Yes. We have several mortgage solutions. Call us at 303.202.5659 | 800.280.0234 or email us at support@cudenver.com to discuss options that will best suit your needs.

We offer many options to make your equity work for you with great rates. For a full list of our mortgage products click here.

Your LTV is the relationship between the current outstanding balance of your loan(s) and the collateral’s value. This relationship helps us decide how much you can borrow. This can be applied to any loan type that is tied to a piece of collateral.

Use this formula to get an idea of your LTV: (A + B)/C = LTV

A = The amount of money you need
B = The outstanding balance of all loans applied to the collateral
C = Your home’s estimated value

The Loan to Value (LTV) is the outstanding loan amount divided by the appraised property value or purchase price.

For a home: Use our Home Value Checker to find an estimated value of the property. Just type in your address.

For an Auto: Go to J.D. Power Values to find values based on condition of vehicles. 

Apply for a Loan

Let us know if you have any trouble with this or have any other questions, we are always here to help.

Your first mortgage payment is usually 30 days after closing. The actual date of your first payment will be included in your closing documents.

To expedite the mortgage loan process, have the following items available:

• Information on all assets—401(k), cash deposits, Term Certificates, etc.
• W2s from the last two years
• Signed federal tax returns for the last two years (with schedules if you are self-employed or received rental income)
• List of current debts to include: credit cards, child support, auto loans, installment debt, etc.
• Two most recent pay stubs
• Most recent property tax bill (if available)
• Most recent mortgage loan statement
• Copy of your current homeowner’s insurance policy