At Credit Union of Denver, we are proud to offer our members valuable promotions in order to help improve their financial picture. We see it as “People Helping People.”


ALL CARDHOLDERS, ALL CREDIT TIERS!

Offer ends March 31, 2021

Save money this year with a balance transfer. 4.99% APR for 12 months.

4.99% APR* is good for 12 months from the transfer date. Take advantage of this promotion January 1st through March 31, 2021. Balances must be from outside of Credit Union of Denver.

Our Platinum MasterCard® includes:

  • NO Balance Transfer Fee
  • NO Annual Fee
  • NO Cash Advance Fee
  • Cash Advance Rate is Same Rate
  • NO Over the Limit Fee
  • NO Kidding!
  • Card Alerts
  • CUDeals – cashback merchant offers (must have CUD checking account)

Current rates range from 7.24% to 14.24% and have a Variable Annual Percentage Rate. When you compare us to others in the area, it will show how we put our members first with our products and services. Call us at 303.202.5659 | 800.279.3288 or apply online

As an example:
You could save approximately $278 in interest, over 12 months of payments, on a $5,000 balance. This is based on 4.99% APR versus 17% APR(average national rate), paying off the entire balance in 12 months.

*APR (annual percentage rate). Promotional rate is offered on transferred balances from 01/01/2021 through 03/31/2021 and will apply toward balances transferred for 12 months from transfer date. New and current credit card accounts are eligible to receive this promotion. Good on all credit tiers with approved credit. After the promotional period, your VAPR (variable annual percentage rate) will be based on your creditworthiness and set margin at the time of approval. Your new rate will be the margin plus Wall Street Prime Rate. Wall Street Prime Rate is subject to change. As of December 1, 2020 rates range from 7.24% to 14.24% VAPR, based on credit worthiness. Subject to credit approval. Credit Union of Denver reserves the right to withdraw or change this promotion at any time without notice. Membership at Credit Union of Denver is required. Click here for Credit Card promotion disclosures.

Bring Your Auto, Motorcycle or RV Loan over to C•U•D and Get Paid!

Refi your auto over to C•U•D and receive: 2 months no payments + $200 cash + at least 2% off your current rate

Bring your qualified auto loan* from another financial institution over to us and receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 72 month terms†
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for auto or motorcycle loans from outside C•U•D. Floor rate applies, see current rates.
†Terms up to 72 months. Subject to credit approval. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires March 31, 2021. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

Refi your RV over to C•U•D and receive: at least 2% off your current rate + $200 cash + 2 months no payments.

Bring your qualified RV loan* from another financial institution over to us and receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 240 month terms
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for tow behind camper/travel trailer, motor home, and truck camper loans from outside C•U•D. Floor rate applies see current rates, terms up to 240 months depending upon loan amount. Subject to credit approval. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires March 31, 2021.  Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

Motorcycle Refi over to CUD. 2 Months no payments, $200 cash, at least 2% APR off your current rate. Person sitting on their motorcycle on the open road.

Bring your qualified motorcycle loan* from another financial institution over to us and receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 72 month terms†
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for auto or motorcycle loans from outside C•U•D. Floor rate applies, see current rates.
†Terms up to 72 months. Subject to credit approval. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires March 31, 2021. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

HELOC – Make Your Vision a Reality!

Home Equity Line of Credit. As low as 2.99% Annual Percentage Rate & no closing costs in most cases.

The Colorado housing market is one of the hottest in the nation! You may have more value in your home than you realize. Take advantage of your increased value and save big with our low interest rate HELOC for a whole year! A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as collateral. And since your home is most likely your largest asset, why not put it to work for you and take advantage of all the benefits a C•U•D HELOC offers! Access to your money is easy and our Equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you may need!

FOR A LIMITED TIME – Special rate is good for 12 months for applications received through March 31, 2021 – We have rates as low as 2.99% APR* up to 80% CLTV**, as well as 3.99% APR up to 90% CLTV.

To speak to a Loan Specialist, please call 303.202.5659 or 800.280.0234

* 2.99% & 3.99% APR (Annual Percentage Rate) are special promotional rates & are good on new HELOC loans opened or applications submitted January 1, 2021 – March 31, 2021. With approved credit. 2.99% APR not to exceed a **Combined Loan to Value (CLTV) of 80%, 3.99% APR not to exceed 90% CLTV, both have a term of 20 years. Special rate is good for 12 months from closing date. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate “Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Not available on refinance of current CUD mortgage loans. Owner occupied and Colorado properties only. Subject to credit approval. Terms and conditions subject to change without notice. NMLS: #417000. HELOC disclosures.

