Another Free Benefit for Members!

Credit Score & More - What's your credit score?

Credit Score & More!

This optional free benefit is available from within cudonline and our mobile banking app. Your credit score is more than just a number – it’s a way for lenders to determine whether you are eligible for a loan, for rental properties and insurance agencies to give you access or rates based on your credit worthiness. Managing your credit is an important part of your financial well-being. It will guide your financial picture on how much interest you pay, which effects your payments, which affects your budget, etc.

Here is what this program provides –

  • Your Credit Score (TransUnion Vantage Score)
  • This is a soft pull & will not affect your score
  • Views to your entire credit bureau report
  • Allows for credit report disputes through TransUnion
  • Compares rates and looks for opportunities to save money
  • Updates you when your score changes
  • Protects and manages your credit with this monitoring tool
  • Protects your identity – see if anyone is using your info through alerts

See more information in our blog on Smart Stuff.


A Limited Time Offer for New C∙U∙D Cardholders

Earn Points and Reward Yourself!

New Cardholders, Receive 8,200 Points, open a C•U•D credit card

Open a new Platinum or Secured MasterCard® Credit Card and you will receive 8,200 CURewards points – equal to a $50 gift card! All you need to do is make at least $200 in purchases on your new MasterCard® Credit Card within the first 60 days of your open date. Sounds easy, right? It is!


You can even bank these CURewards points and add to them for bigger items like; higher amount gift cards, airfare, electronic items, and much more! Check out all the benefits you may take advantage of on our card page. Our current rates can be found here.

or give us a call at 303.202.5659 or 800.280.0234 (outside the Metro Area) and we will be happy to assist you with this offer.

Disclosures: With approved credit. Offer for New C•U•D Cardholders only. You must use your new MasterCard® Credit Card for $200 or more worth of purchases within the first 60 days of the open date to receive the 8,2000 CURewards points. As of 07/01/2019, current rates range from 9.49% VAPR (Variable Annual Percentage Rate) to 16.49% based on credit worthiness. C•U•D reserves the right to revoke or change this promotion at any time without notice. Membership at C•U•D is required. Visit cudenver.com for full account disclosures. Gift cards shown are trademarked and only represent a portion of options available at CURewards.com. Offer expires November 30, 2019.

Make the Equity in Your Home Work for You

Relax with a fixed rate HELOC for 12 months! As low as 3.49% APR for 12 months. Couple relaxing on a couch

The Colorado housing market is on fire! You may have more value in your home than you realize. Take advantage of your increased value and save big with our low interest rate HELOC for a whole year! A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as collateral. And since your home is most likely your largest asset, why not put it to work for you and take advantage of all the benefits a C•U•D HELOC offers! Access to your money is easy and our Equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you can dream up! We have rates a low as 3.49% APR* up to 80% CLTV**, as well as 4.99% APR up to 90% CLTV.

Credit Union of Denver is your trusted financial resource that has your best interests at heart. We will be on your side to help you through each and every step of the way! To speak to a Loan Specialist, please call 303.202.5659 or 800.280.0234  

*APR Annual Percentage Rate. * 3.49% & 4.99% APR (Annual Percentage Rate) are Introductory Rates good on new HELOC loans opened or applications submitted October 1, 2018 – December 31, 2019. With approved credit. 3.49% APR not to exceed a **Combined Loan to Value (CLTV) of 80%, 4.99% APR CLTV not to exceed 90%, both have a maximum term of 20 years. Introductory rates good for 12 months from closing. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate [“Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Not available on refinance of current C•U•D mortgage loans. Owner occupied and Colorado properties. HELOC disclosures.

2 Options for your Mortgage Loan:

New or Refi – Get $200 Cash

Lock in your Rate - First Place & 2nd Mortgage Promotion

Use our First Place mortgage to refinance your current home loan, or use our 2nd Mortgage loan as another source of funds in addition to your first.  Whichever option you choose, we have a fantastic promotion for you!

