Transfer Balances & Reduce Stress with our 4.99%apr!

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Take advantage of our Balance Transfer offer now through February 28. Balances transferred will receive the discounted rate through December 2017.  This means the sooner you transfer your balance the more you will save!

Pay off high rate balances outside of CUD and enjoy the holidays! As another option, balances can be paid off through our in house process for higher rate bills, like a doctor bill, a vet bill, perhaps a bill from your kids school; whatever might benefit from lowering your rate. Check it off your list and breathe.
Who can take advantage of this offer?

  • All tiers are eligible for the low 4.99%apr, with approved credit.
  • Members with Existing Platinum MasterCard (with a line of credit that will manage the transfer)
  • New CUD Platinum Credit Cards
  • Members can ask for an increase to their line of credit

Whether you are an existing credit card holder or looking for a great rewards card, this will help you save interest. Ask one of our loan officers how to get started today! Send an email through online banking, stop by or give us a call during business hours. Our MasterCard Credit Cards have great rates that range from 7.49%VAPR to 14.49%VAPR.!  Take advantage of them now before the fed raises the rates across the board.  Happy Holidays!

* APR (annual percentage rate). Promotional rate is offered on transferred balances now through 2/28/17 and will remain through 12/2017 and will apply to balance transfers for all credit tiers with approved credit. After the promotional period, your VAPR (variable annual percentage rate) will be based on your creditworthiness and set margin at the time of approval. Your new rate will be the margin plus Wall Street Prime Rate. Wall Street Prime Rate is subject to change. As of 12/1/16, current rates range from 7.49% to 14.49% based on credit worthiness. New and current credit card accounts are eligible to receive this promotion. Cardholders who previously participated in 2016 3.99% promotion are not eligible. Credit Union of Denver reserves the right to revoke or change this promotion at any time without notice. Membership at Credit Union of Denver is required. Visit cudenver.com for full account disclosures.

Save the Date!

Hey Kids! Join us Saturday December 10th in our Lakewood branch lobby and enjoy refreshments, coloring and face painting. The first 200 kids will receive a free 5×7 photo with Santa!* Come by and let Santa know what you would like for Christmas!

*FYI – We only have Santa until Noon and then he has other children he needs to see, so we will have to assess the line prior to noon so we can manage his time.

Limited Time Youth Account Promotion

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Credit Union of Denver is here to help parents and grandparents educate our young people to start saving early.
Hey Mom and Dad, while your kid(s) are talking to Santa or coloring, take the opportunity to open a youth account.
Begin with an opening $5 deposit and setup a $10 minimum, automatic reoccurring monthly deposit. The Youth Account(s) will each receive a reward of $20 once qualifications are met after 60 days. Plus the youth account will earn 2.01% Annual Percentage Yield for balances up to $1000.  Each new youth account comes with a cute little mascot named Cash! Cash likes to help kids learn how to save their pennies and earn more with their “Cash” Youth Account.

This limited time Youth Account Promotion is good December 1st through January 31st, 2017 at all Credit Union of Denver Branch locations. Call us at 303.239.1150 or 800.279.3288 to open an account for the kid in your life today!
Promotion qualifications are: Account(s) must be in good standing to qualify, youth account has an opening $5 deposit and has established a $10 minimum reoccurring deposit for 2 consecutive months. Youth Accounts are only available to members 0-17 years old.  A $20 bonus will be deposited directly into the youth account(s) after 60 days, if qualifications are met. The youth account will earn 2.01% APY* for balances up to $1000 and then revert to .11% APY. This offer is valid December 1st through January 31st, 2017.  A 1099-INT will be issued for the new account members. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

Make the Equity in Your Home Work for You

Take Advantage of our Limited Time Special Rate!

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Choosing the right home loan program that is best suited to your needs and financial situation is the first most important step. A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as collateral. And since your home is most likely your largest asset, why not put it to work for you and take advantage of all the benefits a C•U•D HELOC offers! Access to your money is easy and our Equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you can dream up! Credit Union of Denver is your trusted financial resource that has your best interests at heart. We will be on your side to help you through each and every step of the way! To speak to a Loan Specialist, please call 303.202.5659 or 800.280.0234 or apply online.

* 1.85% & 3.85% APR (Annual Percentage Rate) are Introductory Rates good on new HELOC loans opened or applications submitted Nov. 1 2016 – Jan. 3, 2017. With approved credit. 1.85% APR not to exceed a *Combined Loan to Value (CLTV) of 80%, 3.85% APR CLTV not to exceed 90%, both have a maximum term of 20 years. Introductory rates good for 12 months from closing. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate [“Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Not available on refinance of current CUD mortgage loans. Owner occupied and Colorado properties only. Credit Union of Denver. NMLS 417000

Try TurboTax® and Save Up to $15 and get a chance to win $25,000!

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Union of Denver has teamed up with TurboTax to save you up to $15 on TurboTax federal products, and a chance to win $25,000 in the $25,000 Payday Sweepstakes. TurboTax® translates taxes into simple questions about your life, so you don’t need tax knowledge, or an appointment, to get your taxes done right.

  • Get your maximum refund. TurboTax searches over 350 deductions and credits to make sure you get your biggest possible refund, guaranteed.
  • Be sure nothing gets missed. TurboTax CompleteCheck™ reviews every detail in your return, walks you through any final changes, and gives you the green  light to file.
  • You’re never alone. Connect with an expert live, on-screen to get answers when you need them with TurboTax SmartLook™.

