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Routing # 307075259
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First Mortgage

Make a House your Home

Whether you’re purchasing your first home or looking to upgrade your forever home, the financial process may seem overwhelming at times. When you work with Credit Union of Denver, you’ll find that we are here to help you learn all your options. We have your best interests at heart.

A smiling couple holding house keys in front of their first home.

First Mortgage

Looking to purchase or refinance a house? We offer a variety of different types of first mortgage loan options like: 

  • Conventional
  • FHA (Federal Housing Administration)
  • VA (Veterans Affairs) 
  • USDA (United States Department of Agriculture) loans

In the competitive Colorado housing market, it’s always a good idea to apply for pre-approval for a home loan before you go house shopping. Getting pre-approved helps you research your housing options with confidence and assures a seller knowing they are dealing with a pre-approved buyer. 

Credit Union of Denver can also help if you already own your home and are looking to refinance your mortgage. Our low closing costs for refinanced mortgages is one of the best valued mortgages around! We provide very competitive interest rates so you save money over the life of your loan. To speak to a local Credit Union of Denver Loan Specialist, give us a call 303.202.5659 | 800.280.0234 or email us at

Building a house? Need a business real estate loan?

Centennial LendingNo problem! We are proud to work with Centennial Lending. They provide Credit Union of Denver members with commercial, construction, and business real estate loans and lending services. They will assist you from the inquiry and application phase through approval, and finally to closing. Centennial Lending is a Credit Union Service Organization (CUSO), which means they only work with credit unions and credit union members – like ours!

Contact Centennial Lending today at 720.494.2740 or visit their website for your commercial, construction, and business lending needs. 

Get Started

Want to know what your house may be valued at? Use our Home Value Checker to show comps in your area and recent sales. This is not meant to replace an appraisal, but a tool to give you an idea of what the market is doing near the location of your property.

Centennial Lending NMLS#3056