Get $200 cash* with a new or refinanced loan. Plus, there are no closing costs in most cases! With this option, you can take extra cash out if you wish!

* Mortgage Loan Offer Details: Floor rates apply. Offer not applicable on current C·U·D loans. Both new and refinanced loans have a minimum of $10,000 to qualify for the $200. $200 will be deposited into Member’s C·U·D savings account at the time of loan disbursement. C·U·D membership is required. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Owner occupied and Colorado properties only. Rates are subject to change and C·U·D reserves the right to revoke or change these promotions at any time without notice. Offer expires December 31, 2019. 1st Place Mortgage: Credit worthiness, ability to repay, LTV (Loan to Value) may not exceed 80% and term will determine rate. Maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan. 2nd Mortgage: Credit worthiness, ability to repay, CLTV (Combined Loan to Value) may not exceed 80%, term and credit will determine rate. Minimum loan amount is $10,000 and maximum term is 20 years. Equal Housing Lender. NMLS #417000.

 

OR

Refi – And Reduce Your Current Rate by 1% APR*

Lock in your Rate - First Place & 2nd Mortgage Promotion

If you choose this refinance option, we will save you 1% APR* on your current first or second mortgage rate, for loans originating outside of Credit Union of Denver. Plus, there are no closing costs in most cases! If you take advantage of the 1% rate reduction, there is no cash out available.

Use Credit Union of Denver’s low fixed rate mortgage options for your home loan. Check out all the details with our financial service department at 303.202.5659.

* Mortgage Loan Offer Details: 1% rate reduction only applies to refinanced 1st Mortgage or 2nd Mortgage loans. Floor rates apply. Current rate must be verified and loan must originate from outside of C·U·D (Credit Union of Denver) before receiving the 1% reduction. Offer not applicable on current C·U·D loans. C·U·D membership is required. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Owner occupied and Colorado properties only. Rates are subject to change and C·U·D reserves the right to revoke or change these promotions at any time without notice. Offer expires December 31, 2019. 1st Place Mortgage: Credit worthiness, ability to repay, LTV (Loan to Value) may not exceed 80% and term will determine rate. Maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan. 2nd Mortgage: Credit worthiness, ability to repay, CLTV (Combined Loan to Value) may not exceed 80%, term and credit will determine rate. Minimum loan amount is $10,000 and maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan. Equal Housing Lender. NMLS #417000.

Share your Credit Union. Get $50!

Friends and Family Promotion - 2 happy older couples

Credit Union of Denver offers so many great benefits and rewarding products, we want to share this with our members and the community. Help us grow our membership!

Take advantage of all the great offers and share them with your friends and family.
Refer a friend or family member to C∙U∙D and YOU will receive $50.00 and THEY will receive $50.00*!

*We only ask to take advantage of this limited time offer:
The new member opens one of our rewarding checking accounts and uses it for at least 6 transactions within the first 60 days. We know it will be a great move for your friend or family member. We need you to let us know you referred someone by completing this Friends and Family form and return it to C•U•D through the mail, fax or our secure portal.

Sounds pretty simple, right? We want it to be easy for you so you both can enjoy the extra cash in your accounts.

Thanks for spreading the word about Credit Union of Denver to your family and friends, and letting them know why they should make the switch!

* Referred new member must open a checking account and have at least six (6) debit card and/or check transactions within the first sixty (60) days. New member must open the new checking account prior to the end date of Nov. 30th, 2019. If qualifications are met: $50 will be deposited into both members’ accounts after 60 days of the checking account open date. Both accounts must be in good standing. The qualifying transactions must occur within 60 days of opening to be eligible for the promotional money. A 1099-INT will be issued for the new member account. Offer valid through November 30, 2019.

