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Routing # 307075259
Rewards Checking $50 and ebike 08-2025

Earn Extra Credit with C·U·D Rewards Checking!

Plus, Enter to Win an Electric Bike!

Get Paid with a New Rewards Checking Account

Open a new rewards checking account & receive $50.

For a limited time, when you open a new Interest Rewards or Cashback Rewards debit account before September 30th, you will automatically receive $50 as "extra credit!"5

This is a great way to earn extra cash! Plus we have tools in our digital banking app to help you manage your account, view your credit score, as well as a Rewards Checking Tracker that shows your progress towards reaching your monthly rewards. 

Learn More About Rewards Checking

Enter to win an ebikeENTER TO WIN AN E-BIKE

Plus, for a limited time, when you sign-up for a new Interest Rewards or Cashback Rewards debit account and meet the monthly requirements, you will be entered into a random drawing to win an a new electric bike!7

ENTER TO WIN HERE

This offer is exclusive for Community College Of Denver (CCD), Colorado Christian University (CCU), Metropolitan State University of Denver (MSU), and University of Colorado Denver (UCD) students and faculty or AHEC employees who open their new Rewards Checking Account before September 30, 2025 online or at our Tivoli branch.

 

In addition to your government issued ID, please bring or upload your school/student ID during the application.

New Member(s) Get Started 

Existing Member Get Started  

If you have any questions, please give us a call or stop by our Tivoli branch:

Tivoli Teller Line 303.963.1315
Call Center 303.234.1700 | 800.279.3288

Tivoli Branch Address

900 Auraria Parkway
Room 211
Denver, Colorado 80204

Branch Hours

Monday-Thursday: 9:30am to 5:00pm
Friday: 9:00am to 4:30pm

Digital Banking Provides Convenient Banking

We pride ourselves in offering a robust Digital Banking experience, therefore there is usually no need to physically come into a branch, however, we do have a branch located inside the Tivoli on the Auraria Campus, as well as an additional branch in Lakewood.

Plus, we are part of the CO-OP Shared Branching Network, so you will have access to over 5,600 shared branch and 30,000 free ATMs nationwide as a Credit Union of Denver member!


Plus, we are also offering a special Platinum Rewards Credit Card offer to those 21 or older.

Start Your Credit Off at a Great Rate 

From August 1, 2025 until September 30, 2025, new Platinum Rewards Credit Cards are eligible for a limited time rate of 4.99% APR6 for:

  • New Purchases
  • Balance Transfers
  • Cash Advances

New and existing members are eligible to receive this promotion. The promotional rate is good for 12 months from the date of each purchase, balance transfer and/or cash advance. 

Platinum Rewards MasterCard® benefits includes:

  • NO Balance Transfer Fee
  • NO Annual Fee
  • Earn CURewards™ points

By making everyday purchases, or paying bills with your Platinum Rewards MasterCard®, you can earn CURewards™ points that can be redeemed for gift cards or travel!

Get Started   Balance Transfer Form for Existing Cardholders

We also have a Credit Builder Secured Credit Card avialable for those who are just starting out or looking to build their credit.


Rewards Checking Account Choices

Choose your Rewards Checking Account. 5%25 Interest Rewards or $5 Cashback Rewards.

Whats better than free? Getting paid to use your debit card! Choose how you want to get paid: 5.00​% APY2 with Interest Rewards Checking or $5 cashback each month with Cashback Rewards Checking!3  Whichever account you choose you can receive up to $25 in ATM fees automatically refunded each month when the requirements are met. (Don't worry, the monthly requirements are a piece of cake!). 

Monthly requirements1 for Rewards Checking Accounts:

  1. Receive a Direct Deposit, Mobile Deposit, or Electronic Transfer from another institution
  2. Receive eStatements 
  3. Use your Credit Union of Denver Debit Mastercard® at least 15 times monthly, online or at retail establishments

Easy, right? The good news, it’s free – there is no minimum balance or monthly account fees and there are no penalties for not hitting the requirements. If you don’t meet the requirements, don't sweat it, you have the whole next month to reach the rewards again!4 Your monthly eStatements will spell out if you have met the requirements. 

In addition to your government issued ID, please bring or upload your school/student ID during the application.

New Member(s) Get Started 

Existing Member Get Started   

If you have any questions, please give us a call:

Tivoli Teller Line 303.963.1315
Call Center 303.234.1700 | 800.279.3288


Here are just a few other options for saving or improving your financial future.

