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Routing # 307075259
Dog sticking their head out of an open car window on a sunny day.

Auto | Motorcycle

Get that new ride feeling!

Drive Into What’s Next

We'll help you fuel your next adventure. Receive a $295 gas card with auto loans over $20,000.

Wherever the road takes you next: a weekend getaway, a daily commute, or your next big milestone; we’re here to help you get there.

For a limited time, when you finance a qualified auto loan over $20,000, you’ll receive a $295 gas card3 to help fuel the journey. It’s our way of saying welcome to the driver’s seat and helping you enjoy the road ahead a little more.

With competitive rates, flexible terms, and a local team that’s always in your corner, we make financing your next vehicle simple and stress-free.

Let’s get you on the road and ready for what’s next. Apply today and start your next adventure.

Get Started

Hispanic family driving in their car together

New and Used Auto Loans

Current Best Rate: 4.95% APR2
(as of 02/01/2026)

  • Up to 84 month terms
  • Up to 100% financing
  • Pre-Approvals
  • Easy payment options,
  • Choose your monthly payment date & stay comfortable within your budget
  • Close your loan fast at your favorite dealership

Payment example: For Vehicle Loan of $18,000 for 60 months at the best rate of 4.95% APR = monthly payment of $339.27.

We provide lending on autos whether you buy through a dealership or a private party. We suggest that you do your homework on the auto you are considering before you take possession. Check out this article from Autotrader on the pros and cons of both.

Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.

Get Started

Use this calculator to estimate your vehicle loan payment

Close-up of a Classic red car front headlights

Classic Auto Loans1

Credit Union of Denver provides financing for Classic Cars and Trucks. Due to the specific nature of these vehicles, they may require an appraisal. If you are interested in purchasing an “older beauty”, please give our loan specialists a call to understand what the next steps are for this loan at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.

Young woman smiling, being handed car keys to her first vehicle

First Time Auto Buyer Program 

Our First Time Auto Buyer Program is designed for those who have little to no credit and are ready to purchase their first vehicle. Check out all the great information we have compiled for your convenience.

Drive Into What’s Next

We'll help you fuel your next adventure. Receive a $295 gas card with auto loans over $20,000.

Wherever the road takes you next: a weekend getaway, a daily commute, or your next big milestone; we’re here to help you get there.

For a limited time, when you finance a qualified auto loan over $20,000, you’ll receive a $295 gas card3 to help fuel the journey. It’s our way of saying welcome to the driver’s seat and helping you enjoy the road ahead a little more.

With competitive rates, flexible terms, and a local team that’s always in your corner, we make financing your next vehicle simple and stress-free.

Let’s get you on the road and ready for what’s next. Apply today and start your next adventure.

Get Started

Bring your auto loan from another financial institution over to us to refinance and enjoy:

  • Great Low Rates
  • Up to 72 month terms
  • Up to 100% financing
  • Easy payment options
  • Choose your monthly payment date & stay comfortable within your budget
  • Easy to apply with our 24 hour online loan application

Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.

Get Started

Use this calculator to estimate your vehicle loan payment

Auto Equity

The car you love can help cover what's next.

What is Auto Equity? It is the current value of your vehicle minus any loan amount owed on it. Whether you own your vehicle free and clear or have paid it down, you may have “equity” that you can cash out by financing it with C·U·D.

An Auto Equity Loan is a fixed rate and term loan using your vehicle as collateral. Simply put, an Auto Loan. Use your cars equity for other expenses at a better interest rate than most credit cards.  

Here's the breakdown with an example. Book Value of your vehicle is $20,000 Subtract loan amount (if any) - $5,000 = Equity available to use $15,000.

Auto Loans typically have a lower interest rate and you can use the accrued equity to fund the things you want to do for less. Things like a trip to the beach, or paying off higher interest rate debt, school expenses, medical bills, etc. What would you do with some extra cash?

Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.

Get Started

Use this calculator to estimate your vehicle loan payment

Person riding on their motorcycle on a curvy mountain road.

New/Used Motorcycle Loans         

Current Best Rate: 6.99% APR2
(as of 02/01/2026)

  • Up to 72 month terms
  • 100% financing
  • Get Pre-Approved online
  • Easy payment options
  • Choose your monthly payment date & stay comfortable within your budget

We have competitive rates on new or used motorcycles loans! Or refinance your current motorcycle and potentially lower your rate! Ask about our refinance specials. Or if you are looking for cash out, use a clear title as collateral to use the equity.  Our loan specialists will be happy to discuss all your options.

Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.

Payment example: Loan Amount $15,000 for 60 months at the best rate of 6.99% APR = payment of $296.95 per month

Get Started

Use this calculator to estimate your vehicle loan payment

Credit Union of Denver Auto Loans offer several different options to support your individual needs. Here are a few options:

Looking to purchase a new car, truck, SUV, or find a new-to-you vehicle? We have great auto loan rates and favorable terms to help you get what you want.

Are you looking to refinance your current vehicle? Use the vehicle you drive now as collateral to get a cash out loan to pay off higher interest debt. We can help you with that too! It's called an Auto Equity Loan. It's that same as a regular auto loan, just using your current vehicle.

We have other resources that can assist you with auto buying:

We have an Auto Buying Concierge service offered through MyCarGalCheryl. To make shopping for a vehicle easier, we have collaborated with Cheryl Mensch to help our members find just what they are looking for. Cheryl has been working with our members for decades. Members will still save 0.50% APR (Annual Percentage Rate) off their approved auto loan rate when they purchase through MyCarGalCheryl and finance with C∙U∙D.  Give her a call at 720.282.9977 or email at mycargalcheryl@gmail.com. 

We also have first time buying options, auto insurance, extended warranty, GAP Insurance, and loans for classic cars and trucks. Apply online or contact us directly – we’ll help you get started.

Are you paying too much for insurance? Get a free quote, via Liberty Mutual. Contact Rebekah Wright at 616.350.3441. Plus, don't forget to review the Insurance Requirements for our auto loans.

If you use your personal vehicle for a driving service (Uber, DoorDash, etc.) you will need extra insurance to protect your assets. Please read this blog post for more information. 

1 An appraisal of a Classic Auto may be required. 

2 Loan qualification and (APR) Annual Percentage Rate based on individual credit worthiness. Not all borrowers will qualify for the best rate and terms may vary on amount financed. Rates are subject to change. Insurance Requirements.

3 With Approved Credit. Not all borrowers will qualify for lowest rate. Rate listed is for a 60 month term for vehicle loans. Offer good on approved vehicle loan application submitted February 1, 2026 through April 30, 2026. No pre-payment penalty. Current rates, as of 02/01/2026, are as low as 4.95% APR for well qualified borrowers.

$295 Gas card or cash equivalent available only on loans $20,000 or more. Gas card or cash equivalent will be given or deposited into a C·U·D (Credit Union of Denver) Membership Savings Account at the time of loan closing. A 1099-INT tax form will be issued. C·U·D account must be in good standing (has not caused a loss to the credit union) in order to receive the $295 gas card or cash equivalent. Other terms available at non-promotional rates and terms. C·U·D membership of $5 is required. Existing C·U·D loans are not eligible for offer. Some restrictions may apply. Offer expires 04/30/2026.