Member Benefits
Free Checking Accounts
• 3% APY* Interest Rewards†
No minimum balance
• CashBack Rewards†
No minimum balance
• CUDeals – merchant cashback rewards
• Up to $25 ATM fees refunded per month†
• NSF refund 1x per year
†Qualifications must be met monthly (eStatements, Direct Deposit, 15 Debit Card Transactions)
Vehicle Loans

- Auto, Motorcycle, RV, Trailer, Boat, ATV
- Low Rates and up to 100% financing
- Save 0.50% APR off rate with Automotive Avenues
Credit Cards

- Low Rates with No Annual Fee
- No Balance Transfer Fee
- CUDeals – Merchant cashback rewards
- Platinum with CURewards® Points
- Secured Card – Build or fix credit with CURewards® Points
- Card Alerts
Insurance

- Group Rate discounts for C•U•D members through Tru Stage Insurance
- Auto | Home | Life | AD&D
- $1,000 of AD&D provided free by C•U•D
- Federally insured by the NCUA for up to $250,000 in deposits
Mobile Banking

- Quick & secure with facial recognition and finger scan login
- View available balances, pay bills, apply for loans and more
- Mobile Check Deposit
- Get your Credit Score & More
- eStatements
- Android & Apple App
Growth

- Refer Friends and Family – you both receive $25
- Free Credit Coaching & Credit Score & More
- Investment & Retirement Financial Advisor at our Alameda branch
Education & Events

- Relevant blogs in Smart Stuff
- Seminars – Medicare, Social Security, Fraud Protection, Credit Scores,
- Wills & Trusts and Educational topics for students
- Annual Calendar Fundraiser for Foothills Animal Shelter
- Member Appreciation Celebration
- Bi-Annual Youth Events
Savings

- Youth Savings earns 2.01% APY up to $1,000
- Money Market and High Yield Money Market options
- CD & IRA accounts with special rates
- Starter CD starts with just $25 minimum
- Savings Accounts
Home Loans

- No closing costs in most cases
- Great Rates
- HELOC – Tap into your equity
- 1st Place Mortgage – Refi your 1st & shorten term
- 2nd Mortgage – Fixed Rate
- Construction Loans & Business Loans
Convenience

- 5,600+ Shared Branch Access & Nationwide 30,000+ Free ATMs
- Mobile Wallet – Pay with your phone
- Online/Mobile banking with Bill Pay
- Account Opening & Loan Application available Online & Mobile app
- Money Desktop – Financial Aggregator
- Credit Score & More – Get your score safe and secure within cudonline & mobile banking
Special Perks
• Savings offers from many companies:
• Turbo Tax – Save up to $15
• Love to Shop – Earn Cashback
• Insurance Coverage – Auto, Home, Life and AD&D
• The Hughes Law Firm – Free consultation
• Elitch Ticket Discounts
• Getaway Today – discount packages for traveling
• Annual Scholarship opportunity
• Credit Score & More Free credit score reporting for members
• Seminars and Educational Events held at Employers and within C·U·D
Disclosures: * APY = Annual Percentage Yield. NSF = Non-Sufficient Funds fee. C•U•D = Credit Union of Denver. AD&D = Accidental Death & Dismemberment. HELOC = Home Equity Line of Credit. NCUA = National Credit Union Administration. CD = Certificate of Deposit. IRA = Individual Retirement Account. Monthly Checking Account Requirements for Rewards: 15 debit card transactions, Direct Deposit and eStatements to receive higher interest rate/cashback. CUDeals are merchant discounts offered for a limited time and is an opt-in only offer. Terms and Conditions located at cudenver.com/cudeals. Rates and terms are subject to change. View current rates.
Find more detailed information on our eBrochures: Welcome to C·U·D and Electronic Services
Additional Services:
- Free Coin counting at our Alameda Branch
- 9 Drive-up Tellers at our Alameda Branch
- Money Orders
- Night Depository
- Notary Service
- Payroll Deduction
- Safe Deposit Boxes at our Alameda Branch
- Signature Guarantees (Medallion)
- Teller Checks | Cashiers Checks
- US Savings Bonds Redemption