Credit Unions are not-for-profit, member-owned financial cooperatives. Unlike for-profit banks whose purpose is to increase the wealth of their stockholders, often at the expense of their customers, credit unions’ purpose is to give our members the best value and service possible.

Banks are for-profit companies that exist to generate high levels of profit for their stockholders. Bank stockholders elect a paid board of directors to run the bank and to financially benefit stockholders, not the bank’s depositors. Credit unions are not-for-profit organizations that were founded on the idea of “people helping people”. They are member-owned and exist to serve their members, with a volunteer board of directors.

• If you live or work in Colorado’s Adams, Arapahoe, Boulder, Denver, Douglas, or Jefferson counties.
• If you work for most federal government agencies, RTD or Yellow Cab.
• If you attend one of our many affiliated schools including Metropolitan State, Community College of Denver and Red Rocks Community College and many others.
• If you become a Friend of the Foundation member for $5,
• View a full list of our affiliated groups.

Yes - Immediate family members or household family members of an existing Credit Union of Denver member are also eligible for membership.

• Immediate family members:
  • Spouse
  • Children
  • Adoptive children
  • Siblings
  • Parents
  • Grandchildren
  • Grandparents
  • Stepchildren
  • Stepsiblings
  • Stepparents
• Household family members:
  • Persons living in the same residence, maintaining a single economic unit.

Yes, a minimum deposit of $5 is required to open a Credit Union of Denver Membership Savings and to establish your membership.