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Person using their mobile phone to take a picture of a check; mobile deposit.

Mobile Deposit & Wallet

Point. Snap. Deposit. Spend.

Credit Union of Denver’s Mobile Deposit enables you to deposit checks to your account, using your Smartphone, from anywhere! Whether you’re stuck at home, in a snowstorm, or away on a business trip – you don’t need to waste time or gas driving to a branch or looking for the nearest ATM. Simply enroll in Mobile Deposit through our Mobile App and turn your home, office, or couch into a virtual C·U·D branch!

To be eligible for mobile deposit the members must meet these requirements:

  • Account must be open for at least 30 days
  • All account owners must be in good standing
  • All account owners must not have caused a loss to C·U·D

The accounts restricted from using Mobile Deposit includes:

  • Business Accounts, Trust Accounts, Estate Accounts, REP Payee, and TTM Accounts
  • Members who have caused C·U·D a loss
  • Members who have abused our Mobile Deposit service
  • Members that are determined ineligible by C·U·D

Mobile Wallet – Payment by Smart Device

What is it?

Mobile Wallets are a way to carry your Credit Union of Denver Credit Card or Debit Card information in a digital form on your mobile device. Instead of using your physical plastic card to make purchases, you can pay with your Smartphone, tablet, or smartwatch. Stay contactless and pay merchants with your mobile device!

We offer our members Apple Pay®, Google Wallet™, and Samsung Pay®. Using the mobile wallet that corresponds with your mobile device, upload your C·U·D Credit Card or Debit Card into the app – then simply tap and Pay!

Here are a couple of tips to keep in mind when using your Mobile Wallet:

  • Not all retailers will offer this type of payment option, so make sure to ask before you tap!
  • Look for the symbols on or around the payment device or ask which ones they accept.
  • Always run your charge as “Credit”, even if it is your debit card. This will assist with the tokenization and prevent you from having to use your PIN.

Please note:  Message and data rates may apply from your communications service provider. Subject to eligibility and further review.

To avoid errors for new users, or if you are having issues using the mobile app, make sure you are using the most updated version of the application.

Request a copy of disclosures in a branch or by calling 303.234.1700

Mobile App Recommendations:

  • For mobile devices using the Android™ operating system, do not enable Android’s “install from unknown sources” feature.
  • Notify the credit union and carrier immediately if the mobile device is lost or stolen so that it can be deactivated.
  • Do not modify the mobile device as it may disable important security features.
  • Check your credit union account frequently and notify the credit union of any unauthorized transactions.
  • Adopt safe practices as you would using your personal computer, including not opening attachments or clicking on links contained in email received from unfamiliar sources.

Credit Union of Denver Mobile App

For iPhone® and iPad® Must enroll in online banking and download Credit Union of Denver Mobile App from the App Store. Message and data rates may apply from your communications service provider. Subject to eligibility and further review. iPhone: Requires iPhone IOS most recent version or one previous. iPad and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

For Android – Must enroll in online banking and download Credit Union of Denver Mobile App from the Android Market. Android: Requires the latest version or one previous of their operating system. Message and data rates may apply from your communications service provider. Subject to eligibility and further review. Android: Android is a trademark of Google, Inc. Use of this trademark is subject to Google Permissions. Portions of this page are reproduced from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.