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Routing # 307075259
Interest rate symbol propelling into the air from a mobile phone

Free Interest Rewards Checking Account

Score Big with an Autographed7 Football from your Hometown Team!6

Rewards Checking is a Touchdown! Interest Rewards earn 5%25 APY up to a $10,000 balance. Enter to win an official autographed football from your home team!

Whats better than free? Getting paid to use your debit card! Choose how you want to get paid: 5.00​% APY2 with Interest Rewards Checking or $5 cashback each month with Cashback Rewards Checking!3 Plus, whichever account you choose you can receive up to $25 in refunded ATM fees each month when the requirements are met. (Don't worry, the monthly requirements are a piece of cake!). Plus, for a limited time, when you sign-up for a new Interest Rewards or Cashback Rewards debit account and meet the monthly requirements, you will be entered into a random drawing to win an autographed football from your Denver Pro Football Team!6

Monthly requirements1 for Rewards Checking Accounts:

  1. Receive a Direct Deposit, Mobile Deposit, or Electronic Transfer from another institution
  2. Receive eStatements 
  3. Use your Credit Union of Denver Debit Mastercard® at least 15 times monthly, online or at retail establishments

Easy, right? The good news, it’s free – there is no minimum balance or monthly account fees and there are no penalties for not hitting the requirements. If you don’t meet the requirements, don't sweat it, you have the whole next month to reach the rewards again!3 Your monthly eStatements will spell out if you have met the requirements. 

New Member(s) Get Started 

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button, which will prompt you to also open a new prime share. If you have more than two owners, contact the Credit Union at 303.234.1700 | 800.279.3288.

Existing Member - Single   Existing Member - Joint

With our Free Interest Rewards Checking Account you can earn 5.00% APY2 on balances up to $10,000, plus earn 0.20% APY over $10,000 and receive up to $25 in refunded ATM fees5 when monthly requirements are met.

But wait – there’s more! These Free Checking Benefits are included with all of our Debit Card Checking Accounts.

A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account. 

1 Monthly Account Requirements: At least 15 debit card transactions, Direct Deposit or Automatic Credit electronically posted to the account and be enrolled in eStatements to receive higher interest rate/cashback/ATM fee refunds. If the Account Requirements are met, the rewards noted will be applied. 

2 APY = Annual Percentage Yield. Rates are variable and subject to change at any time. Rates current as of 10/01/2023. Fees incurred on account can reduce earnings.

3 The timing of debit card transactions hitting your account are not in the control of the Credit Union.

4 Up to 5% of the net purchase amount on debit card purchases with a maximum reward of $5 per calendar month.

5 Fees incurred on account can reduce earnings.

6 Open a qualified Rewards Checking Account (Interest or Cashback) during the promotional period and have completed the monthly rewards qualifications of said Rewards Checking Account, for a minimum of one calendar month within the promotional period. Reward Checking Account qualifications include at least 15 Debit Transactions per month, Direct or Mobile Deposit, and electing eStatements. Limited time offer random drawing rules can be found here and expires November 30, 2023.

7 Official Colorado Pro Autographed Football has a Certificate of Authenticity. Please call us for details.

Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

Applicant(s) must clear check reporting agency. The credit union also retains the right to obtain a Credit Bureau report on each applicant.

For all Checking Account disclosures, see our Membership Booklet and Truth in Savings information located on our website at