Whether you’re looking to purchase a new car, truck, SUV, or find a new-to-you vehicle, we have great auto loan rates and favorable terms to help you get what you want. If you just want to refinance your current auto loan from another provider, Credit Union of Denver Auto Loans has great options to help put cash in your pocket. We have other resources that can assist you with auto buying, first time buying options, auto insurance, extended warranty, GAP Insurance, auto equity loans, classic, etc. Apply online or contact us directly – we’ll help you get started.
If you use your personal vehicle for a driving service (Uber, DoorDash, etc.) you will need extra insurance to protect your assets. Please read this blog post for more information.
New and Used Auto Loans
Current Best Rate: 6.48% APR2
(as of 05/01/2023)
We provide lending on autos whether you buy through a dealership or a private party. We suggest that you do your homework on the auto you are considering before you take possession. Check out this article from Autotrader on the pros and cons of both.
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
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Classic Auto Loans1
Credit Union of Denver provides financing for Classic Cars and Trucks. Due to the specific nature of these vehicles, they may require an appraisal. If you are interested in purchasing an “older beauty”, please give our loan specialists a call to understand what the next steps are for this loan at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
Free Auto Buying Service
Since 1987, our members have found a better way to buy a new or used car. Members that use our auto-buying service have found the process much easier and are very satisfied with what is offered at Automotive Avenues4.
They offer a haggle-free, one price atmosphere that provides a one-stop car shopping experience. They have access to thousands of new vehicles through their dealer network partners, as well as pre-owned vehicles of all makes and models.
Special Offer for Credit Union of Denver Members
Receive 0.50% APR2 OFF your approved C·U·D Auto Loan rate when you utilize the Auto Buying Service and purchase your vehicle from Automotive Avenues.
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Claim Your Offer

“Financing was so easy with Auto Aves, the hardest part was picking which car I would love the most. I think it was the perfect car buying experience. No pressure from the staff to upgrade out of my bracket, and the advantages of using them as a mechanic for the life of this vehicle will be priceless.”
– Andie M. with her 2017 Hyundai Elantra SE
First Time Auto Buyer Program
Our First Time Auto Buyer Program is designed for those who have little to no credit and are ready to purchase their first vehicle. To make this process easier, we’ve teamed up with Automotive Avenues to help you find the vehicle that best suits your needs at a competitive price! Check out all the great information we have compiled for your convenience.
Bring Your Auto or Motorcycle Loan over to Credit Union of Denver and Get Paid!

Bring your qualified auto loan2 from another financial institution over to us to refinance and receive:
- $300 Cash, plus
- an opportunity to take a 3 month payment vacation, and
- take at least 3% APR off your rate3
Plus Enjoy
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
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Auto Equity

What is Auto Equity? It is the current value of your vehicle minus any loan amount owed on it. Whether you own your vehicle free and clear or have paid it down, you may have “equity” that you can cash out by financing it with C·U·D.
An Auto Equity Loan is a fixed rate and term loan using your vehicle as collateral. Simply put, an Auto Loan. Use your cars equity for other expenses at a better interest rate than most credit cards.
Here's the breakdown with an example. Book Value of your vehicle is $20,000 Subtract loan amount (if any) - $5,000 = Equity available to use $15,000.
Auto Loans typically have a lower interest rate and you can use the accrued equity to fund the things you want to do for less. Things like a trip to the beach, or paying off higher interest rate debt, school expenses, medical bills, etc. What would you do with some extra cash?
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
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New/Used Motorcycle Loans
Current Best Rate: 6.99% APR2
(as of 05/01/2023)
We have competitive rates on new or used motorcycles loans! Or refinance your current motorcycle and potentially lower your rate! Ask about our refinance specials. Or if you are looking for cash out, use a clear title as collateral to use the equity. Our loan specialists will be happy to discuss all your options.
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
Get Started