Love my Credit Union Membership Rewards

More Credit Union Rewards…Take advantage of exclusive discounts and benefits on products and services you use every day! Need Insurance? Tru Stage Insurance is offered at group rates: Auto, Home, Life, Accidental Death or Dismemberment, etc. Turbo Tax discounts and Sprint offers $100 refund for each line you move over to them! No limit on the lines! This is only for credit union members. Plus, bonus money, when you renew the following year, you get another $100! Don’t miss out on all the rewards.

Check out how you can take advantage of these deals! Follow the links and read about all the Member discounts and benefits with Love My Credit Union, courtesy of Credit Union of Denver!

Click here to save on TurboTax software!

Sprint Love My Credit Union Banner - Happy man holding phone

Click here to save with Sprint!


What’s better than Free? Getting PAID!

Cashback Rewards Checking

This outstanding checking account helps you earn the most on the account you use the most!
If you meet the minimum requirements, you can earn up to 5% of your debit card transactions up to $5 each month, plus receive up to $25 of ATM fees refunded each month.

  • Earn Up to 5% of Debit Card Transactions up to $5 monthly
  • Receive up to $25 in ATM fees refunded monthly
  • No Minimum Balance
  • Free CUDeals – Additional Cashback Rewards using your debit card
  • Free Direct Deposit
  • Free Debit MasterCard® Instantly Issued in house
  • Debit Card Enhancements Include:
    • Identity Theft Resolution | Assisted Restoration
    • Extended Warranty Insurance
    • Price Protection
    • Satisfaction Guarantee
  • Free MoneyDesktop Financial Tool
  • Free Mobile Banking with Text Alerts
  • Free Mobile Deposit Capture
  • Free Online Banking with Free eStatements
  • Free Bill Pay
  • Free Call24
  • Overdraft Options Available
  • One (1) NSF Fee Refund per calendar year
  • Unlimited in-branch teller transactions at over 5,600 Shared Branches across the U.S.
  • Access to over 30,000 Free ATMs nationwide including most 7-elevens
  • Only a 1% Foreign Transaction Fee

To earn 5% of your debit card transactions up to $5 and up to $25 in ATM fee refunded, members must utilize Direct Deposit (if employer does not offer, an electronic deposit will suffice, i.e. mobile deposit or an electronic transfer from another financial institution), eStatements and have 15 Debit Card transactions required monthly (online or at retail establishments). The good news, it’s free – no fees to have the account & no penalties for not hitting the requirements. If you don’t meet the requirements, you’ll have the whole next month to reach the rewards again! Your monthly eStatements will spell out if you have made the requirements or not.

Apply Today!

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button above, which will prompt you to also open a new prime share. If you have more than two owners, contact the credit union at 303.239.1150 or 800.279.3288.

*The timing of debit card transactions hitting your account are not in the control of the credit union. A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account.
CUDeals – terms and conditions  have all the details.

Bring Your Auto, Motorcycle or RV Loan over to C•U•D and Get Paid!

Refi your Auto over to us and receive $200 cash and more. Women next to her car outside in the winter

Bring over your qualified auto loan* from another bank and you’ll receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 72 month terms†
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for auto or motorcycle loans from outside C•U•D. Floor rate applies, see current rates.
†Terms up to 72 months. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires December 31, 2019. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

RV Refinance - Receive $200 cash and more!

Credit Union of Denver is helping you save money and we’re putting cash in your pocket! Bring over your RV loan from an outside financial institution and you will receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 240 month terms
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for tow behind camper/travel trailer, motor home, and truck camper loans from outside C•U•D. Floor rate applies see current rates, terms up to 240 months depending upon loan amount. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires December 31, 2019.  Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

Auto Equity Loan Promotion - car made out of cash

Have you ever heard of an Auto Equity Loan? You may be able to take your free and clear titled auto or the auto loan you have paid way down and turn it into cash for your pocket.

Auto Loans typically have a lower interest rate and you can use the built up equity to fund the things you want to do for less. Things like a trip to the beach, or paying off higher interest rate debt, school expenses, medical, etc.

To get started, give us a call at 303.234.1700 or apply online