Skip to main content
Routing # 307075259
A woman and her dog witting on the edge of a swimming pool

Personal

For Whatever the Need – We’re Here to Help with a Low-Interest Personal Loan

Limited Time Special

$5280 Mile High Holiday Loan

  • Borrow up to $5,280 for 24 months1
  • Fixed rate of 5.28% APR*
  • Estimated payment of $232.30 a month & no prepayment penalties

What do I need to know about this promotion?

This money can be used for whatever you need it for. This offer is limited to C·U·D members who do not have a personal loan. Only one personal loan per member. 
The Promotional Rate is good on New Personal Loans for up to 24 months, and up to $5,280. Applications must be submitted by 12/31/2025. Not all borrowers will qualify for the best rate and terms may vary depending on amount financed. Those with approved credit & have a credit score of 680+ will be eligible for the 24 equal payments of approximately $232.30 if they get a loan for the maximum amount of $5280.  If a borrower would like to use terms beyond the 24 months, the loan will revert to standard personal loan guidelines.
Rates are subject to change, and there are no pre-payment penalties. 

Sounds good right? Next steps...

Get Started

Personal Loans Defined:

Credit Union of Denver offers a variety of Personal Loans. They come in several forms; Signature, Secured with un-titled vehicles and Secured with a Savings or Certificate Account. You can use our Personal Loans for a variety of needs, big or small, such as unexpected medical expenses, a computer upgrade or the latest technology, an engagement ring, or just so you can make improvements to your lifestyle. With no hidden fees, an easy online application, and competitive rates – you can’t go wrong with a Credit Union of Denver Personal Loan!

Young woman on the couch with her cell phone happy and excited

Personal Loan

Current Best Rate: 8.49% APR* (as of 11/01/2025)
Loans without collateral with a designated term.

  • Great low rates
  • Minimum loan amount of $250
  • Up to 60 month terms
  • Easy payment options – including online payments
  • Choose your monthly payment date & stay comfortable within your budget

Payment example: Borrow $10,000 for 36 months at 8.49% = $315.63 per month.
 

Get Started

Use this calculator to estimate your loan payment

Man wearing a plaid shirt reaching into his wallet

Secured Personal Loan

Current Best Rate: 8.49% APR* (as of 11/01/2025)

We will lend on new titled vehicles such as ATVs, dirt bikes, jet skis, wave runners, and snowmobiles. We also offer loans on new titled trailers including horse trailers, flatbed trailers, cargo, or craft trailers. Let us know what your passion is, and we’ll help you finance it!

  • Great low rates
  • Up to 100% financing on new collateral
  • Up to 60 month terms
  • Easy payment options – including online payments

Payment example: Borrow $10,000 for 60 months at 8.49% = $205.12 per month.
 

Get Started

Two hundred dollar bills in hand

Savings or Certificate Secured Loan

Current Best Rate: 3.00% APR* above Share or Certificate Rate (as of 11/01/2025)

Our Savings Secured and Certificate Secured Loans offer a great option to obtain needed funds at low rates while still earning interest on your savings, but without having to cash in your investments. This is also an option to help those that are rebuilding their credit.

  • Low rates – and continue earning interest on your savings!
  • Share secured loan terms up to 48 months
  • Loan terms vary, up to the maturity of the Certificate
  • Easy payment options – including online payments

Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.

Alternative to a Personal Loan – Do you have a free and clear Auto? Use our Auto Equity Loan

Use your car for cash. Get cash at a low rate. Apply for an auto home equity loan

Current Best Rate: 5.23% APR* (as of 11/01/2025)

You may be able to take your free and clear titled auto or the auto loan you have paid way down and turn it into cash in your pocket.

Auto Loans typically have a lower interest rate, and you can use the accrued equity to fund the things you want to do, for less!

Get Started

Questions? Give our loan specialists a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.

* APR = Annual Percentage Rate
Not all borrowers will qualify for the lowest rate.

1 5.28% Annual Percentage Promotion Rate good for New Personal loans for up to 24 months, and up to $5,280, on applications submitted by 12/31/2025. With Approved Credit & credit score of 680+. Payment of an estimated $232.30 based on 24 equal payments. Other terms are available but are subject to normal personal loan guidelines. Not all borrowers will qualify for the best rate and terms may vary depending on amount financed. Rates are subject to change. No pre-payment penalty. Not available on current Personal Loans with C·U·D, will not qualify if an existing Personal Loan has an existing balance at the time of application. Only one personal loan per member. C·U·D membership of $5 is required. Federally Insured by NCUA.