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Checking Account for Lakewood, CO

Debit Card Account Service for Lakewood, CO

Residents of Lakewood, CO, looking for a reliable and rewarding checking account should consider Credit Union of Denver for a seamless banking experience.

Why Get a Debit Card Account With Us?

Our free checking account offers a range of benefits that cater to your financial needs:

  • High APY Interest Rewards. With a competitive 5.00% APY1,2 Interest Rewards, you can watch your money grow while enjoying the convenience of a checking account.
  • No Minimum Balance Requirement. Say goodbye to worrying about maintaining a minimum balance. Our free checking account allows you to manage your finances without any restrictions.
  • CashBack Rewards. Get rewarded for your everyday purchases with our Cashback Rewards1,3 program, adding value to every transaction you make.
  • ATM Fee Refunds. Enjoy up to $25 in ATM fees refunded per month1, ensuring easy access to your cash whenever you need it.
  • NSF Refund. We've got you covered with a one-time NSF refund per year, providing peace of mind in case of accidental overdrafts.
  • Checking Rewards Tracker. Keep track of your rewards and transactions with our convenient Checking Rewards Tracker, empowering you to stay on top of your finances effortlessly.

At Credit Union of Denver, we prioritize our members' financial well-being and offer a checking account that not only meets but exceeds expectations. Join us today and experience the difference in banking!

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1 Monthly Account Requirements: At least 15 debit card transactions, Direct Deposit or Automatic Credit electronically posted to the account and be enrolled in eStatements to receive higher interest rate or cashback & ATM fee refunds. If the Account Requirements are met, the rewards noted will be applied. 

2 APY = Annual Percentage Yield. Rates are variable and subject to change at any time. Rates current as of 09/01/2026. Fees incurred on account can reduce earnings.

3 Up to 5% of the net purchase amount on debit card purchases with a maximum reward of $5 per calendar month. Fees incurred on account can reduce earnings.

The timing of debit card transactions hitting your account are not in control of the credit union.

Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

$5 Membership Savings is required.

Applicant(s) must clear check reporting agency. The credit union also retains the right to obtain a Credit Bureau report on each applicant.

For all Checking Account disclosures, see our Membership Booklet and Truth in Savings information. Request a copy in a branch or by calling 303.234.1700