At Credit Union of Denver, we are proud to offer our members valuable promotions in order to help improve their financial picture. We see it as “People Helping People.”


Bring Your Auto, Motorcycle or RV Loan over to C•U•D and Get Paid!

Upgrade your auto loan. Move your auto loan over to us and receive: 3 months no payments, $300 cash, at least 3% APR* off your current rate. A group of 3 friends smiling a a Jeep.

As part of our 90 Year Anniversary celebration, we’ve upgraded our Auto Refi promotion! Bring your qualified auto loan* from another financial institution over to us and receive:

$300 Cash 
plus
an opportunity to take a 3 month payment vacation
&
at least 3% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 72 month terms†
• Up to 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

* 3% off your current APR (Annual Percentage Rate) for auto, truck, motorcycle or RV loans from outside Credit Union of Denver (C·U·D). With approved credit. Floor rates apply – Auto as low as 2.94% APR | Motorcycle as low as 4.99% APR | RV as low as 4.74% APR. See current rates. Not all borrowers will qualify for best rate. Rates are current as of 04/29/2021 and subject to change.
† Terms vary by vehicle type and amount financed. Rate discount & $300 valid on loans over $10,000. 3 months no payment is equal to 90 days no payment & interest will accrue from date of loan closing. $300 to be deposited into savings account within 30 days of closing. Offer available on refinanced amount only and expires August 31, 2021. This is a NO Cash Out refi offer. C·U·D membership of $5 is required. C·U·D reserves the right to withdraw this offer at any time without notice & current C·U·D loans not eligible for offer. Federally Insured by the NCUA.

Upgrade your RV loan. Move your RV loan over to us and receive: 3 months no payments, $300 cash, at least 3% APR* off your current rate. An RV driving towards a colorful sunset.

As part of our 90 Year Anniversary celebration, we’ve upgraded our RV Refi promotion! Bring your qualified RV loan* from another financial institution over to us and receive:

$300 Cash 
plus
an opportunity to take a 3 month payment vacation
&
at least 3% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 240 month terms†
• Up to 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

* 3% off your current APR (Annual Percentage Rate) for tow behind camper/travel trailer, motor home, and truck camper loans from outside Credit Union of Denver (C·U·D). With approved credit. Floor rate of 4.74% APR applies. See current rates. Not all borrowers will qualify for best rate. Rate is current as of 04/29/2021 and subject to change.
Terms range up to 240 months for RV loans depending on loan amount. Rate discount & $300 valid on loans over $10,000. 3 months no payment is equal to 90 days no payment & interest will accrue from date of loan closing. $300 to be deposited into savings account within 30 days of closing. Offer available on refinanced amount only and expires August 31, 2021. This is a NO Cash Out refi offer. C·U·D membership of $5 is required. C·U·D reserves the right to withdraw this offer at any time without notice & current C·U·D loans not eligible for offer. Federally Insured by the NCUA.

Upgrade your Motorcycle loan. Move your motorcycle loan over to us and receive: 3 months no payments, $300 cash, at least 3% APR* off your current rate. A person riding their motorcycle down the highway.

Bring your qualified motorcycle loan* from another financial institution over to us and receive:

$300 Cash 
plus
an opportunity to take a 3 month payment vacation
&
at least 3% APR off your rate*

Plus Enjoy
• Great Low Rates
• Up to 72 month terms†
• Up to 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

* 3% off your current APR (Annual Percentage Rate) for auto, truck, motorcycle or RV loans from outside Credit Union of Denver (C·U·D). With approved credit. Floor rates apply – Auto as low as 2.94% APR | Motorcycle as low as 4.99% APR | RV as low as 4.74% APR. See current rates. Not all borrowers will qualify for best rate. Rates are current as of 04/29/2021 and subject to change.
Terms vary by vehicle type and amount financed. Rate discount & $300 valid on loans over $10,000. 3 months no payment is equal to 90 days no payment & interest will accrue from date of loan closing. $300 to be deposited into savings account within 30 days of closing. Offer available on refinanced amount only and expires August 31, 2021. This is a NO Cash Out refi offer. C·U·D membership of $5 is required. C·U·D reserves the right to withdraw this offer at any time without notice & current C·U·D loans not eligible for offer. Federally Insured by the NCUA.

HELOC – Make Your Vision a Reality!

Home Equity Line of Credit. As low as 2.99% Annual Percentage Rate & no closing costs in most cases. Nice outdoor deck/patio.

The Colorado housing market is one of the hottest in the nation! You may have more value in your home than you realize. Take advantage of your increased value and save big with our low interest rate HELOC for a whole year! A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as collateral. And since your home is most likely your largest asset, why not put it to work for you and take advantage of all the benefits a C•U•D HELOC offers! Access to your money is easy and our Equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you may need!

FOR A LIMITED TIME – Special rate is good for 12 months for applications received through June 30, 2021 – We have rates as low as 2.99% APR* up to 80% CLTV**, as well as 3.99% APR up to 90% CLTV.

