Celebrating 85 Years in business!
Fresh picked HELOC’s have fresh rates for 12 months from closing date! Apply by June 30th.
Credit Union of Denver is celebrating 85 years in business with two special HELOC rates. Do you have a list of home improvement projects to work on? The 12 month introductory rate, as low as 1.85% APR, is available for loans up to 80% combined loan to value (or CLTV) or if you need a little more room, we have our 90% CLTV rate as low as 3.85%.
There are no closing costs in most cases and with rates this low, you’ll be able to harvest a lot of projects this summer! Don’t put off the projects that you’ve been wanting to accomplish. Add value to your home while upgrading your living space. Get started today with a simple application.
*1.85% & 3.85% APR (Annual Percentage Rate) are Introductory Rates good on new HELOC loan applications submitted May 1 – June 30, 2016. With approved credit. 1.85% APR not to exceed a **Combined Loan to Value (CLTV) of 80%, 3.85% APR CLTV not to exceed 90%, both have a maximum term of 20 years. Introductory rates good for 12 months from closing. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate [“Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Not available on refinance of current CUD mortgage loans. Owner occupied and Colorado properties only.
Credit Union of Denver NMLS# 417000 Read Our HELOC Disclosures Here.
Youth Savings Account Special
Youth Account Special – If you have a child 17 years old or younger, they qualify for our Youth Account. April 1st through May 31st, if you start a new Youth Account with a minimum of a $5 deposit and set up at least two months of automatic reoccurring deposits of $10 or more each month, we will reward the account with a $20 deposit. Plus, this account earns 2.01% APY* – annual percentage yield up to $1,000.00. Contact member services and open yours today!
Purchase a New or Used Vehicle at Great Low Rates
Interested in purchasing a new or used car or truck or ? We have great low rates for you at Credit Union of Denver. Did you know we offer auto loan rates as low as 2.37%APR? You may qualify for this rate if you utilize our long term working relationship with Auto Aves to buy your next vehicle. This is our lowest rate offered and it comes with a 1/2% savings below our floor rate of 2.87%APR. Don’t pay higher interest or fees to get the car or truck of your dreams. Arm yourself with a pre-approval and we’ll help you get your shopping off to a good start! Depending upon the year of vehicle, we offer terms up to 84 months. Rates will vary based on terms of your loan. Apply now or stop by one of our three branches to get the auto ball rolling.
With Approved Credit. The 2.37% is an annual percentage rate that is offered at a half percent below our floor rate when purchasing through Auto Aves and financing with Credit Union of Denver. Term based on age of collateral. Rates are the same for new or used.
The Checking Account That Keeps Getting Better!
No matter what, our free Smart Checking Account will help you reach your goals while you receive multiple benefits. Whether you are a student or retiree looking for the best checking account to fit your lifestyle, we have the best options for you. Keep eye on this account, we will be adding even more benefits in 2016.
These tools make this free Smart Checking Account one of the most valued around!
- No Minimum Balance
- Free Debit MasterCard® *Instantly Issued at our Alameda Branch
- Debit Card Enhanced with:
- Identity Theft Resolution | Assisted Restoration
- Extended Warranty Insurance
- Price Protection
- Satisfaction Guarantee
- Free MasterCard SecureCode – protection against unauthorized users with online shopping
- Free MoneyDesktop Financial Tool
- Free Mobile Banking with Text Alerts and Free Mobile Deposit Capture
- Free Online Banking with Free eStatements and Bill Pay
- Free Call24
- Overdraft Options Available and Free Direct Deposit*
- One (1) NSF Fee Refund per year
- 5,300 Shared Branches across the U.S. for most all transaction needs.
- Access to over 30,000 Free ATMs nationwide including most 7-elevens
A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account.
REFINANCE Your Auto or Motorcycle Loan at C•U•D
Bring over your auto loan from another bank and you will receive at least 2% off your rate plus $200 cash and an opportunity to take a 2 month payment vacation.
• Great low Rates
• Save at least 2% APR off your current rate*
• Up to 72 month terms
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or go online
* 2% off your current APR (Annual Percentage Rate). With approved credit, at least 2% off current auto or motorcycle loan rate from outside C•U•D. Floor rate applies on autos and motorcycles. Terms up to 72 months. At least a 2% rate discount and $200 valid for loans over $7,500. 2 months no payment is equal to 60 days no payment from date of loan closing. Expires 7-31-16.
