Skip to main content
Routing # 307075259

Rates

Certificates
Term2 Min. Balance to obtain APY APY1
3 Month $500 1.00%
3 Month $10,000 1.35%
6 Month $5,000 3.90%
12 Month $1,000 3.70%
18 Month $1,000 3.30%
24 Month $1,000 3.35%
12 Month Starter Certificate $25 2.40%
24 Month Starter Certificate $25 3.00%
30 Month $1,000 3.40%
48 Month $1,000 3.45%
60 Month $1,000 3.50%
60 Month $10,000 3.50%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid on the account. The rate calculated on the interest rate and frequency of compounding, for the term of the certificate.

2 Early withdrawal penalties may apply on Certificates and fees may reduce earnings.

The Interest APY is variable and current as of 11/01/2025

Federally Insured by NCUA 

Jumbo Certificates
Term2 Min. Balance to obtain APY APY1
1 Month $50,000 1.15%
2 Month $50,000 1.25%
3 Month $50,000 1.40%
6 Month $50,000 2.35%
9 Month $50,000 2.50%
12 Month $50,000 3.25%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid on the account. The rate calculated on the interest rate and frequency of compounding, for the term of the certificate.

2 Early withdrawal penalties may apply on Certificates and fees may reduce earnings.

The Interest APY is variable and current as of 11/01/2025

Federally Insured by NCUA 

Mile High Money Market Accounts
Tiers: Min. Bal. to Obtain APY APY1
First Tier $0 - $24,999.99 0.00%
Second Tier $25,000 - $44,999.99 2.45%
Third Tier $45,000 - $99,999.99 2.70%
Fourth Tier $100,000 to $249,999.99 2.95%
Fifth Tier $250,000 and over 3.20%

Compounds Monthly

1APY - The Annual Percentage Yield (APY) is the total amount of the dividends paid to be paid on the account. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.

Rates are current as of 11/01/2025

Minimum amount to open $25,000. A fee will be assessed if the balance falls below the $25,000.00 minimum. A fee will be imposed for more than one (1) withdrawal or transfer per month. Please refer to our Rate & Fee Schedule for fees associated with this account.

Interest Checking2
Type of Account Min. to Obtain APY APY1
Interest Checking $1,000 0.10%
Interest Rewards Checking3
Tiers Min. to Obtain APY APY1
First Tier4 Up to $10,000.00 5.00%
Second Tier $10,000.01 and over 0.20%

Compounds Monthly

The Interest APY is variable and current as of 11/01/2025

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid to be paid on the account. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. There is no minimum balance required to obtain this APY. Rate could change after account is opened.

2  If the daily balance should drop below $1,000 at any time during the month, the account will be charged a fee (as disclosed on the Fee Schedule) for that month, and the account will not accrue interest for those days where the balance is below $1,000. Interest will be calculated daily, compounded and credited monthly. Interest is paid on the entire balance provided the minimum amount of $1,000 is maintained on the account.

3 Interest Rewards Checking APY earned when minimum monthly requirements are met: At least 15 debit card transactions, a direct deposit or automatic credit electronically posted to the account and be enrolled in eStatements to be eligible to receive higher interest rate and ATM refunds up to $25.

4 If monthly qualifications are met in a calendar month, a higher rate of interest will be paid on balances up to $10,000 and a lower rate of interest will be paid on balances of $10,000.01 and above.

Federally Insured by NCUA

High Yield Money Market Accounts
Tiers: Min. Bal. to Obtain APY APY1
First Tier $0 - $9,999.99 0.00%
Second Tier $10,000 - $24,999.99 0.50%
Third Tier $25,000 - $44,999.99 0.60%
Fourth Tier $45,000 - $99,999.99 0.75%
Fifth Tier $100,000 and over 1.00%

Compounds Monthly

1APY - The Annual Percentage Yield (APY) is the total amount of the dividends paid to be paid on the account. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.

Rates are current as of 11/01/2025

Minimum amount to open $0

A fee will be assessed each month the balance is below the minimum $10,000. A fee will be imposed for more than three withdrawals or transfers per month. Please refer to our Rate & Fee Schedule for fees associated with this account.

