5 Ways Finances Are Like a Newborn

1. No Instructions When the nurse handed me my newborn baby, she did not include an instruction manual. The same can be said for your first paycheck. The number one question I hear when I teach financial wellness is “Why didn’t anyone teach me this in school?” Unfortunately, personal finance is often omitted in school curriculums around the country. Most people start learning about finances after they’ve received their first paycheck — often learning through mistakes. The credit union offers a number of products to help maintain positive finances. It... Read More

Traveling with Your Checking Account

Take the Credit Union with You When You Travel Spring break is always a popular time to travel, but the credit union has noticed that traveling, in general, is popular all year round with our members. Some members spend months planning their next vacation while other credit union members take off spontaneously. No matter how much time you spend planning for your next adventure, make sure you take a few minutes to get your account ready for travel as well. Tell us you’re traveling One of the easiest, but most important... Read More

Understanding Card Fraud

How Does Card Fraud Happen Card Fraud is the unauthorized use of a credit or debit card to fraudulently obtain money or goods. Credit or debit card numbers can be stolen from many places, such as unsecured websites, identity theft, merchant breaches/compromises or ATM and gas pump skimmers. The number of credit and debit cards exposed by hacking and/or compromise efforts at ATMs and merchants has jumped 70% in 2018 according to Fair Isaac Corporation (FICO). When a credit or debit card experiences fraud, the credit union will take the... Read More

Account Security Form

Update Your Account Security Account security is one of our highest priorities and we are always working toward new ways to protect member’s accounts, while still making sure the access to their account information is convenient. So much account business is conducted by phone, email or online these days. We have created an Account Security form to help make the verification process easier to properly identify you. When you call into our Call Center for assistance or visit our teller line, you will be asked two or three of these... Read More

Get paid to shop…really!

Breaking News Regarding CUDeals! Members have been using their debit cards for their normal spending habits to earn cash back with CUDeals. And now these cash back rewards are also available when using your Secured or Platinum cards as long as you have a checking account with Credit Union of Denver! If you have a Secured or Platinum credit card with the credit union, you know that you earn one reward point for every dollar spent on the card. Now you can also use the card for CUDeals so you... Read More

If it’s a free trial, why do you need my debit card?

Beware of that Free Trial A chance to try something out for free? What have you got to lose? If you’re interested in a particular product or service, try before you buy might seem like a no-brainer. But what starts as a free trial — or for a very low cost — might end up costing you big money. The Federal Trade Commission, the nation’s consumer protection agency, wants you to know that some companies use free trials to sign you up for more products — sometimes lots of products... Read More

Limited Transfers from Savings

Regulation D – What you need to know Regulation D is a federal regulation that limits the number of electronic transfers from savings accounts and money market accounts to any other share accounts. The limit per month is a maximum of six electronic transfers. An electronic transfer is any transfer that is done through online banking or Call-24 (automated phone system), any transfer requested by phone through our Call Center or any transfer that is initiated by an insufficient balance in the checking account. One other transaction that is effected... Read More

Get Your Overdraft Options in Order!

Running Low on Funds? Everyone has had that day when a purchase needs to be made, but the funds available in the checking account are extra low or nonexistent. It is important to make sure your overdraft options are in the proper order to minimize the fees your checking account could be charged in this situation. #1. Savings or Money Market Your Prime Share Savings account or Money Market is the first defense against a negative Checking account balance. It is important to note that you can use Prime Share Savings or... Read More

Auto Equity Loan

What is an Auto Equity Loan? That is a great question! The definition of Equity is the monetary value of property in excess of liens against it. An Auto Equity Loan is a great way to put the equity in your vehicle to work for you! If you have a car title that is free and clear or an auto loan that you have paid way down, you can use this equity to put cash in your pocket. Learn more about CUD’s Free Checking Account with No Opening Deposit The... Read More

Protect Yourself from Identity Theft

Simple Steps to Protect Yourself from Identity Theft Millions of Americans fall victim to identity theft each year. According to the Department of Justice, an estimated 17.6 million people, or 7% of all U.S. residents age 16 or older, were victims of one or more incidents of identity theft in 2014 (latest available). What’s more, about 7% of identity theft victims experienced out-of-pocket losses of $100 or more. What can you do to help reduce your chances of having your identity stolen? The steps below can help you prevent significant... Read More