of the financial stress the holiday season can cause. Many members will set up... Read More

Auto Equity Loan

What is an Auto Equity Loan? That is a great question! The definition of Equity is the monetary value of property in excess of liens against it. An Auto Equity Loan is a great way to put the equity in your vehicle to work for you! If you have a car title that is free and clear or an auto loan that you have paid way down, you can use this equity to put cash in your pocket. The equity in your vehicle could be very helpful in so many... Read More

Traveling with Your Checking Account

Take the Credit Union with You When You Travel The holidays are always a popular time to travel, but the credit union has noticed that traveling, in general, is popular all year round with our members. Some members spend months planning their next vacation while other credit union members take off spontaneously. No matter how much time you spend planning for your next adventure, make sure you take a few minutes to get your account ready for travel as well. Tell us you’re traveling One of the easiest, but most important... Read More

Be Aware…Crooks are Spoofing Credit Union of Denver!

ATTENTION!! Crooks are spoofing our 303 234-1700 telephone number and may be calling you about transactions on your debit card.   Please do not give out any information on your card or account.  They may ask for your 3 digit code (CVV) on the back of your card.  Do not give them your CVV code number! Our fraud detection company, who may call to verify specific transactions for fraud, will not be asking for your PIN or CVV code on the back of the card. Please contact the Card Department direct... Read More

Payment Deferral is here!

It’s that time of year again! We are offering Payment Deferrals for November and December loan payments for those members who qualify. Payment Deferrals are a popular benefit we offer specifically at this time of year to help members with the monetary burden the holiday season can cause. To qualify for this handy benefit, you must have made 6 consecutive monthly payments on the loan(s) you are requesting to defer. There also cannot be any payment delinquencies of 30 days or more on any of your loans with Credit union... Read More

Protect Yourself from Identity Theft

Simple Steps to Protect Yourself from Identity Theft Millions of Americans fall victim to identity theft each year. According to the Department of Justice, an estimated 17.6 million people, or 7% of all U.S. residents age 16 or older, were victims of one or more incidents of identity theft in 2014 (latest available). What’s more, about 7% of identity theft victims experienced out-of-pocket losses of $100 or more. What can you do to help reduce your chances of having your identity stolen? The steps below can help you prevent significant... Read More

Time to Winterize Your Car

Winter is just around the corner…. Winter months can present many challenges for your vehicle. While modern vehicles are designed to handle inclement weather conditions, there are some basic steps every driver should take as the days get shorter and the temperature drops. Replace or Refill All Fluids Whether you take your car in for regular maintenance or you’re a do-it-yourself home mechanic, the best way to winterize your car is to start by checking your fluid levels. Coolant—It is especially important to have the correct antifreeze/water mixture to prevent... Read More

New Product Alert!

High Yield Money Market Introducing our new High Yield Money Market (HYMM)! This is a great product for funds you would like to earn higher interest on, but still provides liquidity to use at a moment’s notice. The High Yield Money Market does have some requirements worth noting like a minimum balance requirement of $10,000.00. If the balance happens to fall below this amount, there is a fee of $10.00 per month. This account allows for 3 free transfers or withdrawals per month. On the fourth transfer/withdrawal, there is a... Read More