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Routing # 307075259
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1st Place & Second Mortgages

Take advantage of your equity

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1st Place Mortgage 

Current Best Rate: 2.89% APR1 80% CLTV2

In addition to our first mortgage option, we also offer a 1st Place Mortgage. This product was developed to allow you to use the equity in your home without paying the higher closing costs of a traditional refinance. If you have sufficient equity in your home, the 1st Place Mortgage is a great alternative for you. Feel free to use that extra cash to pay off bills or take a vacation while possibly lowering your mortgage rate at the same time!

  • Fixed Rate & Term
  • $0 Closing Costs, in most cases (an appraisal and/or title insurance may be required at member’s expense)
  • Terms available up to 30 years
  • No pre-payment penalties
  • CLTV (Combined Loan to Value) no more than 80%. Maximum loan amount $1,000,000
  • Payments include principal & interest; escrow is available and may be required

Get Started

To speak to a Credit Union of Denver Loan Specialist, give us a call 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.


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Second Mortgage

Current Best Rate: 4.19% APR1 80% CLTV2

A second mortgage allows you to use the equity in your home to take cash out as a lump sum, while keeping a set loan payment. You have the freedom to use the cash all at once or spread out over time. This makes the second mortgage product a good option as a part of your expected monthly budget.

  • Fixed Rate & Term
  • $0 Closing Costs, in most cases (an appraisal may be required at member’s expense)
  • Terms available up to 20 years
  • 80%, 90% and 100% CLTV options
  • No pre-payment penalties
  • Payments include principal and interest only

Get Started

To speak to a Credit Union of Denver Loan Specialist, give us a call 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.


Want to know what your house may be valued at? Use our Home Value Checker to show comps in your area and recent sales. This is not meant to replace an appraisal, but a tool to give you an idea of what the market is doing near the location of your property.

1 APR = Annual Percentage Rate. Rate is Current as of 08/01/2021

2 CLTV = Combined Loan to Value