Another Free Benefit for Members!

Credit Score & More - What's your credit score?

Credit Score & More!

This optional free benefit is available from within cudonline and our mobile banking app. Your credit score is more than just a number – it’s a way for lenders to determine whether you are eligible for a loan, for rental properties and insurance agencies to give you access or rates based on your credit worthiness. Managing your credit is an important part of your financial well-being. It will guide your financial picture on how much interest you pay, which effects your payments, which affects your budget, etc.

Here is what this program provides –

  • Your Credit Score (TransUnion Vantage Score)
  • This is a soft pull & will not affect your score
  • Views to your entire credit bureau report
  • Allows for credit report disputes through TransUnion
  • Compares rates and looks for opportunities to save money
  • Updates you when your score changes
  • Protects and manages your credit with this monitoring tool
  • Protects your identity – see if anyone is using your info through alerts

See more information in our blog on Smart Stuff.


Lock in your Rate - First Place & 2nd Mortgage Promotion

Putting off projects until you save enough money? You may be living in your piggy bank!

Tap into the equity you have within your home and get started on making those home improvements or whatever the other projects may be. We have put together a fabulous promotion for our members to take advantage of now through September 30, 2019.

Use our First Place mortgage to add or refinance your current home loan. Or use our 2nd Mortgage loan as another source of funds in addition to your first.  Whichever option you choose, we have a fantastic promotion for you!

Get $200 cash with a new or refinanced loan. And, for loans originating outside of Credit Union of Denver, we will save you 1% APR* on your current rate. Plus, there are no closing costs in most cases!

Use Credit Union of Denver’s low fixed rate mortgage options for your home loan. Check out all the details with our financial service department at 303.202.5659.

* Mortgage Loan Offer Details: 1% rate reduction only applies to refinanced 1st Mortgage or 2nd Mortgage loans. Current rate must be verified and loan must originate from outside of C·U·D (Credit Union of Denver) before receiving the 1% reduction. Floor rates apply. Offer not applicable on current C·U·D loans. Both new and refinanced loans have a minimum of $10,000 to qualify for the $200. $200 will be deposited into Member’s C·U·D savings account at the time of loan disbursement. C·U·D membership is required. No cash out. No closing costs in most cases, but an appraisal and/or title insurance may be required at Member expense. Owner occupied and Colorado properties only. Rates are subject to change at any time without notice. C·U·D reserves the right to revoke or change these promotions at any time without notice. Offer expires September 30, 2019. Please refer any tax benefits questions to your tax advisor. NMLS: 417000. 1st Place Mortgage: Credit worthiness, ability to repay, LTV (Loan to Value) may not exceed 80% and term will determine rate. Maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan. 2nd Mortgage: Credit worthiness, ability to repay, CLTV (Combined Loan to Value) may not exceed 80%, term and credit will determine rate. Minimum loan amount is $10,000 and maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan.

Make the Equity in Your Home Work for You

HELOC - 3.49 Annual Percentage Rate. 2 People holding up paint samples

The Colorado housing market is on fire! You may have more value in your home than you realize. Take advantage of your increased value and save big with our low interest rate HELOC for a whole year! A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as collateral. And since your home is most likely your largest asset, why not put it to work for you and take advantage of all the benefits a C•U•D HELOC offers! Access to your money is easy and our Equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you can dream up! We have rates a low as 3.49% APR* up to 80% CLTV**, as well as 4.99% APR up to 90% CLTV.

Credit Union of Denver is your trusted financial resource that has your best interests at heart. We will be on your side to help you through each and every step of the way! To speak to a Loan Specialist, please call 303.202.5659 or 800.280.0234  

*APR Annual Percentage Rate. * 3.49% & 4.99% APR (Annual Percentage Rate) are Introductory Rates good on new HELOC loans opened or applications submitted October 1, 2018 – September 30, 2019. With approved credit. 3.49% APR not to exceed a **Combined Loan to Value (CLTV) of 80%, 4.99% APR CLTV not to exceed 90%, both have a maximum term of 20 years. Introductory rates good for 12 months from closing. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate [“Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Not available on refinance of current C•U•D mortgage loans. Owner occupied and Colorado properties. HELOC disclosures.

Auto Equity Loan Promotion - car made out of cash

Have you ever heard of an Auto Equity Loan? You may be able to take your free and clear titled auto or the auto loan you have paid way down and turn it into cash for your pocket.

Auto Loans typically have a lower interest rate and you can use the built up equity to fund the things you want to do for less. Things like a trip to the beach, or paying off higher interest rate debt, school expenses, medical, etc.

To get started, give us a call at 303.234.1700 or apply online


Open a Youth Account and get Rewarded - Young girl in college outfit with mom and grandma

Our Youth Account is specially designed for our young members’ ages 0-17 years old.  We want to help our young members learn what it is to save for a special something or someone in their lives. We offer an above-market rate (2.01% APY*) on balances up to $1000.00. Balances over $1000.01 will earn the current prime share savings rate. If you open a Credit Union of Denver Youth Account before June 30th, 2019 you will receive a $25 deposit into the account after setting up reoccurring automatic deposits of at least $10, for a minimum of two consecutive months.

