Skip to main content
Routing # 307075259

Rates

Savings Accounts
Type of Account Min. to Open

Minimum to obtain APY

APY1
Prime Share $5 $5 0.05%
Holiday2 $0 $5 0.35%
Uniform Transfer to Minors $5 $5 0.05%
Special Share (Savings) $0 $5 0.05%
Multiple Share $5 $5 0.05%
Representative Payee $5 $5 0.05%
Secured Card Share (Savings) $5 $5 0.05%
Trust Share $5 $5 0.05%
Business Savings $5 $5 0.05%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid to be paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. There is no minimum balance required to obtain this APY.  Rate could change after account is opened.

2 Holiday Savings Account compounds at maturity and has a $5.00 minimum balance to obtain APY.

3 The dividend rate & APY are variable and current as of 09/01/2021

Federally Insured by NCUA

Youth Share Accounts (Age 0-17)
Tier Min. to Open3 Dividend Rate2 APY1
First Tier $5 up to $1,000 2.00% 2.01%
Second Tier $1,000.01 and above 0.05% 0.05%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid to be paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. There is no minimum balance required to obtain this APY.  Rate could change after account is opened.

2 The dividend rate and APY are variable and current as of 09/01/2021

3 Youth Account has a $5.00 minimum balance to open.

Federally Insured by NCUA

Interest Checking2
Type of Account Min. to Obtain APY APY1
Interest Checking $1,000 0.10%
Interest Rewards Checking3
Tiers Min. to Obtain APY APY1
First Tier4 Up to $10,000.00 3.00%
Second Tier $10,000.01 and over 0.20%

Compounds Monthly

The Interest APY is variable and current as of 09/01/2021

1 The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid to be paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. There is no minimum balance required to obtain this APY. Rate could change after account is opened.

2 Interest Checking has a $1,000 minimum to open and to earn APY. If balance drops below the minimum, a $10 fee will be assessed.

3 Interest Rewards Checking APY earned when minimum monthly requirements are met: At least 15 debit card transactions, a direct deposit or automatic credit electronically posted to the account and be enrolled in eStatements to be eligible to receive higher interest rate and ATM refunds up to $25.

4 If monthly qualifications are met in a calendar month, a higher rate of interest will be paid on balances up to $10,000 and a lower rate of interest will be paid on balances of $10,000.01 and above.

Federally Insured by NCUA

Money Market Accounts
Tiers: Min. Bal. to Obtain APY APY1
First Tier $1,000 - $2,499.99 0.05%
Second Tier $2,500 - $9,999.99 0.10%
Third Tier $10,000 - $24,999.99 0.12%
Fourth Tier $25,000 - $44,999.99 0.15%
Fifth Tier $45,000 - $99,999.99 0.20%
Sixth Tier $100,000 and over 0.25%

Compounds Monthly

The Interest APY is variable and current as of 09/01/2021

1 The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid to be paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.
Minimum to open is $0.

Federally Insured by NCUA

High Yield Money Market Accounts
Tiers: Min. Bal. to Obtain APY APY1
First Tier $10,000 - $24,999.99 0.25%
Second Tier $25,000 - $44,999.99 0.30%
Third Tier $45,000 - $99,999.99 0.35%
Fourth Tier $100,000 and over 0.50%

1APY - The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid to be paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.
Rates are current as of 09/01/2021
Minimum amount to open $0.

IRA/ESA Accounts
Tier Min. Balance to obtain APY APY1
First Tier $0 - $24,999.99 0.12%
Second Tier $25,000 - $49,999.99 0.15%
Third Tier $50,000 - $99,999.99 0.20%
Fourth Tier $100,000 and over 0.25%

Compounds Monthly

The Interest APY is variable and current as of 09/01/2021

1 The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid on the account per year. The rate calculated on the dividend/interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.

Federally Insured by NCUA

IRA/ESA Certificates
Term Min. Balance to obtain APY APY1
6 Month $1,000 0.35%
Special 1 Year $1,000 0.70%
2-1/2 Year $1,000 0.65%
5 Year $1,000 0.95%
7 Year $1,000 1.00%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid to be paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened. Early withdrawal penalties may apply on Certificates.

2 The Interest APY is variable and current as of 09/01/2021

Federally Insured by NCUA

Certificates
Term2 Min. Balance to obtain APY APY1
3 Month $500 0.05%
3 Month $10,000 0.25%
6 Month $5,000 0.30%
1 Year $1,000 0.40%
Special 13 Month $5,000 0.70%
18 Month $1,000 0.50%
2 Year $1,000 0.60%
12 Month Starter Certificate $25 0.35%
24 Month Starter Certificate $25 0.55%
2-1/2 Year $1,000 0.65%
4 Year $1,000 0.75%
5 Year $1,000 0.95%
5 Year $10,000 1.00%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding, for the term of the certificate.

2 Early withdrawal penalties may apply on Certificates.

The Interest APY is variable and current as of 09/01/2021

Federally Insured by NCUA 

Jumbo Certificates
Term2 Min. Balance to obtain APY APY1
30 Day Term $50,000 0.15%
60 Day Term $50,000 0.25%
90 Day Term $50,000 0.30%
180 Day Term $50,000 0.40%
270 Day Term $50,000 0.50%
1 Year Term $50,000 0.60%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding, for the term of the certificate.

2 Early withdrawal penalties may apply on Certificates.

The Interest APY is variable and current as of 09/01/2021

Federally Insured by NCUA 

Rates are current as of 09/01/2021