At Credit Union of Denver, we are proud to offer our members valuable promotions in order to help improve their financial picture. We see it as “People Helping People.”


3x Rewards Points - use your platinum or secured card. Picture of shopping cart with money

This Holiday Season, earn 3X CURewards Points on your Credit Union of Denver Platinum MasterCard® and Secured MasterCard. Benefit from these extra points on every day purchases: Gas & Groceries, Travel, and Retail (in-person and online).

Earning extra rewards for your Holiday shopping sounds nice, doesn’t it? Take advantage of this promotion from November 1 – December 31, 2020.

* During the 3X Points Promotion, when you use your C∙U∙D MasterCard® Platinum Credit Card or Secured Card for Gas, Groceries, Retail Shopping**(online or in-person), Travel Purchases and Restaurants; Credit Union of Denver grants 2 additional points for every $1 charged (2 extra points plus original 1 = 3X Points, up to a maximum of 30,000 points after bonus points are added) on specific types of expenses posted on your MasterCard® Credit Card or Secured Card between November 1 and December 31, 2020. Points are earned for redemption in the CURewards™ Mall; they may vary and are not provided directly by C∙U∙D. If a purchase is coded for a category other than those listed in the promotion, they will not qualify. Earned points are eligible to redeem up to 5 years for future travel, merchandise or gift cards. The points expire after 5 years on a first in, first out basis. *Bonus points vary by merchant. Visit curewards.com for a full list of merchants and corresponding bonus point offers. Offers and availability are subject to change without notice. All trademarks are property of their respective owners. See CURewards Mall Terms and Conditions for all the details.
**Examples of retail categories that are not included in 3X points promo are: Professional Services, Construction contractors and materials, Transportation Services, Publishing/Printing, Ambulance, Freight, Moving, Courier, Warehousing, Memberships, Utilities, Money Transfers, Medical and Dental Services and Supplies, Commercial apparel, equipment or services, Drugs, Chemicals, Mobile Homes, Home/Vehicle/Recreation Dealers, Direct Marketing, Tele-Marketing, Fuel Dealers, Health Supplies, Securities & Brokerages, Payment transactions, Time Shares, Camps, Funerals, Consulting Services, Gambling, Schools, Healthcare Associated Expenses, Fines, Food Stamps, Legal Fees & Associated Expenses.

See double this Holiday Season! Open a Youth Account. Holiday piggy bank under a tree with snowflakes.

November 1 – December 31st take advantage of our Youth Account Seeing Double Promotion!  Simply open a new youth account for your child that is 0-17 years old and with we will deposit $25 into their account and $25 into yours! Check out the details.**

*APY-Annual Percentage Yield, Deposits will occur after qualifications are met. Federally Insured by NCUA.

piggy bank with holiday lights on it for holiday payment deferral promo

It’s back! Our Holiday Payment Deferral program is one of our more popular benefits we offer specifically at this time of year. It provides our members help with the monetary burden the holiday season can sometimes bring with it. Being able to defer two payments per qualified loan can be a relief for a strained cash flow.

Starting November 1, through December 31st, you can request to defer two payments per auto, motorcycle, truck, RV, personal or secured loan for just a $30 application fee per loan. 

Please note:
This year we provided payment deferrals to those affected by circumstances surrounding COVID-19.  If you had a loan that received this assistance, the loan will not be eligible to participate in the holiday deferral program this year.

Read more and get the application.


 

Bring Your Auto, Motorcycle or RV Loan over to C•U•D and Get Paid!

Refi your auto to CUD - Smiling woman with German Sheppard dog

Bring over your qualified auto loan* from another bank and you’ll receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 72 month terms†
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for auto or motorcycle loans from outside C•U•D. Floor rate applies, see current rates.
†Terms up to 72 months. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires December 31, 2020. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

Refi your RV over to CUD. 2 Months no payments, $200 cash, at least 2% APR off your current rate. Older couple smiling next to their RV.

