When most people think about their credit union’s lending department, they picture the usual suspects: auto loans, refinance options, maybe a personal loan or two. But here’s the thing: your credit union offers so much more than that! Whether you’re looking to build credit, buy your dream motorcycle, or consolidate debt, our lending team has tools and options designed to fit your life.
Let’s take a look at a few things you might not know that Credit Union of Denver can do for you (and how we can help you save money along the way).
1. We’ll Beat the Competition
Shopping around for the best loan rate? Bring us your best offer- any official written rate from another lender- and we’ll beat it. Yes, beat it. You deserve the best deal possible, and we’re happy to make sure you get it. If the loan’s rate is at the floor already, don’t worry, we’ll match it instead.
2. We Finance More Than Just Cars
Think loans are only for sedans and minivans? Think again. We finance a whole range of unconventional items that make life more fun.
Here are just a few examples:
❄️ Snowmobiles
⛰️ ATVs
🏕️ RVs & Trailers
🏍️ Motorcycles
🚗 Classic Cars
🚚 Toy Haulers & Trailers
🛥️ Boats
🌊 Jet Skis
So, whether you’re chasing adventure on the water or hitting the open road, we can help get you there.
3. Building (or Rebuilding) Credit? We’ve Got You.
Everyone starts somewhere, and we have tools to help you strengthen your credit over time. Ask us about our Secured Credit Card, a great option for credit builders and repairers alike. With responsible use, it can help you establish a strong financial foundation for future loans and big purchases.
4. Simplify Your Life with Debt Consolidation
If you’re juggling multiple payments or high-interest balances, our debt consolidation loans can help. We offer several options to roll your debts into one manageable monthly payment, often at a lower interest rate. Less stress, fewer due dates, and more financial breathing room!
5. Manage It All with Digital Banking
Gone are the days of juggling multiple logins. With Digital Banking, you can access all your accounts (loans, savings, credit cards, and more) in one place. It’s fast, secure, and designed to make managing your finances simple, stress-free, and possible from anywhere.
6. Card Control: You’re in Charge
Ever misplaced your credit card and panicked? Us too. With our Card Management feature in Digital Banking, you can instantly ‘lock’ and ‘unlock’ your card right from your phone. It’s an easy way to add an extra layer of security… and peace of mind.
7. Student Loan Marketplace
Whether you’re starting school or looking to refinance an existing student loan, our Student Loan Marketplace connects you with trusted partners to find the right fit for your needs. While these loans aren’t offered directly through C·U·D, it’s a great place to explore options all in one spot.
8. Shopping for a New Vehicle? Get Pre-Approved First
Before you set foot on the lot, get pre-approved for an auto loan with Credit Union of Denver. A pre-approval gives you the confidence of knowing exactly what you can afford and helps streamline the car-buying process. Plus, our team can walk you through payment scenarios to help you find a loan that comfortably fits your budget. Easy, transparent, and convenient… just the way it should be.
9. We’ll Help Keep a Roof Over Your Head
Ready to ditch renting, or finally ready to ditch that outdated backsplash from the 1980s? Whatever your goal, Credit Union of Denver has the perfect financial tool. Our first and second mortgages are designed to put the keys in your hand or slash your current interest rates, helping you save money while building equity.
Need cash for a home face lift? Our Home Equity Lines of Credit, or HELOC, lets you leverage your house’s value for almost anything you can dream up, while having the funds easily accessible through a HELOC credit card or your checking account.
Here for You, Every Step of the Way
No matter what your financial goals look like, our lending team is here to help make them happen! From building credit to financing your next adventure, we’ll work with you to find solutions that make sense for you.
Have questions or want to explore your options? Give us a call at 303-202-5659. We’re always happy to help.
Thank you for being a valued Credit Union of Denver member. Your financial success is why we’re here!