2 Month Payment Deferral - Nov 1 - Dec 31

This promotion is very popular and we have received a large number of requests.
Due to the high volume of applications, there may be a delay in the processing turnaround time until we work through the immediate backlog.
In order to ensure that your request is not further delayed, please make sure the following is complete.

1. Every signer on the loan has signed the Payment Deferral form
2. The $30.00 fee (per deferral request) is available in your account
3. Please make sure all signers reply on the same type of submission (Either paper or electronic)
4.
 Mortgages, Credit Cards and Overdrafts are not eligible

It may take up to 7-10 business days to process.  Members will be notified of the approval or denial decision. 

It’s that time of year again! We are offering Payment Deferrals for November and December loan payments for those members who qualify. Payment Deferrals are a popular benefit we offer specifically at this time of year to help members with the monetary burden the holiday season can cause. To qualify for this handy benefit, you must have made 6 consecutive monthly payments on the loan(s) you are requesting to defer. There also cannot be any payment delinquencies of 30 days or more on any of your loans with Credit union of Denver. Please note there is a $30.00 fee for each loan you would like to defer, which must be available in your Prime Share or Checking account before your request will be reviewed. If you are interested in applying for the Payment Deferrals, you can find the form and all necessary disclosures here.

Read more about the possible benefits and consequences of a Payment Deferral here.

Click below to apply:

1 Signer

2 Signer (Co-Borrower)


Make the Equity in Your Home Work for You

Dream Big with a HELOC - Picture of a kitchen remodel

The Colorado housing market is on fire! You may have more value in your home than you realize. Take advantage of your increased value and save big with our low interest rate HELOC for a whole year! A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as collateral. And since your home is most likely your largest asset, why not put it to work for you and take advantage of all the benefits a C•U•D HELOC offers! Access to your money is easy and our Equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you can dream up! We have rates a low as 3.49% APR* up to 80% CLTV**, as well as 4.99% APR up to 90% CLTV.

Credit Union of Denver is your trusted financial resource that has your best interests at heart. We will be on your side to help you through each and every step of the way! To speak to a Loan Specialist, please call 303.202.5659 or 800.280.0234  

*APR Annual Percentage Rate. * 3.49% & 4.99% APR (Annual Percentage Rate) are Introductory Rates good on new HELOC loans opened or applications submitted October 1, 2018 – April 15, 2019. With approved credit. 3.49% APR not to exceed a **Combined Loan to Value (CLTV) of 80%, 4.99% APR CLTV not to exceed 90%, both have a maximum term of 20 years. Introductory rates good for 12 months from closing. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate [“Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Not available on refinance of current C•U•D mortgage loans. Owner occupied and Colorado properties. HELOC disclosures.

National Western Stock Show 2019

The 2019 National Western Stock Show is around the corner and you can order discounted tickets just for being a Credit Union of Denver member. Check out the full flyer with more information here.

You can also visit the direct link for purchasing discounted tickets here, just use the promo code: BUSTERS.


What’s better than Free? Getting PAID!
Cashback Rewards Checking

This outstanding checking account helps you earn the most on the account you use the most!
If you meet the minimum requirements, you can earn up to 5% of your debit card transactions up to $5 each month, plus receive up to $25 of ATM fees refunded each month.

  • Earn Up to 5% of Debit Card Transactions up to $5 monthly
  • Receive up to $25 in ATM fees refunded monthly
  • No Minimum Balance
  • Free CUDeals – Additional Cashback Rewards using your debit card
  • Free Direct Deposit
  • Free Debit MasterCard® Instantly Issued in house
  • Debit Card Enhancements Include:
    • Identity Theft Resolution | Assisted Restoration
    • Extended Warranty Insurance
    • Price Protection
    • Satisfaction Guarantee
  • Free MoneyDesktop Financial Tool
  • Free Mobile Banking with Text Alerts
  • Free Mobile Deposit Capture
  • Free Online Banking with Free eStatements
  • Free Bill Pay
  • Free Call24
  • Overdraft Options Available
  • One (1) NSF Fee Refund per calendar year
  • Unlimited in-branch teller transactions at over 5,600 Shared Branches across the U.S.
  • Access to over 30,000 Free ATMs nationwide including most 7-elevens
  • Only a 1% Foreign Transaction Fee

To earn 5% of your debit card transactions up to $5 and up to $25 in ATM fee refunded, members must utilize Direct Deposit (if employer does not offer, an electronic deposit will suffice, i.e. mobile deposit or an electronic transfer from another financial institution), eStatements and have 15 Debit Card transactions required monthly (online or at retail establishments). The good news, it’s free – no fees to have the account & no penalties for not hitting the requirements. If you don’t meet the requirements, you’ll have the whole next month to reach the rewards again! Your monthly eStatements will spell out if you have made the requirements or not.

Apply Today!

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button above, which will prompt you to also open a new prime share. If you have more than two owners, contact the credit union at 303.239.1150 or 800.279.3288.