Credit Union of Denver is helping you save money and we’re putting cash in your pocket! Bring over your RV loan from an outside financial institution and you will receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 240 month terms
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for tow behind camper/travel trailer, motor home, and truck camper loans from outside C•U•D. Floor rate applies see current rates, terms up to 240 months depending upon loan amount. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires December 31, 2020.  Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

Motorcycle Refi over to CUD. 2 Months no payments, $200 cash, at least 2% APR off your current rate. Person sitting on their motorcycle on the open road.

Bring over your qualified motorcycle loan* from another bank and you’ll receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 72 month terms†
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for auto or motorcycle loans from outside C•U•D. Floor rate applies, see current rates.
†Terms up to 72 months. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires December 31, 2020. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

HELOC – Don’t Move, Improve!

Home Equity Line of Credit. As low as 2.99% Annual Percentage Rate. Woman making a heart with her hands.

The Colorado housing market is one of the hottest in the nation! You may have more value in your home than you realize. Take advantage of your increased value and save big with our low interest rate HELOC for a whole year! A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as collateral. And since your home is most likely your largest asset, why not put it to work for you and take advantage of all the benefits a C•U•D HELOC offers! Access to your money is easy and our Equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you may need!

FOR A LIMITED TIME – Special rate extended through December 31, 2020 – We have rates as low as 2.99% APR* up to 80% CLTV**, as well as 4.49% APR up to 90% CLTV.

Credit Union of Denver is your trusted financial resource that has your best interests at heart. We will be on your side to help you through each and every step of the way!
To speak to a Loan Specialist, please call 303.202.5659 or 800.280.0234

* 2.99% & 4.49% APR (Annual Percentage Rate) are special promotional rates & are good on new HELOC loans opened or applications submitted March 1, 2020 – December 31, 2020. With approved credit. 2.99% APR not to exceed a **Combined Loan to Value (CLTV) of 80%, 4.49% APR not to exceed 90% CLTV, both have a term of 20 years. Special rate is good for 12 months from closing date. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate “Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Not available on refinance of current CUD mortgage loans. Owner occupied and Colorado properties only. Equal Housing Lender. NMLS: #417000.HELOC disclosures.

What’s better than Free? Getting PAID!

Cashback Rewards Checking

This outstanding checking account helps you earn the most on the account you use the most!
If you meet the minimum requirements, you can earn up to 5% of your debit card transactions up to $5 each month, plus receive up to $25 of ATM fees refunded each month.

  • Earn Up to 5% of Debit Card Transactions up to $5 monthly
  • Receive up to $25 in ATM fees refunded monthly
  • No Minimum Balance
  • Free CUDeals – Additional Cashback Rewards using your debit card
  • Free Direct Deposit
  • Free Debit MasterCard® Instantly Issued in house
  • Debit Card Enhancements Include:
    • Identity Theft Resolution | Assisted Restoration
    • Extended Warranty Insurance
    • Price Protection
    • Satisfaction Guarantee
  • Free MoneyDesktop Financial Tool
  • Free Mobile Banking with Text Alerts
  • Free Mobile Deposit Capture
  • Free Online Banking with Free eStatements
  • Free Bill Pay
  • Free Call24
  • Overdraft Options Available
  • One (1) NSF Fee Refund per calendar year
  • Unlimited in-branch teller transactions at over 5,600 Shared Branches across the U.S.
  • Access to over 30,000 Free ATMs nationwide including most 7-elevens
  • Only a 1% Foreign Transaction Fee

To earn 5% of your debit card transactions up to $5 and up to $25 in ATM fee refunded, members must utilize Direct Deposit (if employer does not offer, an electronic deposit will suffice, i.e. mobile deposit or an electronic transfer from another financial institution), eStatements and have 15 Debit Card transactions required monthly (online or at retail establishments). The good news, it’s free – no fees to have the account & no penalties for not hitting the requirements. If you don’t meet the requirements, you’ll have the whole next month to reach the rewards again! Your monthly eStatements will spell out if you have made the requirements or not.

