Is my money safe & insured at Credit Union of Denver?

Yes! Your accounts are federally insured at Credit Union of Denver. The NCUA, or National Credit Union Administration is the independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF). Like the FDIC’s Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government. Not one penny of insured savings has ever been lost by a member of a federally insured credit union.  The NCUSIF covers all deposit accounts, including:

How does the National Credit Union Administration (NCUA) protect my money?

The NCUA is the independent federal agency that administers the National Credit Union Share Insurance Fund. Credit unions that are federally insured by the NCUA offer a safe place for you to save your money, with deposits insured up to $250,000 per individual depositor.

How do I know my money is 100% protected?

FIRST STEP: Know how your accounts are organized, based on type of ownership.

SECOND STEP: Divide your accounts into four ownership categories:
1. INDIVIDUAL   2. JOINT   3. TRUST   4. RETIREMENT

Check the chart here for share insurance coverage examples.

NCUSIF insurance does not cover other financial products and services, such as stocks, bonds, mutual funds, life insurance policies, annuities or securities. The standard insurance amount is $250,000 for a single ownership account. Additional coverage is available for joint accounts, as well as retirement and trust accounts.

For more information, go to mycreditunion.gov. Share Insurance Estimator: MyCreditUnion.gov/estimator