Scams – don’t be a victim

Sharing helpful information about scams, of any sort, is our way of lending a helping hand to keep you safe. Never give your social security number, account number, card numbers, etc. to anyone unless you have initiated the call. Here is a message we would like to share from our Network Information Security Officer – Benjamin. There has been an increase in the amount of Phishing and Malicious Email attempts using crafty emails that appear real. Keep in mind that if you do not normally receive email from a company... Read More

EMV Debit is Coming

Change is Coming, Image of CUD's EMV Chipped Debit Card.
EMV Debit is Coming Are You Ready? Your new Debit Card will be arriving beginning mid-May to early June at the address we have on file. Your card will have a new number and expiration date. You will need to activate the card asap and set your PIN by calling 866-985-2273 from the phone number we have on file. As soon as you activate the new card, your old card will be deactivated and unable to be used. Please destroy your old card. If you have automatic deductions from your... Read More

What is Credit?

Businessman Filling Online Survey Form On Computer
Understanding and Establishing Credit Life’s journey is not always a straight and narrow road. There are detours, ruts, sharp turns or steep hills, and sometimes you need financial help to navigate through the rough patches. Loans and credit cards will give you this help, and your credit record is what determines what kind of credit you will be given and at what rate. That’s why a good credit record is one of your most valuable assets, and one everyone should protect. What is Credit? Credit is defined as the confidence... Read More

Creating a Smart Budget

Making a Budget and Sticking to It Some people hear the word “budget” and they cringe. But a budget is not a bad thing. In fact it can become a very comforting tool to help you stay on top of your finances and get a handle on the outflow of your money. With a few simple steps, you can get an understanding of where your money goes, which will help you make SMART choices about how and when you spend. Step 1: Where Does It All Go? Before you can... Read More