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Student Loan Options

Private student loans & refinancing made easier

Through the Sparrow Student Loan Marketplace, Credit Union of Denver connects you to a trusted platform used by colleges and universities nationwide.

Why use the Sparrow Marketplace?

  • Personalized rates from top private student lenders
  • No impact to your credit score to check eligibility
  • Compare fixed and variable rates side‑by‑side
  • Flexible repayment terms to fit your budget
  • No origination fees or prepayment penalties
  • Options for non‑cosigned, parent, and international loans

Paying for education can feel overwhelming, but finding the right student loan can help. Whether you’re planning for school or looking to refinance existing student loans, Sparrow makes it easy to compare real, personalized offers from multiple lenders — at no cost to you.

It’s a smarter way to explore student loan options without the guesswork. 

How it works (it’s quick)

4 Easy Steps. 1 Check Your Eligibility. 2 Compare Your Rates. 3 Select Your Repayment Plan. 4 Receive Your Funds.

Three minutes. Zero credit impact.

One short form lets the nation’s largest network of private student lenders compete for your loan, so you can focus on what’s next.

Explore Student Loans

Who can benefit?

This marketplace supports students and families at every stage of the education journey, including:

  • Parents
  • Undergraduate students
  • Graduate and professional students (MBA, Law, MD, JD, and more)
  • Borrowers looking to refinance existing student loans

What can student loans be used for?

Private student loans through Sparrow can help cover education‑related expenses such as:  add some icons

  • Tuition and fees
  • Room and board
  • Books and supplies
  • Transportation and other essential costs

Don’t let financing be the barrier between you and your goals.

 Ready to see your personalized rates?

Finding your pre‑qualified options is fast and simple. Click below to get started and explore student loan choices tailored just for you.

👉 Find Your Rates

Questions? We’re here to help.

If you’d like assistance or have questions along the way, our team is happy to help.

📞 303.234.1700

✉️ support@cudenver.com

Compare My Student Loan Options

All options available through the Sparrow Student Loan Marketplace

Loan Option Best For Key Benefits Credit Impact to Check Rates
Private Student Loans Students currently in school Covers tuition, housing, books, and education expenses None
Student Loan Refinance Graduates with existing student loans Lower rates, simplified payments, flexible terms None
Parent Student Loans Parents helping pay for college Competitive rates, multiple repayment options None
Graduate & Professional Loans MBA, Law, MD, JD, and other advanced degrees Higher loan limits, tailored repayment options None
Non‑Cosigned Loans Borrowers without a co-signer Options available based on individual profile None
International Student Loans Non‑U.S. citizens studying in the U.S. Expanded eligibility through select lenders None

 

What Success Looks Like in Our Student Loan Marketplace

Member: Kiley R. majored in Political Science at Drake University.

Kiley came to Credit Union of Denver in search of a $50,000 student loan refinance. Kiley graduated from Drake University, where she received a Bachelor's Degree in Political Science. Kiley lives in Denver CO, has a full-time job, and makes $100,000.

In under 9 minutes, Kiley had 46 different offers for their student loan refinance. The lowest fixed rate Kiley pre-qualified for was 6.22% which is 2.72% below the current federal student loan APR (Annual Percentage Rate).

By leveraging Credit Union of Denver’s student loan solution, to have student lenders compete for their business, Kiley’s estimated loan savings across the lifetime of the loan is around $75,000!

Borrow responsibly

We encourage students and families to start with savings, scholarships, grants, and federal student loans before considering private student loans. Be sure to complete the FAFSA and carefully evaluate your expected monthly payments and future earnings.

Important disclosures

This student loan marketplace is powered by Sparrow. Loans are made by Sparrow’s lending partners. Credit Union of Denver is not the creditor for these loans and is compensated by Sparrow for referrals.

Applications are subject to a minimum loan amount of $1,000. Credit and eligibility requirements apply.

Sparrow reserves the right to modify or discontinue products, services, and benefits at any time without notice.

© 2023 Sparrow Labs Inc. All rights reserved. Sparrow and related marks are trademarks or registered service marks of Sparrow Labs Inc. Sparrow is not sponsored by or an agency of the United States of America.