Just try TurboTax Online for free (and provide your email address) by February 16th to be automatically entered in the TurboTax $25,000 Payday Sweepstakes, no purchase necessary. Get started today!


Refinance Your RV – EXTENDED

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Credit Union of Denver is helping you save money and we’re putting cash in your pocket! Roll your RV loan over to C⋅U⋅D and we’ll give you $200 plus take at least 2% off your loan rate! If you like, you can even take a 2 month break from your loan payments.  Summertime is here, and rolling down the road in your RV at a better interest rate is like wind blowing through your hair with the windows rolled down. C⋅U⋅D loans make smart sense. Bring over your RV loan from a financial institution outside of C⋅U⋅D and you will receive at least 2% off your rate plus $200 cash and an opportunity to take a 2 month payment vacation.
Plus Enjoy
• Great low Rates
• Up to 180 month terms
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

Fine Print:
* APR (Annual Percentage Rate). With approved credit, good for tow behind campers/travel trailers, motor homes, and truck campers. At least 2% off current loan rate from outside C•U•D. Floor rate applies, terms up to 180 months depending upon loan amount. At least a 2% rate discount and $200 valid for loans over $7,500. 2 months no payment is equal to 60 days no payment from date of loan closing. Offer expires February 28, 2017. Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

Refinance Your Auto or Motorcycle Loan over to C•U•D

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Bring over your auto loan from another bank and you will receive at least 2% off your rate plus $200 cash and an opportunity to take a 2 month payment vacation.
Plus Enjoy
• Great low Rates
• Save at least 2% APR off your current rate*
• Up to 72 month terms
• 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application
Call us at 303.202.5659 | 800.279.3288 or apply online

Fine Print:
*2% off your current APR (Annual Percentage Rate). With approved credit, at least 2% off current auto or motorcycle loan rate from outside C•U•D. Floor rate applies on autos and motorcycles. Terms up to 72 months. At least a 2% rate discount and $200 valid for loans over $7,500. 2 months no payment is equal to 60 days no payment from date of loan closing. Expires February 28, 2017.  Credit Union of Denver reserves the right to withdraw this offer at any time without notice.

First Place Mortgage – Designed for those with substantial equity in their home.

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Put your home’s equity to work for you.

Our First Place Mortgage, an innovative C•U•D product, will allow you to use the equity in your home without paying the higher closing costs of refinancing. If you have sufficient equity in your home and are looking for a shorter term, this is a great alternative for that extra cash you need to pay off bills, take a vacation or just lower your 1st mortgage rate.

This C•U•D exclusive will take the place of your 1st Mortgage.  Call our C•U•D Loan Specialists at 303.202.5659 or 800.280.0234.

  • Fixed Rate
  • Save at least 1% off your current rate*
  • $200 Cash (after closing your loan)
  • $0 Closing Costs, in most cases
  • Terms available up to 20 years
  • No pre-payment penalty
  • CLTV (Combined Loan to Value) up to 80%. Maximum loan amount $200,000
  • Payments include principal and interest only (escrow may be required)

Fine Print:
*1st Place Mortgage promotion requires: Credit worthiness, ability to repay, CLTV (Combined Loan to Value) may not exceed 80% and term will determine rate. Maximum loan amount is $200,000 and maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan. Refinance is on current loan amount, no cash out. Discount will be at least 1%APR (annual percentage rate) off the member’s current rate, subject to floor rate, depending on term. Rate on current loan must be verified by C.U.D $200 will be deposited into Member’s C.U.D savings account at the time of loan disbursement. Offer not applicable on current C.U.D loans. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Owner occupied and Colorado properties only. Rates are subject to change at any time without notice. Credit Union of Denver reserves the right to revoke or change these promotions at any time without notice. Offer expires 2/28/17.

 


Bill Pay – Easy, Secure and in your Control

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Wouldn’t it be great to never have to write a check again!
Here are the benefits of using our Bill Pay through cudonline.

  • Pay bills free in a fraction of the time with the click of your mouse.
  • Aggregate all your bills in one place for easier tracking
  • Save money on checks, envelopes and stamps with Bill Pay
  • Schedule bills to be paid one time or monthly with the amount you choose on the date you set up!
  • Your information is protected by the latest security measures within online banking.
  • No more lost or misplaced payments in the mail.
  • Access your transaction history for each bill paid and see your pending payments 24 hours a day.
  • Cash flow is in your control and at your discretion.

Don’t let outside businesses have access to your account.
Have peace of mind knowing you are in control of your finances!
To set up your bill pay today, login to cudonline and if you have any questions about our fabulous bill pay or online banking, click here. 


Love my Credit Union Membership Rewards

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More Credit Union Rewards…Take advantage of exclusive discounts and benefits on products and services you use every day! Earn cash back when you shop at over 1,500 retailers with “Love to Shop”. Save on services for your home like A.D.T., DirectTV, Allied, and more. Need Insurance? Tru Stage Insurance is offered at group rates: Auto, Home, Life, Accidental Death or Dismemberment, etc. Check out the Credit Union Auto Club and remember that Sprint offers 10% off on select regularly priced service to individuals while businesses can save 15% on select regularly priced Sprint service. Don’t miss out on all the rewards.