First Place Mortgage – Designed for those with substantial equity in their home.
Put your home’s equity to work for you.
Our First Place Mortgage, an innovative C•U•D product, will allow you to use the equity in your home without paying the higher closing costs of refinancing. If you have sufficient equity in your home and are looking for a shorter term, this is a great alternative for that extra cash you need to pay off bills, take a vacation or just lower your 1st mortgage rate.
This C•U•D exclusive will take the place of your 1st Mortgage. Call our C•U•D Loan Specialists at 303.202.5659 or 800.280.0234.
- Fixed Rate
- Save at least 1% off your current rate*
- $200 Cash (after closing your loan)
- $0 Closing Costs, in most cases
- Terms available up to 20 years
- No pre-payment penalty
- CLTV (Combined Loan to Value) up to 80%. Maximum loan amount $200,000
- Payments include principal and interest only (escrow may be required)
*1st Place Mortgage promotion requires: Credit worthiness, ability to repay, CLTV (Combined Loan to Value) may not exceed 80% and term will determine rate. Maximum loan amount is
$200,000 and maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan. Refinance is on current loan
amount, no cash out. Discount will be at least 1%APR (annual percentage rate) off the member’s current rate, subject to floor rate of 3.24% – 4.34% APR, depending on term. Rate
on current loan must be verified by C.U.D $200 will be deposited into Member’s C.U.D savings account at the time of loan disbursement. Offer not applicable on current C.U.D
loans. No closing costs in most cases, but an appraisal and/or title insurance may be required at Member expense. Owner occupied and Colorado properties only. Rates are
subject to change at any time without notice. Credit Union of Denver reserves the right to revoke or change these promotions at any time without notice. Offer expires 07/31/16.
Bill Pay – Easy, Secure and in your Control
Wouldn’t it be great to never have to write a check again!
Here are the benefits of using our Bill Pay through cudonline.
- Pay bills free in a fraction of the time with the click of your mouse.
- Aggregate all your bills in one place for easier tracking
- Save money on checks, envelopes and stamps with Bill Pay
- Schedule bills to be paid one time or monthly with the amount you choose on the date you set up!
- Your information is protected by the latest security measures within online banking.
- No more lost or misplaced payments in the mail.
- Access your transaction history for each bill paid and see your pending payments 24 hours a day.
- Cash flow is in your control and at your discretion.
Don’t let outside businesses have access to your account.
Have peace of mind knowing you are in control of your finances!
To set up your bill pay today, login to cudonline and if you have any questions about our fabulous bill pay or online banking, click here.
Payment Portal Coming Soon –
Self Service Payment Portal! Anytime of day, at your convenience!
We have great news for those of you that would like to make a loan or card payment yourself, at any time you want!
We are introducing our Web Payment Portal very soon. This will be one of many different ways to make payments at Credit Union of Denver.
The new electronic payment portal will make payments even easier, more convenient, allows you to be self sufficient and its free.
To start the process, all it takes is an easy online registration. You will need to know your routing number and account number from the outside financial institution (where the payment is coming from) and your Credit Union of Denver account number and suffix (where the payment is deposited). Its easy and free.
After the initial roll out of the web payment portal, if you choose to have our member service team assist you with making your payments, there will be a $5 fee associated with this service.
Once this rolls out officially and you have had a chance to try it out, please let us know if you have any questions.
Love my Credit Union Membership Rewards
More Credit Union Rewards…Take advantage of exclusive discounts and benefits on products and services you use every day! Earn cash back when you shop at over 1,500 retailers with “Love to Shop”. Save on services for your home like A.D.T., DirectTV, Allied, and more. Need Insurance? Tru Stage Insurance is offered at group rates: Auto, Home, Life, Accidental Death or Dismemberment, etc. Check out the Credit Union Auto Club and remember that Sprint offers 10% off on select regularly priced service to individuals while businesses can save 15% on select regularly priced Sprint service. Don’t miss out on all the rewards.