The 12 Scams of Christmas

Scammers make a killing during the holiday season. While you spend your time thinking of ways to bring holiday joy to others, they spend their time thinking up ways to steal from you. The saddest part about this is that the ghosts of Christmases past keep visiting Christmas present. Here are some scams to watch out for during the Holiday season. 1. The Gift Card Scam While definitely a ghost of Christmas past, this still works so scammers still do it. It’s pretty simple. The thief records the numbers displayed... Read More

COVID-19 Update from CEO

November 20, 2020 COVID-19 Update from CEO Keith Cowling The health, safety and well-being of our members and employees remain our top concern. Effective today, Jefferson County, along with several other Colorado counties, has moved to Level Red COVID-19 status.  As a critical business, our lobby will remain open during this time. We have implemented many protocols throughout the year and believe we are providing a safe environment for you to conduct your financial transactions.  We installed plexiglass shields throughout the building, conduct regular cleaning of high touch-point areas and all... Read More

Cybersecurity Webinar Video

We recently hosted an informative webinar about cybersecurity for our members, that was presented by Jim Stickley, of Stickley on Security. For those of you who were unable to attend, we’ve provided the recorded video below. We provide this important information to our members, because in an ever-changing digital world, knowledge is power in remaining vigilant against cyber criminals. If you found this information useful, feel free to pass it along to your friends and family. Thank you for being part of the Credit Union of Denver community!

Green Home Improvements

In addition to helping the Earth, an eco-friendly home can keep money in your pocket, too! Less energy use means lower electric bills. Do your wallet and the environment a big favor by tackling these eco-friendly home improvements. Renovate Your Windows Windows are a natural source for heat and light. Install larger, more energy-efficient windows. Pay a bit more to get thicker ones because they provide greater insulation, and hire a professional to install them. Pros know how to take care of any draft-causing cracks that can suck out energy... Read More

Coronavirus: Scammers are Impersonating Health Authorities

Scammers and spy agencies are taking advantage of the world frenzy regarding the coronavirus and are impersonating health authorities such as the World Health Organization (WHO) and the Center for Disease Control and Prevention (CDC), or health authorities in other countries. Scammers know that the world is seeking out as much information about the virus as they can to stay up to date and hopefully avoid contracting it themselves. How can you avoid being scammed? Here are a few steps you can take to avoid being scammed: Stay informed, knowledge... Read More

Paying Scammers with Gift Cards

Gift cards are a popular and convenient way to give someone a gift. They’re also a popular way for scammers to steal money from you. That’s because gift cards are like cash: if you buy a gift card and someone uses it, you probably cannot get your money back. Gift cards are for gifts, not payments. Anyone who demands payment by gift card is always a scammer. What if you paid a scammer with a gift card? Report scams Giving and receiving gift cards as gifts Many different kinds of imposters ask you to... Read More

Mortgage Fraud: Stay Vigilant

Credit Union of Denver wants to keep our members informed about potential fraud, so that you can protect yourself with informed choices. The information provided has been obtained from reliable resources so you can be in-the-know! When it comes to mortgages, unfortunately there are many ways to be taken advantage of or unknowingly participate in fraud. Common sense and paying attention to details are the two most effective steps borrowers can take to protect themselves and their families from being victims of, or unwitting accomplices to, mortgage fraud. There are... Read More

Credit Score & More!

Credit Union of Denver has another FREE benefit! Credit Score & More Your credit score is more than just a number – it’s a way for lenders to determine whether you are eligible for a loan, for apartment complexes and insurance agencies to give you rates or access based on your credit worthiness. Managing your credit is an important part of managing your financial well being. It will guide your financial picture on how much interest you pay, which affects your payments, which effects your budget, etc. It’s important Smart... Read More

Impulse Buying: Why We Do It and How to Stop

We want our members to be successful in finding financial solutions that fit their personal journey. We hope this information helps you reach your goals! Buying things can be fun – in the moment. For example, you walk into a store, or are surfing online, not meaning to buy anything, and then all of a sudden. . . boom. The perfect sale pops up right in front of you! It’s meant to be, right? No so much. Here’s the fact: Americans impulsively spend an average of $450 every month. That adds up... Read More

Online Security for Kids

  Credit Union of Denver wants to keep our members informed about potential hazards, so that you can protect yourself and your family. The information provided has been obtained from reliable resources, so you can be in-the-know! Background Kids’ lives are online more than ever, from socializing with friends and interacting with family to online learning and education. As parents we want to make sure they do so in a safe and secure manner. However, this is hard as many of us never grew up in such an online environment... Read More