We’re here for you every step of the way
Skip the closing costs in most cases*
Borrow up to 80% of your home's CLTV2 (combined loan to value)
Borrow with confidence with a fixed rate for up to 20 years
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We offer the same low rates on first mortgage refinance loans
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Before you choose which direction to go, know what your home may be valued at. Use our Home Value Checker to see recent sales and comparable homes in your area. (This tool is for reference only and does not replace an appraisal).
Home Value Checker
Our First Mortgage Refinance option is designed for homeowners who want to refinance without the high closing costs of a traditional refinance. If you have enough equity, this can be a smart, cost‑saving solution.
Have questions or just need a little guidance? Our Mortgage Loan team is here to help you figure out what would work best for you and to take the next steps.
303.202.5659 | 800.280.0234
✉️ support@cudenver.com
Flexible terms and stable monthly payments are why traditional home loans are still so popular.
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A line of credit that allows you to utilize the equity of your home as you need it, at a low variable interest rate.
¹ APR = Annual Percentage Rate. Rates current as of 09/01/2026. Subject to credit approval, not all borrowers will qualify for the lowest rate. ² CLTV = Combined Loan‑to‑Value.
Credit Union of Denver NMLS #417000. Mortgages available on owner occupied, Colorado properties (property insurance required) only. *No closing costs in most cases, but an appraisal fee and/or title insurance (approximate cost $0 - $3,000) may be required at member expense. C·U·D Membership Savings of $5 is required. Equal Housing Opportunity. HMDA disclosures apply.