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Routing # 307075259

Rates

Mortgages
Type of Loan Rates as low as (APR4)
1st Place Mortgage ~ 80% CLTV2 7.32%
2nd Mortgage ~ 80% CLTV2 8.59%
2nd Mortgage ~ 90% CLTV2 9.69%
2nd Mortgage ~ 100% CLTV2 N/A
HELOC1 ~ 80% CLTV2 8.00% (thru 12-31-2023) VAPR3
Non-Owner Occupied 8.59%

1 Home Equity Line of Credit. Subject to credit approval, not all borrowers will qualify for the lowest rate. HELOCs have a 20-year term; with a 10-year draw and 10-year repayment period. Variable annual percentage rate (VAPR) will apply and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate “Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. For example, standard rates of 8.00% up to 14.50% VAPR are current as of 11/01/2023. Rates are subject to change. No closing costs in most cases, but an appraisal fee and/or title insurance (approximate cost $0 - $3,000) may be required at member expense. Not available on refinance of current Credit Union of Denver (C·U·D) mortgage loans. Owner occupied and insured Colorado properties only. C·U·D membership of $5 is required. HELOC Disclosure. HMDA Disclosures. Credit Union of Denver NMLS#417000.

2 CLTV - Combined Loan to Value

3 Variable Annual Percentage Rate

4 Annual Percentage Rate

Not all borrowers will qualify for the lowest rate. Rates are current as of 11/01/2023

New/Used/Autos/Trucks/Classics
Term Rates as low as (APR4)
Up to 60 months 6.73%
61 to 72 months 7.33%
73 to 84 months 8.03%
New/Used/Motorcycles/Classics
Term Rates as low as (APR4)
Up to 60 months 6.99%
61 to 72 months 7.49%
New & Used RV
Term Rates as low as (APR4)
up to 84 months 7.75%
85 to 120 months 7.85%
121 to 144 months 8.25%
145 to 180 months 8.55%
181 to 240 months 8.75%

4 Annual Percentage Rate

Not all borrowers will qualify for the lowest rate. Rates are current as of 11/01/2023

Savings Secured
Type of Loan Lowest Rate (APR4) Term
Savings 3.00% above Savings Rate up to 48 months
Certificate 3.00% above Certificate Rate up to maturity of Certificate

4 Annual Percentage Rate

Not all borrowers will qualify for the lowest rate. Rates are current as of 11/01/2023

Unsecured
Type of Loan Rates as low as (APR4)
Personal Unsecured (up to 36 months) 8.49%
Personal Unsecured (37 to 60 months) 10.59%
Overdraft Line of Credit 17.50%

4 Annual Percentage Rate

Not all borrowers will qualify for the lowest rate. Rates are current as of 11/01/2023

Secured Loans
Term Rates as low as (APR4)
Up to 60 months 8.49%

Secured loans consist of titled trailers (horse, flatbed cargo and craft) and non-titled ATVs, dirt bikes, jet skis and snowmobiles.

4 Annual Percentage Rate
Not all borrowers will qualify for the lowest rate. Rates are current as of 11/01/2023

MasterCard®
Type of Loan Rate (VAPR3)
Platinum 12.24% to 19.24%
Secured 19.24%

All MasterCard® Credit Cards rates are variable, have no annual fee, no balance transfer fee and earn CURewards™. Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

3 Variable Annual Percentage Rate
Not all borrowers will qualify for the lowest rate. Rates are current as of 11/01/2023

Rates are current as of 11/01/2023