Limited Transfers from Savings

Regulation D – What you need to know Regulation D is a federal regulation that limits the number of electronic transfers from savings accounts and money market accounts to any other share accounts. The limit per month is a maximum of six electronic transfers. An electronic transfer is any transfer that is done through online banking or Call-24 (automated phone system), any transfer requested by phone through our Call Center or any transfer that is initiated by an insufficient balance in the checking account. One other transaction that is effected... Read More

Get Your Overdraft Options in Order!

Running Low on Funds? Everyone has had that day when a purchase needs to be made, but the funds available in the checking account are extra low or nonexistent. It is important to make sure your overdraft options are in the proper order to minimize the fees your checking account could be charged in this situation. #1. Savings or Money Market Your Prime Share Savings account or Money Market is the first defense against a negative Checking account balance. It is important to note that you can use Prime Share Savings or... Read More

Auto Equity Loan

What is an Auto Equity Loan? That is a great question! The definition of Equity is the monetary value of property in excess of liens against it. An Auto Equity Loan is a great way to put the equity in your vehicle to work for you! If you have a car title that is free and clear or an auto loan that you have paid way down, you can use this equity to put cash in your pocket. Learn more about CUD’s Free Checking Account with No Opening Deposit The... Read More

Mobile Access for your CUD accounts

Free Mobile Banking* allows you to: Access the app with facial or fingerprint recognition View balance and available balance information Select merchant offers with CUDeals View eStatements Access your MasterCard Credit Card & HELOC accounts Transfer funds between C•U•D accounts Pay bills Apply for a loan Sign up for Mobile and Card Alerts Find Surcharge Free ATMs and CU Service Branches Mobile Deposit- Easily deposit a check from your phone Please note:  Message and data rates may apply from your communications service provider. How to Access Mobile Banking Online The... Read More

Important Regulation Changes –

Hello Members, Just a note about updates occurring for devices and browsers you may utilize to access your accounts. Necessary Upgrades for Access to Online Banking & Mobile App – Transport Layer Security (TLS) On November 14, 2018, our online banking provider discontinued support for devices and browsers not using Transport Layer Security (TLS) 1.2. We strive to offer the most secure environments for online and mobile banking applications, therefore older versions of TLS have been deemed no longer adequate from a security perspective. This may affect your mobile and browser access... Read More

Protect Yourself from Identity Theft

Simple Steps to Protect Yourself from Identity Theft Millions of Americans fall victim to identity theft each year. According to the Department of Justice, an estimated 17.6 million people, or 7% of all U.S. residents age 16 or older, were victims of one or more incidents of identity theft in 2014 (latest available). What’s more, about 7% of identity theft victims experienced out-of-pocket losses of $100 or more. What can you do to help reduce your chances of having your identity stolen? The steps below can help you prevent significant... Read More

Time to Winterize Your Car

Winter is just around the corner…. Winter months can present many challenges for your vehicle. While modern vehicles are designed to handle inclement weather conditions, there are some basic steps every driver should take as the days get shorter and the temperature drops. Replace or Refill All Fluids Whether you take your car in for regular maintenance or you’re a do-it-yourself home mechanic, the best way to winterize your car is to start by checking your fluid levels. Coolant—It is especially important to have the correct antifreeze/water mixture to prevent... Read More

Information to keep you safe behind the computer!

We Still Keep Getting Hooked With Phishing. Just Stop Clicking! May 1, 2018 You hear about phishing all the time. Unfortunately, no matter how often we hear that term and about what it involves, there is still a large portion of people that fall victim to it. In fact, a recent report by Baker Hostetler found that people falling victim to phishing is, for the third year in a row, the leading cause of data security events. So, if we hear about it so much, why do we still keep... Read More

Glenwood Springs awaits you!

Explore Colorado! We try to provide our members and community interesting articles on where to take a stay-cation and explore the wonderful world we live in called Colorado. We live in a state that has so many options for all kinds of people. Being in the know is half the battle.  We hope you enjoy these articles.  Get out and explore! THE GLENWOOD HOT SPRINGS POOL Glenwood Hot Springs Pool and Spa is the home of the world’s largest mineral hot springs pool. The historic thermal spring water has been... Read More