Skip to main content
Routing # 307075259
Interest Rewards Checking Page Header 01-2025

Free Interest Rewards Checking Account

Interest Rewards Checking. Earn: 5%25 APY up to a $10,000 balance.

With our Free Interest Rewards Checking Account you can earn 5.00% APY2 on balances up to $10,000, plus earn 0.20% APY over $10,000 and receive up to $25 in refunded ATM fees5 when monthly requirements are met.

But wait – there’s more! These Free Checking Benefits are included with all of our Debit Card Checking Accounts.

Monthly requirements1 for Rewards Checking Accounts:

  1. Receive a Direct Deposit, Mobile Deposit, or Electronic Transfer from another institution
  2. Receive eStatements 
  3. Use your Credit Union of Denver Debit Mastercard® at least 15 times monthly, online or at retail establishments

Easy, right? The good news, it’s free – there is no minimum balance or monthly account fees and there are no penalties for not hitting the requirements. If you don’t meet the requirements, don't sweat it, you have the whole next month to reach the rewards again!3 Your monthly eStatements will spell out if you have met the requirements. 

New Member(s) Get Started 

Existing Member Get Started 

A Membership Savings with a $5.00 deposit is required for membership prior to opening a checking account. 

1 Monthly Account Requirements: At least 15 debit card transactions, Direct Deposit or Automatic Credit electronically posted to the account and be enrolled in eStatements to receive higher interest rate or cashback & ATM fee refunds. If the Account Requirements are met, the rewards noted will be applied. 

2 APY = Annual Percentage Yield. Rates are variable and subject to change at any time. Rates current as of 05/19/2025. Fees incurred on account can reduce earnings.

3 The timing of debit card transactions hitting your account are not in the control of the Credit Union.

5 Fees incurred on account can reduce earnings.

Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

Applicant(s) must clear check reporting agency. The credit union also retains the right to obtain a Credit Bureau report on each applicant.

For all Checking Account disclosures, see our Membership Booklet and Truth in Savings information. Request a copy in a branch or by calling 303.234.1700 

Federally Insured by NCUA.