Make Your House a Home
Home Loans at Credit Union of Denver
A home purchase is considered one of the largest purchases made in most people’s lives. It warrants a little conversation prior to committing to a long term, large loan. We’ll happily sit down with you, talk about your options and get you pre-qualified for a Mortgage Loan, making sure you choose the home loan program best suited to your needs and financial situation.
It makes no difference if you’re a first-time home buyer or reviewing your mortgage options, the process can sometimes seem overwhelming. But at Credit Union of Denver you can be assured you have a trusted financial resource that has your best interests at heart. We will be on your side to help you through each and every step of the way! Below we have listed some options for your consideration.
To speak to a loan specialist, please call 303.202.5659 or 800.280.0234.
Home loan options give you choices.
HELOC Home Equity Line of Credit Make the Equity in Your Home Work for You!
A Home Equity Line of Credit is a form of revolving credit in which your home serves as collateral. You qualify for a certain amount and draw on it as you need and pay back the amount in payments like you would a credit card. Check out how our home equity loan choice could work best for you. Read Our HELOC Disclosures Here.
1st Mortgage is when you are purchasing a home. We offer a variety of loan types for our members. We can help you find the right 1st mortgage that fits your situation. Among the most common loan types, we offer Conventional, FHA, VA and USDA. This provides our members with a wider variety of mortgage loan options at some of the most competitive rates. We are happy to talk you through the options and get you started with getting pre-approved to buy your future home.
First Place Mortgage Refinance your current home loan. In addition to our 1st mortgage provider, we offer a First Place Mortgage. This is an innovative C•U•D product developed to allow you to use the equity in your home without paying the higher closing costs of refinancing and allows you to shorten your term to pay off your home sooner.
Second Mortgage Use the equity in your home with a set payment. If life throws you a curve ball or you just want to fund other important things, a second mortgage might be the right loan choice for you. Things like college, home improvements, medical issues, or what ever it may be, can be paid for with regularly scheduled payments, like an auto loan. This is a second loan taken out on a property that is paid separately in addition to your 1st mortgage. It is an installment loan with a fixed rate and term for the payback option, which makes it easier to budget for each month. The funds are dispersed to you in one lump sum.
Experience Smart Banking – Call 303.239.1150 or 800.279.3288 today
HMDA Disclosures | Credit Union of Denver NMLS#417000 | To speak to a loan specialist, please call 303.202.5659 or 800.280.0234.
Need a personal loan? Learn more about our low rate secured personal loans.