If it’s a free trial, why do you need my debit card?

Beware of that Free Trial A chance to try something out for free? What have you got to lose? If you’re interested in a particular product or service, try before you buy might seem like a no-brainer. But what starts as a free trial — or for a very low cost — might end up costing you big money. The Federal Trade Commission, the nation’s consumer protection agency, wants you to know that some companies use free trials to sign you up for more products — sometimes lots of products... Read More

Limited Transfers from Savings

Regulation D – What you need to know Regulation D is a federal regulation that limits the number of electronic transfers from savings accounts and money market accounts to any other share accounts. The limit per month is a maximum of six electronic transfers. An electronic transfer is any transfer that is done through online banking or Call-24 (automated phone system), any transfer requested by phone through our Call Center or any transfer that is initiated by an insufficient balance in the checking account. One other transaction that is effected... Read More

Holiday Account

Time to Open a Holiday Account! Congratulations! You have survived another holiday season! If your New Year resolution is to be better prepared for the holidays next year, we can help with that goal. Credit Union of Denver offers a Holiday Account and right now is a perfect time to open one. This account is essentially a certificate of deposit (CD) within your current account that you can deposit into during the year to help relieve some of the financial stress the holiday season can cause. Many members will set up... Read More

Get Your Overdraft Options in Order!

Running Low on Funds? Everyone has had that day when a purchase needs to be made, but the funds available in the checking account are extra low or nonexistent. It is important to make sure your overdraft options are in the proper order to minimize the fees your checking account could be charged in this situation. #1. Savings or Money Market Your Prime Share Savings account or Money Market is the first defense against a negative Checking account balance. It is important to note that you can use Prime Share Savings or... Read More

Auto Equity Loan

What is an Auto Equity Loan? That is a great question! The definition of Equity is the monetary value of property in excess of liens against it. An Auto Equity Loan is a great way to put the equity in your vehicle to work for you! If you have a car title that is free and clear or an auto loan that you have paid way down, you can use this equity to put cash in your pocket. The equity in your vehicle could be very helpful in so many... Read More

Traveling with Your Checking Account

Take the Credit Union with You When You Travel The holidays are always a popular time to travel, but the credit union has noticed that traveling, in general, is popular all year round with our members. Some members spend months planning their next vacation while other credit union members take off spontaneously. No matter how much time you spend planning for your next adventure, make sure you take a few minutes to get your account ready for travel as well. Tell us you’re traveling One of the easiest, but most important... Read More

Payment Deferral is here!

It’s that time of year again! We are offering Payment Deferrals for November and December loan payments for those members who qualify. Payment Deferrals are a popular benefit we offer specifically at this time of year to help members with the monetary burden the holiday season can cause. To qualify for this handy benefit, you must have made 6 consecutive monthly payments on the loan(s) you are requesting to defer. There also cannot be any payment delinquencies of 30 days or more on any of your loans with Credit union... Read More

Recipe Thursday #4

Halloween Treat   Sadly, this is our last post for Recipe Thursday in October, but we are ending with a special Halloween treat! The recipe we are featuring this week is from Jenn in our Card Department. It is a fun and creative recipe that is easy and quick to make. Jenn prepares this for our famous Halloween Potluck and there is always a battle for the last worm.   Dirt Cup Recipe 1 Pack of Original Oreo 1 Pack of Gummy Worms (Sour or Regular) 1 Package of Chocolate... Read More

Protect Yourself from Identity Theft

Simple Steps to Protect Yourself from Identity Theft Millions of Americans fall victim to identity theft each year. According to the Department of Justice, an estimated 17.6 million people, or 7% of all U.S. residents age 16 or older, were victims of one or more incidents of identity theft in 2014 (latest available). What’s more, about 7% of identity theft victims experienced out-of-pocket losses of $100 or more. What can you do to help reduce your chances of having your identity stolen? The steps below can help you prevent significant... Read More

Recipe Thursday #3

Perfect for a Sunday Football Game! Our third recipe to be featured is Crazy Queso. This is an easy delicious dish provided by our Compliance Department. This would be a great snack while cheering on the Broncos or a perfect potluck contribution, which is where we were lucky enough to taste it.   Crazy Queso 1 block Velveeta Processed Cheese (you can add more) 1 lb ground beef (optional) 1 Can Cream of Chicken Soup 1 Can Stokes Pork Green Chili w/Jalapenos (optional) 2 Cans Diced Green Chilis 1 Can Original Rotel 8 oz Sour... Read More