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Autumnal clothes set. Cozy casual trendy woman clothing and shoes - jeans, sweater, bad, sneakers. Set of seasonal autumn fashion female clothes.

With Fall right around the corner, you might be in the need for some warmer autumn clothing for yourself. And of course, if the leaves are starting to change colors, it can only mean that winter isn’t far behind. That brings with it a whole slew of wardrobe necessities and accessories you’ll need to purchase, for yourself and perhaps the rest of your family.

This can be expensive! Although new clothes can be costly, relax. Credit Union of Denver has some tips to help you navigate this potentially pricey purchase and show you creative ways to save, even as you bundle up your family for the fall and winter seasons.

Here are six timely money-saving tips this shopping season.


1.) Layer up

Don’t pack away all your summer clothing just yet! The temperatures may be dropping, but you can still find many uses for those tank tops, t-shirts and summer dresses; save them for layering up in colder weather. You can stick a long-sleeved T-shirt under a dress and add leggings and boots to make it warmer. Get creative with your fashion, you can even wear shorts in the winter and stick a pair of leggings or warm tights underneath.

2.) Take inventory

You check your pantry before heading to the supermarket, right? So, shouldn’t you also take stock of your closets before going shopping? This is especially important when shopping for a new season. It’s easy to forget pieces you’ve got hidden in the back of your closet or buried deep in a drawer from last winter. Take a careful inventory of what each family member has and what they still need and write it down. This way, you won’t come home to find that you already have what you’ve purchased. No one likes the hassle of returning things.

Also, if you have kids, have them take the time to try on some of their clothes from last season to see if they still fit, or if they may need a bigger size.

3.) Shop the sales

Fall has a few observed holidays that bring awesome sales – so take advantage! There’s Columbus Day, Veterans Day and then the markdown day of the year, Black Friday. There’s also Cyber Monday and Small Business Saturday. It’s worth waiting for the next holiday to buy what you need. You’ll save a lot just by being patient!

Learn how you can earn cashback every month with our C•U•D Cashback Rewards Checking Account.

4.) Shop online – without paying shipping

Online shopping can be significantly cheaper than retail stores – until you need to chalk up $6.99 for shipping, that is.

Beat the system by taking advantage of the free in-store pickup available at many retailers. Many stores also offer coupons to first-time online shoppers. If you’ve already shopped a store online, you can sign in using another email address and still snag the deal.

Even if you prefer live shopping and like to try on your clothing before you buy, it pays to check out a store’s online inventory before going to the brick and mortar shop. This way, you’ll know what they have and what you like instead of wasting time browsing racks and finding the perfect top with the perfect price several hours later.

5.) Time it right

There’s a season for every purchase. If you wait until a specific item goes on sale, you’ll save big. For example, jeans usually get marked down in October and last winter’s boots will show up on the sales racks at the end of September. It’s worth it to wait until these times to buy these items if you can.

Also, winter coats hit the sales racks as soon as Christmas is over. So, if you are able to hold off on buying a coat until after the holidays, a super deal awaits you. Alternatively, if your old coat is in fairly good condition but you’d like a more updated look, consider making do with last year’s coat for now, and buying a new one when they go on sale.

6.) Shop the overstock

Stores that specialize in deeply discounted merchandise can be a terrific source for name brand clothing at generic prices. You may have to spend a little more time sifting through rows of racks until you land a real bargain, but it’ll be well worth your time. These stores are especially beneficial for stocking up on basics. Remember to check out secondhand stores online too, for incredible deals on stuff you need.

Don’t break the budget this shopping season. With a bit of planning and strategic shopping, you can outfit your family for warmer weather.


Feel free to share this information if you found it helpful, and thank you for being a member.


Source: https://www.section705fcu.org/2017/09/25/fall-on-a-budget/ & enhanced by Credit Union of Denver