Limited Transfers from Savings

Regulation D – What you need to know Regulation D is a federal regulation that limits the number of electronic transfers from savings accounts and money market accounts to any other share accounts. The limit per month is a maximum of six electronic transfers. An electronic transfer is any transfer that is done through online banking or Call-24 (automated phone system), any transfer requested by phone through our Call Center or any transfer that is initiated by an insufficient balance in the checking account. One other transaction that is effected... Read More

Phishing or Fishing… only one is good!

Recently, Credit Union of Denver sent out an email about some security updates for certain device and browser platforms that may affect our members. We had a few members say that a message came up that it appeared to be a phishing attempt. We would like to address this topic and provide some additional information/insight into what phishing is and ideas to help avoid it. Just to be clear… Credit Union of Denver does not Phish. However, we do send out educational information and promotions to keep you in the... Read More

4 Scholarships for C∙U∙D members!

It’s that time again! Announcing the 2018 Credit Union of Denver Scholarship Program   We believe that everyone should have the opportunity to succeed; whether that is financially or perhaps achieving a degree in a field of choice at the local university or community college. We have been awarding scholarships to our younger members for many years. This year is no different. C∙U∙D will be awarding four (4) $2,500 scholarships with our 2018 Scholarship Program. Applicants will need to follow the steps on the application process and submit their paperwork... Read More

Account Beneficiaries are Important

Are your beneficiaries up to date? An account beneficiary is someone designated to receive the assets held in an account after the account holder’s death. Estate planning isn’t a lot of fun, but it is necessary if you don’t want to cause a great deal of stress and expense for those you leave behind. It is important to list at least one beneficiary on your account to ensure your funds are allocated appropriately. Many members are tempted to think that once a will is made, the work is done. However,... Read More

Our C·U·D Santa Youth Event was a BIG success!

Credit Union of Denver had our 3rd Annual Youth Event with Santa Claus! We provided 50+ families with free 5×7″ photos of their child and Santa Claus. Prizes were given out and sweet treats. Jacqueline O. won the 3′ Tall CASH Dog! Keith Cowling is our CEO and he had a wonderful time too!

Help Guide Credit Union of Denver’s Future

Making a Difference Volunteers are the backbone of Credit Union of Denver. For over 85 years, the credit union has provided value and financial stability to its members. This accomplishment can be attributed to the expertise of the past and present volunteers. Volunteers determine the direction of the credit union and approve policies that govern the credit union’s operations and growth. By becoming a board or committee member, you have the opportunity to: Be a representative voice for your fellow members Build your résumé while gaining knowledge & experience Learn... Read More

Protect Yourself

Protecting Your Identity It has never been more important than right now to protect your identity. Theft of your personal information almost seems inevitable now, but there are steps you can take today to protect yourself. Monitor All Your Accounts Only you know what transactions are unauthorized. You can monitor your credit union accounts and credit cards through online banking, mobile banking, eStatements or your monthly statement. Set up Card Alerts so that you will be informed of all activity on your debit and credit cards to limit fraud attempts.... Read More

Share the Wealth

Refer Your Friends and Family! Now that you are taking advantage of all the great benefits Credit Union of Denver has to offer, it is time to share the wealth! Refer your friends or family to the credit union and YOU will receive $25.00 and THEY will receive $25.00 once the requirements have been met. Your friend or family member would need to open a savings and checking account with a debit card. The new member would need to have 6 debit card or check transactions within the first 60... Read More

Electronic (ACH) Payment – Same Day Posting!

Important Notice of Same Day Debit processing A change in the rules governing Automated Clearing House (ACH) debits will be in effect as of September 15, 2017. This means that most types of electronic payments for debits will be eligible to process the same business day as it was originated.  So, if you initiate an electronic debit payment, you may see it clear your account sooner than you were expecting.  Make sure that you have funds available when you set up payments online or over the phone so that you... Read More

Get Your Overdraft Options in Order!

Running Low on Funds? Everyone has had that day when a purchase needs to be made, but the funds available in the checking account are extra low or nonexistent. It is important to make sure your overdraft options are in the proper order to minimize the fees your checking account could be charged in this situation. #1. Savings or Money Market Your Prime Share Savings account or Money Market is the first defense against a negative Checking account balance. It is important to note that you can use Prime Share Savings or... Read More