The month following their 18th birthday, the Youth Account will change to a standard savings account, earning the prime share rate at that time. Please Note: The child must be the primary account holder. Only one Youth Account per child. Promotional benefit allowed only 1 time per member. Don’t forget to check out our checking accounts to introduce your child on how to manage their money. Please contact our member service department to open your new youth account(s) today at 303.239.1150 or 800.279.3288 or stop by.

*APY = Annual Percentage Yield. Federally Insured by NCUA.

Friends & Family Checking Referral Rewards Program

Refer Friends and Family to Credit Union of Denver - picture of man telling you a secret

Tell your friends and family about our wonderful checking account lineup. Utilize our Friends and Family referral program and you earn $25 and so will your referral. Everyone wins! Interested? Complete this Friends and Family form and return it to C•U•D through the mail, fax or secure portal. Let us know if you have any questions. We are here to help!


Love my Credit Union Membership Rewards

More Credit Union Rewards…Take advantage of exclusive discounts and benefits on products and services you use every day! Need Insurance? Tru Stage Insurance is offered at group rates: Auto, Home, Life, Accidental Death or Dismemberment, etc. Turbo Tax discounts and Sprint offers $100 refund for each line you move over to them! No limit on the lines! This is only for credit union members. Plus, bonus money, when you renew the following year, you get another $100! Don’t miss out on all the rewards.

Check out how you can take advantage of these deals! Follow the links and read about all the Member discounts and benefits with Love My Credit Union, courtesy of Credit Union of Denver!

Click here to save on TurboTax software!

Sprint Love My Credit Union Banner - Happy man holding phone

Click here to save with Sprint!


What’s better than Free? Getting PAID!

Cashback Rewards Checking

This outstanding checking account helps you earn the most on the account you use the most!
If you meet the minimum requirements, you can earn up to 5% of your debit card transactions up to $5 each month, plus receive up to $25 of ATM fees refunded each month.

  • Earn Up to 5% of Debit Card Transactions up to $5 monthly
  • Receive up to $25 in ATM fees refunded monthly
  • No Minimum Balance
  • Free CUDeals – Additional Cashback Rewards using your debit card
  • Free Direct Deposit
  • Free Debit MasterCard® Instantly Issued in house
  • Debit Card Enhancements Include:
    • Identity Theft Resolution | Assisted Restoration
    • Extended Warranty Insurance
    • Price Protection
    • Satisfaction Guarantee
  • Free MoneyDesktop Financial Tool
  • Free Mobile Banking with Text Alerts
  • Free Mobile Deposit Capture
  • Free Online Banking with Free eStatements
  • Free Bill Pay
  • Free Call24
  • Overdraft Options Available
  • One (1) NSF Fee Refund per calendar year
  • Unlimited in-branch teller transactions at over 5,600 Shared Branches across the U.S.
  • Access to over 30,000 Free ATMs nationwide including most 7-elevens
  • Only a 1% Foreign Transaction Fee

To earn 5% of your debit card transactions up to $5 and up to $25 in ATM fee refunded, members must utilize Direct Deposit (if employer does not offer, an electronic deposit will suffice, i.e. mobile deposit or an electronic transfer from another financial institution), eStatements and have 15 Debit Card transactions required monthly (online or at retail establishments). The good news, it’s free – no fees to have the account & no penalties for not hitting the requirements. If you don’t meet the requirements, you’ll have the whole next month to reach the rewards again! Your monthly eStatements will spell out if you have made the requirements or not.

Apply Today!

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button above, which will prompt you to also open a new prime share. If you have more than two owners, contact the credit union at 303.239.1150 or 800.279.3288.

*The timing of debit card transactions hitting your account are not in the control of the credit union. A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account.
CUDeals – terms and conditions  have all the details.

Bring Your Auto, Motorcycle or RV Loan over to C•U•D and Get Paid!

We'll pay you for your auto loan - $200 cash. Image of 2 $100 bills

Bring over your qualified auto loan* from another bank and you’ll receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great low Rates
• Up to 72 month terms†
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for auto or motorcycle loans from outside C•U•D. Floor rate applies, see current rates.
†Terms up to 72 months. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires September 30, 2019. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

RV Refinance - Take a 2 month payment vacation. Silver RV parked outside

Credit Union of Denver is helping you save money and we’re putting cash in your pocket! Bring over your RV loan from an outside financial institution and you will receive:

$200 Cash 
plus
an opportunity to take a 2 month payment vacation
&
at least 2% APR off your rate*

Plus Enjoy
• Great low Rates
• Up to 240 month terms
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

*2% off your current APR (Annual Percentage Rate) for tow behind camper/travel trailer, motor home, and truck camper loans from outside C•U•D. Floor rate applies see current rates, terms up to 240 months depending upon loan amount. With approved credit. Rate discount and $200 valid on loans over $7,500. 2 months no payment is equal to 60 days no payment and interest will accrue from date of loan closing. $200 to be deposited into savings account within 30 days of closing. Expires September 30, 2019.  Credit Union of Denver reserves the right to withdraw this offer at any time without notice.