*The timing of debit card transactions hitting your account are not in the control of the credit union. A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account.
CUDeals – terms and conditions  have all the details.

Youth Account Promotion - CASH with puppies

Our Youth Account is specially designed for our young members’ ages 0-17 years old.  We want to help our young members learn what it is to save for a special something or someone in their lives. We offer an above-market rate (2.01% APY*) on balances up to $1000.00. Balances over $1000.01 will earn the current prime share savings rate. If you open a Credit Union of Denver Youth Account before December 31st, 2018 you will receive a $25 deposit into the account after setting up reoccurring automatic deposits of at least $10, for a minimum of two consecutive months.

The month following their 18th birthday, the Youth Account will change to a standard savings account, earning the prime share rate at that time. Please Note:  The child must be the primary account holder.  Only one Youth Account per child.  Don’t forget to check out our checking accounts to introduce your child on how to manage their money. Please contact our member service department to open your new youth account(s) today at 303.239.1150 or 800.279.3288 or stop by.

*APY = Annual Percentage Yield. Federally Insured by NCUA.

New Cardholders

MasterCard Balance Transfer Promotion

Our balance transfer promotion is good for new cardholders, all credit tiers, with approved credit and the 4.99% apr is good for 12 months from the open date.

Take advantage of this promotion now through December 31, 2018.
Balances must be from outside of Credit Union of Denver.

Our Platinum MasterCard® includes:

  • NO Balance Transfer Fee
  • NO Annual Fee
  • NO Cash Advance Fee
  • Cash Advance Rate is Same Rate
  • NO Over the Limit Fee
  • NO Kidding!

Current rates range from 8.74% to 15.74% and are a Variable Annual Percentage Rate.
When you compare us to others in the area, it will show how we put our members first with our products and services.
Call us at 303.202.5659 | 800.279.3288 or apply online

*APR (annual percentage rate). Promotional rate is offered on transferred balances now through 12/31/18 and will apply toward balances transferred for 12 months from open date. Good on all credit tiers with approved credit. After the promotional period, your VAPR (variable annual percentage rate) will be based on your creditworthiness and set margin at the time of approval. Your new rate will be the margin plus Wall Street Prime Rate. Wall Street Prime Rate is subject to change. As of 07/1/18, current rates range from 8.74% to 15.74% VAPR based on credit worthiness. New card accounts are eligible to receive this promotion on balances from outside of C∙U∙D. Credit Union of Denver reserves the right to revoke or change this promotion at any time without notice. Membership at Credit Union of Denver is required. Click here for Credit Card Promotion disclosures.

Want to Refinance Your Auto or Motorcycle Loan over to C•U•D

Auto Refinance promotion - woman and her dog with sunglasses

Bring over your qualified auto loan* from another bank and you’ll receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% off your rate

Plus Enjoy
• Great low Rates
• Save at least 2% APR off your current rate*
• Up to 72 month terms†
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for auto or motorcycle loans from outside C•U•D. Floor rate applies, see current rates.
†Terms up to 72 months. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires January 31, 2019. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

Want to Refinance Your RV Loan over to C•U•D

Credit Union of Denver is helping you save money and we’re putting cash in your pocket! Bring over your RV loan from an outside financial institution and you will receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% off your rate

Plus Enjoy
• Great low Rates
• Up to 240 month terms
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for tow behind camper/travel trailer, motor home, and truck camper loans from outside C•U•D. Floor rate applies see current rates, terms up to 240 months depending upon loan amount. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires January 31, 2019.  Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

2nd mortgage banner

House hunting can be challenging these days with the reduced inventory here in the Metro Area. So why not improve your current home? Pop the top, add a deck, or remodel your kitchen! All of these ideas will increase the value of your home and provide a nicer space to live in.  Check out all the details with our financial service department at 303.202.5659.

*APR = Annual Percentage Rate. **CLTV = Combined Loan to Value. 2nd Mortgage promotion requires: Credit worthiness, ability to repay, CLTV may not exceed 100% and term will determine rate. Example shown above based on best case scenario for 15 year term. Loan terms up to 20 years. Offer not applicable on current C·U·D loans. No closing costs in most cases, but an appraisal and/or title insurance may be required at Member expense. Owner occupied and Colorado properties only. Rates are subject to change at any time without notice. Credit Union of Denver reserves the right to revoke or change these promotions at any time without notice. For tax benefits consult your tax advisor. NMLS: 4170000.

Love my Credit Union Membership Rewards

All bundle banner_2016

More Credit Union Rewards…Take advantage of exclusive discounts and benefits on products and services you use every day! Earn cash back when you shop at over 1,500 retailers with “Love to Shop”. Save on services for your home like A.D.T., DirectTV, Allied, and more. Need Insurance? Tru Stage Insurance is offered at group rates: Auto, Home, Life, Accidental Death or Dismemberment, etc. Check out the Credit Union Auto Club and remember that Sprint offers 10% off on select regularly priced service to individuals while businesses can save 15% on select regularly priced Sprint service. Don’t miss out on all the rewards.