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Refi Auto Loans

A better auto loan could help you save every month

Current Best Rate: As low as 4.95% APR2

(Rates and terms based on creditworthiness)

 

Already Have a Vehicle? Refinance and Save.

Love your vehicle but not your current rate? Refinancing your auto or motorcycle loan could help you lower your monthly payment, reduce interest, or both.

Why refinance with C·U·D:

May lower your interest rate

Simplify your budget

Keep the vehicle you already know and love

Local service — real people, real help

Get Started

Apply Now

Check Rates

View Rates

Have any Questions?

Talk with a Loan Specialist — we’re here to help.

📞 303.202.5659 | 800.280.0234

✉️ support@cudenver.com

Happy older couple smiling in their car.

Benefits of Refinancing with C·U·D

  • Competitive rates and flexible terms
  • Local, member‑focused service
  • No prepayment penalties
  • Easy online application
  • Support for every stage of vehicle ownership

Refinance Calculator

Refinancing is available for autos and motorcycles, whether your current loan is with another lender or you’re ready to explore better options.

Payment example:
For Vehicle Loan of $18,000 for 60 months at the best rate of 4.95% APR = monthly payment of $339.27.

Looking for Something Else?

Auto Loans (New & Used)

Finance your next vehicle with competitive rates, flexible terms and a simple, stress-free process.

Learn More

Auto Equity

Tap into your vehicle’s value to access cash for life’s expenses with a lower-rate loan option.

Learn More

Plus, don't forget to review the Insurance Requirements for our auto loans.

If you use your personal vehicle for a driving service (Uber, DoorDash, etc.) you will need extra insurance to protect your assets. Please read this blog post for more information. 

Disclosures

1 An appraisal of a Classic Auto may be required. 

2 Loan qualification and (APR) Annual Percentage Rate based on individual credit worthiness. Not all borrowers will qualify for the best rate and terms may vary on amount financed. Rates Current as of 09/01/2026. Rates are subject to change. Insurance Requirements. C·U·D membership of $5 required.