To speak to a Loan Specialist, please call 303.202.5659 or 800.280.0234

* 2.99% & 3.99% APR (Annual Percentage Rate) are special promotional rates & are good on new HELOC loans opened or applications submitted January 1, 2021 – June 30, 2021. With approved credit. Not all borrowers will qualify for the lowest rate. 2.99% APR not to exceed a **Combined Loan to Value (CLTV) of 80%, 3.99% APR not to exceed 90% CLTV, both have a term of 20 years. Special rate is good for 12 months from closing date. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate “Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Appraisal fees usually range from $400 to $800 and title insurance ranges from $700 up to $1450 depending on property. Not available on refinance of current CUD mortgage loans. Owner occupied and Colorado properties only. Subject to credit approval. Terms and conditions subject to change without notice. NMLS: #417000. HELOC disclosures.

What’s better than Free? Getting PAID!

Cashback Rewards Checking

This outstanding checking account helps you earn the most on the account you use the most!
If you meet the minimum requirements, you can earn up to 5% of your debit card transactions up to $5 each month, plus receive up to $25 of ATM fees refunded each month.

  • Earn Up to 5% of Debit Card Transactions up to $5 monthly
  • Receive up to $25 in ATM fees refunded monthly
  • No Minimum Balance
  • Free CUDeals – Additional Cashback Rewards using your debit card
  • Free Direct Deposit
  • Free Debit MasterCard® Instantly Issued in house
  • Debit Card Enhancements Include:
    • Identity Theft Resolution | Assisted Restoration
    • Extended Warranty Insurance
    • Price Protection
    • Satisfaction Guarantee
  • Free MoneyDesktop Financial Tool
  • Free Mobile Banking with Text Alerts
  • Free Mobile Deposit Capture
  • Free Online Banking with Free eStatements
  • Free Bill Pay
  • Free Call24
  • Overdraft Options Available
  • One (1) NSF Fee Refund per calendar year
  • Unlimited in-branch teller transactions at over 5,600 Shared Branches across the U.S.
  • Access to over 30,000 Free ATMs nationwide including most 7-elevens
  • Only a 1% Foreign Transaction Fee

To earn 5% of your debit card transactions up to $5 and up to $25 in ATM fee refunded, members must utilize Direct Deposit (if employer does not offer, an electronic deposit will suffice, i.e. mobile deposit or an electronic transfer from another financial institution), eStatements and have 15 Debit Card transactions required monthly (online or at retail establishments). The good news, it’s free – no fees to have the account & no penalties for not hitting the requirements. If you don’t meet the requirements, you’ll have the whole next month to reach the rewards again! Your monthly eStatements will spell out if you have made the requirements or not.

Apply Today!

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button above, which will prompt you to also open a new prime share. If you have more than two owners, contact the credit union at 303.239.1150 or 800.279.3288.

*The timing of debit card transactions hitting your account are not in the control of the credit union. A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account. CUDeals – terms and conditions.

Take Advantage of the Market

1st Place Mortgage. No closing costs in most cases. House on a key.

We offer a First Place Mortgage, an innovative C•U•D product developed to allow you to use the equity in your home without paying the higher closing costs of refinancing. If you have sufficient equity in your home the First Place Mortgage is a great alternative for that extra cash you need to pay off bills, take a vacation or just lower your 1st mortgage rate.

The First Place Mortgage will take the place of your first mortgage you have elsewhere.
To get started, call our C•U•D Loan Specialists at 303.202.5659 or 800.280.0234.

    • Fixed Rate
    • $0 Closing Costs, in most cases (appraisal and/or title insurance may be required)
    • Terms available up to 30 years
    • No pre-payment penalty
    • LTV (Loan to Value) no more than 80%. Maximum loan amount $1,000,000
    • Payments include principal and interest only (escrow may be required)

 


Friends & Family Bonus!

Spread the word. Refer family and friends, you get $25 and they get $25

Credit Union of Denver offers so many great benefits and rewarding products, we want to share this with our members and the community. Help us grow our membership!

Take advantage of all the great offers and share them with your friends and family.
Refer a friend or family member to C∙U∙D and YOU will receive $25.00 and THEY will receive $25.00*!

The new member opens one of our rewarding checking accounts and uses it for at least 6 transactions within the first 60 days. We know it will be a great move for your friend or family member. We need you to let us know you referred someone by completing this Friends and Family form and return it to C•U•D through the mail, fax or our secure portal.

Sounds pretty simple, right? We want it to be easy for you so you both can enjoy the extra cash in your accounts.

Thanks for spreading the word about Credit Union of Denver to your family and friends, and letting them know why they should make the switch!

* Referred new member must open a checking account and have at least six (6) debit card and/or check transactions within the first sixty (60) days. If qualifications are met: $25 will be deposited into both members’ accounts after 60 days of the checking account open date. Both accounts must be in good standing. A 1099-INT will be issued for the new member account.  Terms and conditions subject to change without notice.

Member Exclusive 25% off any device this spring. Save on this perfect gift for moms, dads & grads. Cell phone savings.

Save up to $360 per year on your wireless bill by switching to no-contract wireless. Learn more at LoveMyCreditUnion.org.


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Save up to $15 on TurboTax and get your maximum refund.