Member Benefits

Free Checking Accounts

• 3% APY* Interest Rewards†
No minimum balance
• CashBack Rewards†
No minimum balance
• CUDeals – merchant cashback rewards
• Up to $25 ATM fees refunded per month†
• NSF refund 1x per year

†Qualifications must be met monthly (eStatements, Direct Deposit, 15 Debit Card Transactions)

Vehicle Loans

Auto, Motorcycle, RV, Trailer, Boat, ATV
Low Rates and up to 100% financing
Save 0.50% APR off rate with Automotive Avenues

Credit Cards

Low Rates with No Annual Fee
No Balance Transfer Fee
CUDeals – Merchant cashback rewards
Platinum with CURewards^® Points
Secured Card – Build or fix credit with CURewards® Points
Card Alerts

Insurance

Group Rate discounts for C•U•D members through Tru Stage Insurance
Auto | Home | Life | AD&D
$1,000 of AD&D provided free by C•U•D
Federally insured by the NCUA for up to $250,000 in deposits

Mobile Banking

Quick & secure with facial recognition and finger scan login
View available balances, pay bills, apply for loans and more
Mobile Check Deposit
Get your Credit Score & More
eStatements
Android & Apple App

Growth

Refer Friends and Family – you both receive $25
Free Credit Coaching & Credit Score & More
Investment & Retirement Financial Advisor at our Alameda branch

Education & Events

Relevant blogs in Smart Stuff
Seminars – Medicare, Social Security, Fraud Protection, Credit Scores,
Wills & Trusts and Educational topics for students
Annual Calendar Fundraiser for Foothills Animal Shelter
Member Appreciation Celebration
Bi-Annual Youth Events

Savings

Youth Savings earns 2.01% APY up to $1,000
Money Market and High Yield Money Market options
CD & IRA accounts with special rates
Starter CD starts with just $25 minimum
Savings Accounts

Home Loans

No closing costs in most cases
Great Rates
HELOC – Tap into your equity
1st Place Mortgage – Refi your 1^st & shorten term
2nd Mortgage – Fixed Rate
Construction Loans & Business Loans

Convenience

5,600+ Shared Branch Access & Nationwide 30,000+ Free ATMs
Mobile Wallet – Pay with your phone
Online/Mobile banking with Bill Pay
Account Opening & Loan Application available Online & Mobile app
Money Desktop – Financial Aggregator
Credit Score & More – Get your score safe and secure within cudonline & mobile banking

Special Perks

• Savings offers from many companies:
• Turbo Tax – Save up to $15
• Love to Shop – Earn Cashback
• Insurance Coverage – Auto, Home, Life and AD&D
• The Hughes Law Firm – Free consultation
• Elitch Ticket Discounts
• Getaway Today – discount packages for traveling
• Annual Scholarship opportunity
• Credit Score & More Free credit score reporting for members
• Seminars and Educational Events held at Employers and within C·U·D