Apply Today!

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button above, which will prompt you to also open a new prime share. If you have more than two owners, contact the credit union at 303.239.1150 or 800.279.3288.

*The timing of debit card transactions hitting your account are not in the control of the credit union. A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account.
CUDeals – terms and conditions  have all the details.

1st Place Mortgage. No closing costs in most cases. House on a key.

We offer a First Place Mortgage, an innovative C•U•D product developed to allow you to use the equity in your home without paying the higher closing costs of refinancing. If you have sufficient equity in your home the First Place Mortgage is a great alternative for that extra cash you need to pay off bills, take a vacation or just lower your 1st mortgage rate.

The First Place Mortgage will take the place of your first mortgage you have elsewhere.
To get started, call our C•U•D Loan Specialists at 303.202.5659 or 800.280.0234.

    • Fixed Rate
    • $0 Closing Costs, in most cases (appraisal and/or title insurance may be required)
    • Terms available up to 30 years
    • No pre-payment penalty
    • LTV (Loan to Value) no more than 80%. Maximum loan amount $1,000,000
    • Payments include principal and interest only (escrow may be required)

 


Friends & Family Bonus!

Friends and Family Special $25 and $25

Credit Union of Denver offers so many great benefits and rewarding products, we want to share this with our members and the community. Help us grow our membership!

Take advantage of all the great offers and share them with your friends and family.
Refer a friend or family member to C∙U∙D and YOU will receive $25.00 and THEY will receive $25.00*!

The new member opens one of our rewarding checking accounts and uses it for at least 6 transactions within the first 60 days. We know it will be a great move for your friend or family member. We need you to let us know you referred someone by completing this Friends and Family form and return it to C•U•D through the mail, fax or our secure portal.

Sounds pretty simple, right? We want it to be easy for you so you both can enjoy the extra cash in your accounts.

Thanks for spreading the word about Credit Union of Denver to your family and friends, and letting them know why they should make the switch!

* Referred new member must open a checking account and have at least six (6) debit card and/or check transactions within the first sixty (60) days. If qualifications are met: $25 will be deposited into both members’ accounts after 60 days of the checking account open date. Both accounts must be in good standing. A 1099-INT will be issued for the new member account.


Save up to $360 per year on wireless. Click here to start saving.

Save up to $360 per year on your wireless bill by switching to no-contract wireless. Learn more at LoveMyCreditUnion.org.


A great new reason to support small businesses - a woman on her laptop

Mastercard is celebrating small businesses with inspiring stories. Simply use your Credit Union of Denver Mastercard to spend $25 or more on eligible products at Amazon.com between October 15 and December 15, 2020 to receive a $10 Amazon Moments store credit.* Shop now  here.

*Offer expires at December 16, 2020 12:00 AM GMT. Promotional credit expires at January 16, 2021 12:00 AM GMT. Only one $10 credit per accountholder. Digital content and services may only be available to customers located in the U.S. and are subject to the terms and conditions of Amazon Digital Services LLC. If any of the products or content related to this offer are returned, your refund will equal the amount you paid for the product or content, subject to applicable refund policies. If you violate any of these terms, the offer will be invalid. Offer good while supplies last. Offer limited to one per customer and account. Offer may not be combined with other offers. Offer is non‑transferable and may not be resold. This promotion is run by Amazon. We reserve the right to modify or cancel the offer at any time. Shipping charges and taxes may apply to the full value of discounted and free promotional items. Unless an Amazon Gift Card is the stated benefit of the promotion, promotional codes (including those placed directly in accounts) may not be redeemed for Amazon Gift Cards. You will receive an e‑mail from Amazon that indicates the dollar amount of the promotional credit. The e‑mail will also provide instructions on how to redeem the promotional credit. Offer is only valid for Mastercard cardholders.