Financial Checkup. Credit Score & More.

Financial Checkup offers a complete view of your financial health, covering spending details, cash flow, and analyses and debt-to-income ratios. Our Credit Score & More solution is more than a tool; it’s your secret weapon for effective financial management.

Learn More

Financial coaching

We are offer Financial Coaches to help you accomplish your financial goals through education and guidance. 

Learn More

Digital Banking

Our Digital Banking app offers the latest features, while conveniently allowing you to securely stay in control of your money!

Learn More 

 


A Membership Savings account with a $5.00 deposit is required for membership prior to opening a checking account.

Applicant(s) must clear check reporting agency. The credit union also retains the right to obtain a Credit Bureau report on each applicant.

Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

For all Checking Account disclosures, see our Membership Booklet and Truth in Savings information. Request a copy in a branch or by calling 303.234.1700

1 Monthly Account Requirements: At least 15 debit card transactions, Direct Deposit or Automatic Credit electronically posted to the account and be enrolled in eStatements to receive higher interest rate/cashback/ATM fee refunds. If the Account Requirements are met, the rewards noted will be applied. 

2 APY = Annual Percentage Yield. Rates are variable and subject to change at any time. Rates current as of 07/01/2025. Fees incurred on account can reduce earnings.

3 Up to 5% of the net purchase amount on debit card purchases with a maximum reward of $5 per calendar month. Fees incurred on account can reduce earnings.

4 The timing of debit card transactions hitting your account are not in the control of the Credit Union.

5 Open a new qualified Rewards Checking Account (Interest or Cashback) during the promotional period (July 21 - September 30, 2025) and $50 will be deposited into your account within 60 days of your new Rewards Checking Account open date. Your Rewards Checking Account must be in good standing (didn’t cause a loss to Credit Union of Denver) and remain open for at least 60 days to receive the $50 deposit. This offer is eligible for student and faculty from the following schools; CCD, CCU, MSU & UCD. All Applications will require both Government issued ID and a current student ID. Must be at least 18 years of age and is offered to new and existing account holders.

6 Platinum Rewards Credit Card limited time offer: Promotional rate of 4.99% APR (Annual Percentage Rate) is offered on transferred balances, cash advances and new purchases from 08/01/2025 through 09/30/2025 and will apply for 365 days from the date of the first qualifying balance transfer, cash advance and/or purchase. Balance Transfers must be from outside Credit Union of Denver (C·U·D). New and current C·U·D members are eligible for this promotion. Good on all credit tiers with approved credit. After the 12 month promotional period, your VAPR (variable annual percentage rate) will be based on your creditworthiness and set margin at the time of approval. Your new rate will be the margin plus Wall Street Prime Rate. Wall Street Prime Rate is subject to change. As of July 1, 2025 rates range from 11.49% to 18.49%. VAPR based on credit worthiness. Membership at C·U·D is required. Promotional Credit Card DisclosuresCredit Card account is available for anyone 21 years of age or older; Unless the account holder can provide proof, they have the ability to make the required minimum payments; or has a co-signer, guarantor, or co-applicant who is at least 21 and provides financial information showing they have the ability to repay. 

Mastercard Platinum Variable Annual Percentage Rate (VAPR) & Cash advances are subject to a Variable Rate which is based on the highest Prime Rate as published in the Money Rates section of The Wall Street Journal in effect on the last day of May and November of each year (“Index”) plus 3.99% to 10.99% Margin depending on credit worthiness. The index plus the Margin equals the Interest Rate. Changes in the Index will cause changes in the Interest rate on the 1st day of the billing cycle in January and July of each year. Increases or decreases in the Interest Rate will cause like increases or decreases in the Finance Charge and will affect the number of your regularly scheduled payments. Your Interest Rate will never be greater than 20.99% and will apply to your remaining principal balance. As of 07/01/2025, the current Daily Periodic Rate for our lowest rate will be 0.0342 (with the corresponding Annual Percentage Rate 11.49% to 18.49%). Our Credit Card Agreement has all the fine print details on the Mastercard Platinum Variable Rate & the Mastercard Secured Card account.

7 Open a qualified Rewards Checking Account (Interest or Cashback) during the promotional period and have completed the monthly rewards qualifications of said Rewards Checking Account, for a minimum of one calendar month within the first 60 days. Reward Checking Account qualifications include at least 15 Debit Transactions per month, Direct or Mobile Deposit, and electing eStatements. Limited time offer random drawing rules can be found here and expires September 30, 2025.