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Routing # 307075259

FAQs

Membership

Credit Unions are not-for-profit, member-owned financial cooperatives. Unlike for-profit banks whose purpose is to increase the wealth of their stockholders, often at the expense of their customers, credit unions’ purpose is to give our members the best value and service possible.

Banks are for-profit companies that exist to generate high levels of profit for their stockholders. Bank stockholders elect a paid board of directors to run the bank and to financially benefit stockholders, not the bank’s depositors. Credit unions are not-for-profit organizations that were founded on the idea of “people helping people”. They are member-owned and exist to serve their members, with a volunteer board of directors.

  • If you live or work in Colorado’s Adams, Arapahoe, Boulder, Denver, Douglas, or Jefferson counties.
  • If you work for most federal government agencies, RTD or Yellow Cab.
  • If you attend one of our many affiliated schools including Metropolitan State, Community College of Denver and Red Rocks Community College and many others.
  • If you join Consumers United Association.
  • View a full list of our affiliated groups.

Yes - Immediate family members or household family members of an existing Credit Union of Denver member are also eligible for membership.

  • Immediate family members:
    • Spouse
    • Children
    • Adoptive children
    • Siblings
    • Parents
    • Grandchildren
    • Grandparents
    • Stepchildren
    • Stepsiblings
    • Stepparents
  • Household family members:
    • Persons living in the same residence, maintaining a single economic unit.

Once a member, always a member! When you get settled with a new employer, we can help you re-establish your Direct Deposit, 401k, or any other products or services associated with your ex-employer. Simply call the Call Center at 303.234.1700 | 800.279.3288.

Yes, a minimum deposit of $5 is required to open a Credit Union of Denver Savings Account and to establish your membership.

Provided we have all necessary documents, our processing time is normally within 24 hours of receiving your application.

Contact our Business Development Department Manager Michele Lee at 303.239.1156.

Routing

307075259

Online Banking Usernames & Passwords

You click the “Forgot Password” option to reset your password.

You may use your account number to log in. Then click on “User Options” to change or view your username.

Yes. After 3 invalid login attempts your account will be locked. You will need to call 303.234.1700 | 800.279.3288 to get unlocked.

Security

No. Credit Union of Denver will never contact you asking for your personal information.

Use the “Forgot Password” to change your password and contact us immediately.

To email C·U·D, please use our secure email portal and send us a message. NEVER send personal information using an unsecured channel like email or text. 

Always protect information like,

  1. Account numbers
  2. Passwords
  3. Social Security Number
  4. Date of Birth

Unsecured emails are not protected, and your information may be compromised.

Change your password immediately for access to your account.

The call C•U•D immediately at 303.234.1700 | 800.279.3288.

Our Security Center offers information on identity theft and what to do if you think you’re a victim.

Transaction Locations

The CO-OP Shared Branch allows you to access your Credit Union of Denver accounts for free at participating non-Credit Union of Denver branch locations nationwide. You can make deposits, withdraw cash, make loan payments, and transfer funds between accounts and much more. Learn more about the CO-OP Shared Branch and find a location near you. If you would prefer a mobile text option, text your ZIP Code to 91989. Please keep in mind that while this service is free of charge, standard data/SMS fees may apply from your mobile carrier.
What are your Branch hours?

Please view a complete listing of our branches for operating hours.

Wire Instructions

To have funds wired from another institution to Credit Union of Denver, the information below is required in order to facilitate the wire:

  • Routing Number for Credit Union of Denver: 307075259
  • Your Account Number: 1234567 (example)
  • Suffix you want funds deposited into: 00 – Savings, 06 – Checking,   40 – Money Market
  • Required Beneficiary Information: Name, account number, address, city, state, and zip code where funds are to be deposited once received by the Credit Union (e.g. Joe Smith, 9305 W Alameda Ave, Lakewood, CO 80226)

Note: If you do not specify an account number suffix, the funds will be deposited into your savings account.

If you have any questions, please call us at 303.234.1700 | 800.279.3288.

Outgoing

To have funds wired from Credit Union of Denver to another institution, the following information is required to facilitate the wire:

  • Photo Identification – Valid Government issued ID
  • All wire instructions from beneficiary and beneficiary financial institution
  • Beneficiary name and physical address
  • Must come in person to submit request
    • Offsite transfers can be processed with additional verifications. Call and ask for accounting to walk through the steps. 303.234.1700​ | 800.279.3288

All information must be submitted and verified prior to 12:00 pm MST for the wire to go out on the same day.