Beware – Social Security Scams Are on the Rise

Credit Union of Denver wants to keep our members informed about potential fraud, so that you can protect yourself with informed choices. The information provided has been obtained from reliable resources so you can be in-the-know! The Social Security Administration (SSA) is warning Americans about widespread phone scams where callers may impersonate Social Security or claim a Social Security-related problem. Unfortunately, these scammers are trying to gain your trust and steal your money. The best way to protect yourself is to be aware. The Social Security Administration will NEVER: Call to... Read More

Ransomware – What to Know

The Reality of Ransomware Unfortunately, Ransomware is becoming a more prevalent threat these days. At Credit Union of Denver, we want our members to be informed and stay protected from potential digital attacks.   What is Ransomware? Ransomware is a type of malicious software (malware) that is designed to hold your files or computer hostage, demanding payment for you to regain access. Ransomware has become very common because it is so profitable for criminals.   Like most malware, ransomware starts by infecting your computer, most often when you open an... Read More

Tips for First-Time Home Buyers

Buying a home can be nerve-racking, especially if you’re a first-time home buyer. These tips will help you navigate the process, save money and avoid common mistakes. Learn strategies for saving a down payment, applying for a mortgage, house shopping and more. Mortgage down payment tips  1. Start saving for a down payment early It’s common to put 20% down, but many lenders now permit much less, and first-time home buyer programs allow as little as 3% down. But putting down less than 20% may mean higher costs and paying... Read More

Most Common Checking Account Questions

What Is a Checking Account? I don’t write checks, so do I need a checking account? A checking account is offered by financial institutions and is used by consumers to pay bills and expenses through debit cards, at merchants and online stores, peer to peer, and paper checks. Since there is generally no limit to the number of times you can access the money in the account, many people use them for daily expenses such as buying coffee, paying for parking or purchasing gasoline or groceries. Maybe they should call... Read More

Emails recently sent out to members

Date email was sent: July 29, 2020     CUD Membership Notification – please review July 24, 2020     Credit Union Give Back July 23, 2020     CUD Tivoli Branch Re-Opening Notification July 17, 2020      Benefits that pay with CUD membership July 23, 2020      Credit Union Password Manager, School Supply Drive, Sprint merges with T-Mobile June 24, 2020     Sweetheart Scam

The Cost of Fraud

Given the dramatic increase in the number of delivery systems bombarding American homes — television, radio, internet, social media, phone, mass mailings, magazines, flyers, advertising copy — and the fact that credit card owners are an easy and abundant target for criminals, it seems inevitable that consumer fraud will reach you at some point. Estimates for the number of people affected by fraud vary because of data gathering differences, but experts agree that somewhere around 12% of American adults (approximately 32 million people) are conned out of money every year.... Read More

2020 Scholarship Winners

Our 2020 C•U•D Scholarship winners have been selected! Thank you to all those that applied, it was certainly not an easy decision.       Alexa S.    Zachary S.    Kyle S.     Sara V.   Congratulations to: Sara V, Zachary S, Kyle S and Alexa S. You are our winners of the four 2020 Scholarships offered annually by Credit Union of Denver! Good luck with all your endeavors, we hope you will be successful in all you do!

Keeper Password Protector

Keeper Security is the top-rated password manager for individuals, families, and businesses, helping millions of people around the world create strong, unique passwords and store them in their own secure web vault. They are also the password protector we use at Credit Union of Denver. We want our members to be safe online, so we are sharing Keeper’s credit union discount with you. Keeper wants to offer you an exclusive 20% discount on your individual or family plan! Just use promo code: CUDENVER here. Why should you consider Keeper? You trust... Read More

Benefits of Living Frugally

The word ‘frugal’ seems to have a negative connotation. People think that if you are frugal, you are somehow missing out on life. However, living frugal is not as extreme as it sounds. It may even amaze you how you can change your life. Here are some of the benefits of frugality: 1. Saves Money Adjusting your spending habits will allow you to save more money over time. After cutting your expenses, it may amaze you how much money you can save (even in a short amount of time). This... Read More

Staycation Ideas

Have a Spa Day Two words: Spa day. Although a spa vacation may sound exciting, a great alternative to treat yourself can be making your own custom relaxing spa experience at home. To get some serious bang for your buck, grab a few face masks, some mani-pedi supplies, and have a DIY spa day. Have a Cooking Night If you’re one of those travelers who eats your way around new locales, transform your kitchen into a dining destination. Try out some new recipes and have fun creating an exotic dinner... Read More