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Mobile Deposit

Deposit Checks Anywhere

Life Made Easier.

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Running late, stuck at home, or already comfortable on the couch?

With Mobile Deposit, you can deposit checks right from your smartphone — no branch, no ATM, no extra errands.

Make a mobile check deposit

Within your mobile banking app:

  1. Select “Deposit” or access the “Deposit” widget from an individual account
  2. Select the account you wish to deposit the check to
  3. Enter the amount of the check to deposit
  4. Take a picture of the front of the check
  5. Take a picture of the back of the check
  6. Select “Submit Deposit” and review the confirmation screen

Eligibility Requirements

To use Mobile Deposit, members must:

  • Have an account open for at least 30 days
  • Be in good standing
  • Have no prior loss to Credit Union of Denver

Mobile Deposit may not be available for everyone*

 Get the Credit Union of Denver Mobile App

Deposit checks easily with Mobile Deposit

Download on the App Store  Get it on Google Play

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No, funds are not available immediately. Once the deposit has been completed, that information is sent to the credit union electronically. The electronic deposits will be posted several times during normal business hours by Credit Union of Denver. Once the deposit has been posted to your account the funds are still subject to Credit Union of Denver’s and Regulation CC check holds. The maximum deposit limit per check is $2,500.

Yes, please keep the check for 90 days.

The deposit will not appear in your Digital Banking transaction history until it has been posted. To check the status of the mobile deposit, go into your Digital Banking, then click on mobile deposit and finally click on mobile deposit history. Here you can see if your deposit is pending, accepted, or rejected.

Yes, unfortunately there are some accounts that are restricted from mobile deposit. If you have received this error message your account has been restricted. Restricted accounts include:

  • Accounts less than 30 days old
  • Business Accounts
  • TTM Accounts
  • Accounts deemed ineligible by C·U·D

If you do not fall under any of the categories listed above and you are still getting the same error or any other error, please contact us at 303.234.1700 | 800.279.3288

Disclosures:

* Mobile Deposit may not be available for Business, Trust, Estate, REP Payee, or TTM accounts. Members who have previously abused Mobile Deposit. Members deemed ineligible by Credit Union of Denver.