Money Market Accounts
Tiers: Min. Bal. to Obtain APY APY1
First Tier $1,000 - $2,499.99 0.05%
Second Tier $2,500 - $9,999.99 0.20%
Third Tier $10,000 - $24,999.99 0.25%
Fourth Tier $25,000 - $44,999.99 0.30%
Fifth Tier $45,000 - $99,999.99 0.35%
Sixth Tier $100,000 and over 0.40%

Compounds Monthly

The Interest APY is variable and current as of 11/01/2025

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid to be paid on the account. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.
Minimum to open is $0.

Federally Insured by NCUA

IRA Traditional
Tier Min. Balance to obtain APY APY1
First Tier $0 - $24,999.99 0.85%
Second Tier $25,000 - $49,999.99 0.90%
Third Tier $50,000 - $99,999.99 0.95%
Fourth Tier $100,000 and over 1.00%
6 Month Certificate $1,000 and over 3.90%
12 Month Certificate $1,000 and over 3.70%
30 Month Certificate $1,000 and over 3.40%
60 Month Certificate $1,000 and over 3.50%
84 Month Certificate $1,000 and over 3.55%

Tiers compund monthly. Certificates compounds quarterly.

The Interest APY is variable and current as of 11/01/2025

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid on the account per year. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.

Early withdrawal penalties may apply on IRAs and reduce earnings.

Federally Insured by NCUA

IRA Roth
Tier Min. Balance to obtain APY APY1
First Tier $0 - $24,999.99 0.85%
Second Tier $25,000 - $49,999.99 0.90%
Third Tier $50,000 - $99,999.99 0.95%
Fourth Tier $100,000 and over 1.00%
6 Month Certificate $1,000 and over 3.90%
12 Month Certificate $1,000 and over 3.70%
30 Month Certificate $1,000 and over 3.40%
60 Month Certificate $1,000 and over 3.50%
84 Month Certificate $1,000 and over 3.55%

Tiers compund monthly. Certificates compounds quarterly.

The Interest APY is variable and current as of 11/01/2025

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid on the account per year. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.

Early withdrawal penalties may apply on IRAs and reduce earnings.

Federally Insured by NCUA

Coverdell ESA Savings
Term Min. Balance to obtain APY APY1
First Tier $0 - $24,999.99 0.85%
Second Tier $25,000 - $49,999.99 0.90%
Third Tier $50,000 - $99,999.99 0.95%
Fourth Tier $100,000 and over 1.00%
6 Month Certificate $1,000 3.90%
12 Month Certificate $1,000 3.70%
30 Month Certificate $1,000 3.40%
60 Month Certificate $1,000 3.50%
84 Month Certificate $1,000 3.55%

Tiers compund monthly. Certificates compounds quarterly.

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid to be paid on the account. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened. Early withdrawal penalties may apply on Certificates.

2 The Interest APY is variable and current as of 11/01/2025

Federally Insured by NCUA

Savings Accounts
Type of Account Min. to Open Minimum to obtain APY APY1
Membership Savings $5 $5 0.05%
Holiday Savings2 $0 $5 1.25%
Transfer to Minors $5 $5 0.05%
Secondary Savings $0 $5 0.05%
Representative Payee $5 $5 0.05%
Secured Card Savings $5 $5 0.05%
Trust Savings $5 $5 0.05%
Estate Savings $5 $5 0.05%
Business Savings $5 $5 0.05%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid to be paid on the account. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. There is no minimum balance required to obtain this APY. Rate could change after account is opened.

2 Holiday Savings compounds at maturity and has a $5.00 minimum balance to obtain APY.

3 The dividend rate & APY are variable and current as of 11/01/2025

Federally Insured by NCUA

Youth Share Accounts (Age 0-17)
Tier Min. to Open3 Dividend Rate2 APY1
First Tier $5 up to $1,000 2.00% 2.01%
Second Tier $1,000.01 and above 0.05% 0.05%

Compounds Monthly

1 The Annual Percentage Yield (APY) is the total amount of the dividends paid to be paid on the account. The rate calculated on the interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. There is no minimum balance required to obtain this APY. Rate could change after account is opened.

2 The dividend rate and APY are variable and current as of 11/01/2025

3 Youth Account has a $5.00 minimum balance to open.

Federally Insured by NCUA

Rates are current as of 11/01/2025