A Membership Savings account with a $5.00 deposit is required for membership prior to opening a checking account.

Applicant(s) must clear check reporting agency. The credit union also retains the right to obtain a Credit Bureau report on each applicant.

Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

For all Checking Account disclosures, see our Membership Booklet and Truth in Savings information. Request a copy in a branch or by calling 303.234.1700. Federally Insured by the NCUA.

¹ Rewards Checking Monthly Account Requirements: At least 15 debit card transactions, Direct Deposit or Automatic Credit electronically posted to the account and be enrolled in eStatements to receive higher interest rate/cashback/ATM fee refunds. If the Account Requirements are met, the rewards noted will be applied. 

² APY = Annual Percentage Yield. Rates are variable and subject to change at any time. Rates current as of 09/01/2026. Fees incurred on account can reduce earnings.

³ Up to 5% of the net purchase amount on debit card purchases with a maximum reward of $5 per calendar month. Fees incurred on account can reduce earnings.

⁴ The timing of debit card transactions hitting your account are not in the control of the Credit Union.

⁶ New or existing member must open a new Rewards Checking Account (1 per member) during the promotional period and have transacted (have at least 1 Point-of-Sale transaction) with their debit card and have a minimum Direct Deposit or Automatic Credit of $10 electronically posted to the account within the first sixty (60) days of the checking account open date. P2P Payment Platforms, such as Zelle do not qualify as a direct deposit. The member must also be enrolled in eStatements within the first 60 days. The account must be in good standing (not caused a loss to Credit Union of Denver & not closed). If qualifications are met: $50 will be deposited into members’ account within 10 business days, following the 60 day bonus qualification period. If qualifications are not met within 60 days, the account will not receive the incentive. Electronic form must be submitted by Credit Union of Denver employee within 3 business days of opening for tracking purposes. A 1099-INT may be issued for the new member account. Terms and conditions subject to change without notice. Limited time offer and expires December 31, 2026. Credit Union of Denver may withdraw this offer at any time without notice.