Social Security Administration Information on How and When to File

With you through life’s journey… Whether you are about to retire, become a full time grandparent, or start a new chapter, Social Security provides financial benefits, information, and tools to help secure today and tomorrow for you and your family. We are holding webinars for our members with SSA as the presenter. Registration can be found on our event calendar. There are many questions around when to file, how working income or other income affects your social security status, if spouses are eligible for benefits after a divorce, etc. As... Read More

Tips to Help You Live Within Your Means

Americans have a love affair with credit cards. According to the latest Federal Reserve figures, we collectively have over $900 billion in credit card debt. Our nation loves to shop, but sometimes that consumerism leads to debt and a difficult financial situation. Here are some tips that’ll help you learn how to live within your means. Know your income and expenses The first thing you need to know is what’s coming in and what’s going out. Make a list of all of the income you have from your job, side work, pension, or... Read More

Securing the Generation Gap

Trying to securely make the most of today’s technology can be overwhelming for almost all of us, but it can be especially challenging for family members not as used to or as familiar with technology. Therefore, we wanted to share some key steps to help secure family members who may be struggling with technology and might misunderstand the risks that come with using it. Focus on The Basics Frequently, the best way to help secure others is to make security as simple as possible for them. Focus on the fewest... Read More

Cybersecurity Webinar Video

We recently hosted an informative webinar about cybersecurity for our members, that was presented by Jim Stickley, of Stickley on Security. For those of you who were unable to attend, we’ve provided the recorded video below. We provide this important information to our members, because in an ever-changing digital world, knowledge is power in remaining vigilant against cyber criminals. If you found this information useful, feel free to pass it along to your friends and family. Thank you for being part of the Credit Union of Denver community!

Credit Score & More!

Credit Union of Denver has another FREE benefit! Credit Score & More Your credit score is more than just a number – it’s a way for lenders to determine whether you are eligible for a loan, for apartment complexes and insurance agencies to give you rates or access based on your credit worthiness. Managing your credit is an important part of managing your financial well being. It will guide your financial picture on how much interest you pay, which affects your payments, which effects your budget, etc. It’s important Smart... Read More

Tips for First-Time Home Buyers

Buying a home can be nerve-racking, especially if you’re a first-time home buyer. These tips will help you navigate the process, save money and avoid common mistakes. Learn strategies for saving a down payment, applying for a mortgage, house shopping and more. Mortgage down payment tips  1. Start saving for a down payment early It’s common to put 20% down, but many lenders now permit much less, and first-time home buyer programs allow as little as 3% down. But putting down less than 20% may mean higher costs and paying... Read More

Most Common Checking Account Questions

What Is a Checking Account? I don’t write checks, so do I need a checking account? A checking account is offered by financial institutions and is used by consumers to pay bills and expenses through debit cards, at merchants and online stores, peer to peer, and paper checks. Since there is generally no limit to the number of times you can access the money in the account, many people use them for daily expenses such as buying coffee, paying for parking or purchasing gasoline or groceries. Maybe they should call... Read More

Keeper Password Protector

Keeper Security is the top-rated password manager for individuals, families, and businesses, helping millions of people around the world create strong, unique passwords and store them in their own secure web vault. They are also the password protector we use at Credit Union of Denver. We want our members to be safe online, so we are sharing Keeper’s credit union discount with you. Keeper wants to offer you an exclusive 20% discount on your individual or family plan! Just use promo code: CUDENVER here. Why should you consider Keeper? You trust... Read More

Benefits of Living Frugally

The word ‘frugal’ seems to have a negative connotation. People think that if you are frugal, you are somehow missing out on life. However, living frugal is not as extreme as it sounds. It may even amaze you how you can change your life. Here are some of the benefits of frugality: 1. Saves Money Adjusting your spending habits will allow you to save more money over time. After cutting your expenses, it may amaze you how much money you can save (even in a short amount of time). This... Read More

Staycation Ideas

Have a Spa Day Two words: Spa day. Although a spa vacation may sound exciting, a great alternative to treat yourself can be making your own custom relaxing spa experience at home. To get some serious bang for your buck, grab a few face masks, some mani-pedi supplies, and have a DIY spa day. Have a Cooking Night If you’re one of those travelers who eats your way around new locales, transform your kitchen into a dining destination. Try out some new recipes and have fun creating an exotic dinner... Read More