What’s better than Free? Getting PAID!

Cashback Rewards Checking

This outstanding checking account helps you earn the most on the account you use the most!
If you meet the minimum requirements, you can earn up to 5% of your debit card transactions up to $5 each month, plus receive up to $25 of ATM fees refunded each month.

  • Earn Up to 5% of Debit Card Transactions up to $5 monthly
  • Receive up to $25 in ATM fees refunded monthly
  • No Minimum Balance
  • Free CUDeals – Additional Cashback Rewards using your debit card
  • Free Direct Deposit
  • Free Debit MasterCard® Instantly Issued in house
  • Debit Card Enhancements Include:
    • Identity Theft Resolution | Assisted Restoration
    • Extended Warranty Insurance
    • Price Protection
    • Satisfaction Guarantee
  • Free MoneyDesktop Financial Tool
  • Free Mobile Banking with Text Alerts
  • Free Mobile Deposit Capture
  • Free Online Banking with Free eStatements
  • Free Bill Pay
  • Free Call24
  • Overdraft Options Available
  • One (1) NSF Fee Refund per calendar year
  • Unlimited in-branch teller transactions at over 5,600 Shared Branches across the U.S.
  • Access to over 30,000 Free ATMs nationwide including most 7-elevens
  • Only a 1% Foreign Transaction Fee

To earn 5% of your debit card transactions up to $5 and up to $25 in ATM fee refunded, members must utilize Direct Deposit (if employer does not offer, an electronic deposit will suffice, i.e. mobile deposit or an electronic transfer from another financial institution), eStatements and have 15 Debit Card transactions required monthly (online or at retail establishments). The good news, it’s free – no fees to have the account & no penalties for not hitting the requirements. If you don’t meet the requirements, you’ll have the whole next month to reach the rewards again! Your monthly eStatements will spell out if you have made the requirements or not.

Apply Today!

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button above, which will prompt you to also open a new prime share. If you have more than two owners, contact the credit union at 303.239.1150 or 800.279.3288.

*The timing of debit card transactions hitting your account are not in the control of the credit union. A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account. CUDeals – terms and conditions.

Take Advantage of the Market

1st Place Mortgage. No closing costs in most cases. House on a key.

We offer a First Place Mortgage, an innovative C•U•D product developed to allow you to use the equity in your home without paying the higher closing costs of refinancing. If you have sufficient equity in your home the First Place Mortgage is a great alternative for that extra cash you need to pay off bills, take a vacation or just lower your 1st mortgage rate.

The First Place Mortgage will take the place of your first mortgage you have elsewhere.
To get started, call our C•U•D Loan Specialists at 303.202.5659 or 800.280.0234.

    • Fixed Rate
    • $0 Closing Costs, in most cases (appraisal and/or title insurance may be required)
    • Terms available up to 30 years
    • No pre-payment penalty
    • LTV (Loan to Value) no more than 80%. Maximum loan amount $1,000,000
    • Payments include principal and interest only (escrow may be required)

 


Friends & Family Bonus!

Spread the word. Refer family and friends, you get $25 and they get $25

Credit Union of Denver offers so many great benefits and rewarding products, we want to share this with our members and the community. Help us grow our membership!

Take advantage of all the great offers and share them with your friends and family.
Refer a friend or family member to C∙U∙D and YOU will receive $25.00 and THEY will receive $25.00*!

The new member opens one of our rewarding checking accounts and uses it for at least 6 transactions within the first 60 days. We know it will be a great move for your friend or family member. We need you to let us know you referred someone by completing this Friends and Family form and return it to C•U•D through the mail, fax or our secure portal.

Sounds pretty simple, right? We want it to be easy for you so you both can enjoy the extra cash in your accounts.

Thanks for spreading the word about Credit Union of Denver to your family and friends, and letting them know why they should make the switch!

* Referred new member must open a checking account and have at least six (6) debit card and/or check transactions within the first sixty (60) days. If qualifications are met: $25 will be deposited into both members’ accounts after 60 days of the checking account open date. Both accounts must be in good standing. A 1099-INT will be issued for the new member account.

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