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Auto Loans (New & Used)

From first car to next upgrade – we’ve got you covered

Smiling woman looking at her phone while sitting on the trunk of her vehicle.

Get an Auto Loan and Ride Off with $300

Make your next move this fall even more rewarding. Get $300 cash3 when you finance an auto loan over $10,000.

Want to save even more? Set up qualifying Auto Pay and get a 0.25% APR discount off your approved rate4.

A new ride. $300 in your pocket. And a lower rate with Auto Pay. Yes!

Apply Now

Current Best Rate: As low as 5.45% APR2

(Rates and terms based on creditworthiness)

New or Used, using Credit Union of Denver Vehicle Loans gives you flexible options with competitive rates and local support you can count on.

We make it easy to move forward.

Purchase loan highlights:

New and used vehicles

Dealership or private-party purchases

Up to 84-month terms

Pre-approvals available

0.25% rate discount with Auto Pay on new loans

Choose your payment due date, after first payment is made

Get Started

Apply Now

Check Rates

View Rates

Why Finance with Credit Union of Denver?

  • Competitive rates and flexible terms
  • Rate discount available with Auto Pay4
  • Local, member‑focused service
  • No prepayment penalties
  • Easy online application
  • Support for every stage of vehicle ownership

Payment example:
For Vehicle Loan of $18,000 for 60 months at the best rate of 5.45% APR = monthly payment of $343.41.

Auto Loan Calculator

Have any Questions?

Talk with a Loan Specialist — we’re here to help.

📞 303.202.5659 | 800.280.0234
✉️ support@cudenver.com

Classic Auto Loans1

Credit Union of Denver provides financing for Classic Cars and Trucks. Due to the specific nature of these vehicles, they may require an appraisal. If you are interested in purchasing an “older beauty”, please give our loan specialists a call to understand what the next steps are for this loan at 303.202.5659 | 800.280.0234 or email us at support@cudenver.com.

Looking for Something Else?

Auto Refi

Lower your rate, reduce your monthly payment, or both by refinancing your current auto loan.

Learn More

Auto Equity

Tap into your vehicle’s value to access cash for life’s expenses with a lower-rate loan option.

Learn More

Plus, don't forget to review the Insurance Requirements for our auto loans.

If you use your personal vehicle for a driving service (Uber, DoorDash, etc.) you will need extra insurance to protect your assets. Please read this blog post for more information. 

Disclosures

1 An appraisal of a Classic Auto may be required. 

2 Loan qualification and (APR) Annual Percentage Rate based on individual credit worthiness. Not all borrowers will qualify for the best rate and terms may vary on amount financed. Rates Current as of 10/01/2026. Rates are subject to change. Insurance Requirements. C·U·D membership of $5 required.

3 $300 will be deposited within 10 days of closing documentation on auto loans (refinance or new loan) over $10,000. Existing C·U·D loans are not eligible for offer. Restrictions and eligibility requirements apply. C·U·D reserves the right to withdraw this offer at any time without notice.

4 APR = Annual Percentage Rate. Offer valid on loans originated on or after October 1, 2026. Best Rate shown includes a 0.25% discount for automatic loan payments. Not all borrowers will qualify for the best rate shown and terms may vary on amount financed. Subject to credit approval. Auto Pay Rate Discount Offer applies to loans with qualifying automatic ACH payment and is enrolled in e-statements on an eligible vehicle loan. If enrollment is discontinued, the rate will revert to contracted approved rate. Qualifying payment methods include automatic payments from a Credit Union of Denver (C·U·D) account. Payments initiated through Digital Banking or from another financial institution do not qualify. Loan must remain in good standing (has not caused a loss to the credit union). Discount is applied once per eligible loan and cannot be reapplied if later removed. All borrowers must not have any charged off shares on or after 6/15/2025 with a balance owed. Current rates as of 10/01/2026. Rates are subject to change without notice. Payment example: For vehicle loan of $25,000 for 60 months at the rate of 5.20% APR = monthly payment of $474.07. C·U·D membership of $5 is required. Federally insured by NCUA.