Member Benefits

Free Checking Accounts

Free Chekcing• 3% APY* Interest Rewards
No minimum balance
CashBack Rewards
No minimum balance
CUDeals – merchant cashback rewards
• Up to $25 ATM fees refunded per month†
• NSF refund 1x per year

†Qualifications must be met monthly (eStatements, Direct Deposit, 15 Debit Card Transactions)

Vehicle Loans
Vehicle Loans


Credit Cards
Credit Cards

Low Rates with No Annual Fee
No Balance Transfer Fee
CUDeals – Merchant cashback rewards
Platinum with CURewards® Points
Secured Card – Build or fix credit with CURewards® Points
Card Alerts


Group Rate discounts for C•U•D members through Tru Stage Insurance
Auto | Home | Life | AD&D
$1,000 of AD&D provided free by C•U•D
Federally insured by the NCUA for up to $250,000 in deposits


Mobile Banking
Mobile Banking

Quick & secure with facial recognition and finger scan login
View available balances, pay bills, apply for loans and more
Mobile Check Deposit
Get your Credit Score & More
Android & Apple App


Refer Friends and Family – you both receive $25
Free Credit Coaching & Credit Score & More
Investment & Retirement Financial Advisor at our Alameda branch



Education & Events
Education and Events

Relevant blogs in Smart Stuff
Seminars – Medicare, Social Security, Fraud Protection, Credit Scores,
Wills & Trusts and Educational topics for Auraria Campus
Annual Calendar Fundraiser for Foothills Animal Shelter
Member Appreciation Celebration
Bi-Annual Youth Events


Youth Savings earns 2.01% APY up to $1,000
Money Market and High Yield Money Market options
13 month CD & 1 year IRA accounts with special rates
Starter CD starts with just $25 minimum
Savings Accounts

Home Loans
Home Loans

No closing costs in most cases
Great Rates
HELOC – Tap into your equity
1st Place Mortgage – Refi your 1st & shorten term
2nd Mortgage – Fixed Rate
Construction Loans & Business Loans


5,600+ Shared Branch Access & Nationwide 30,000+ Free ATMs
Mobile Wallet – Pay with your phone
Online/Mobile banking with Bill Pay
Account Opening & Loan Application available Online & Mobile app
Money Desktop – Financial Aggregator
Credit Score & More – Get your score safe and secure within cudonline & mobile banking

Special Perks

Special PerksSavings offers from many companies:
Turbo Tax – Save up to $15
Insurance Coverage – Auto, Home, Life and AD&D
Hughes Law Firm – Free consultation
Elitch Ticket Discounts
Getaway Today – discount packages for traveling
Annual Scholarship opportunity
Credit Score & More
Seminars and Educational Events held at Employers and within C·U·D

Disclosures: * APY = Annual Percentage Yield.  NSF = Non-Sufficient Funds fee.  C•U•D = Credit Union of Denver.  AD&D = Accidental Death & Dismemberment.  HELOC = Home Equity Line of Credit.  NCUA = National Credit Union Administration.  CD = Certificate of Deposit.  IRA = Individual Retirement Account.  Monthly Checking Account Requirements for Rewards: 15 debit card transactions, Direct Deposit and eStatements to receive higher interest rate/cashback.  CUDeals are merchant discounts offered for a limited time and is an opt-in only offer.  Terms and Conditions located at  Rates and terms are subject to change.  View current rates.

Additional Services:

  • Free Coin counting at our Alameda Branch
  • 9 Drive-up Tellers at our Alameda Branch
  • Money Orders
  • Night Depository
  • Notary Service
  • Payroll Deduction
  • Safe Deposit Boxes at our Alameda Branch
  • Signature Guarantees (Medallion)
  • Teller Checks | Cashiers Checks
  • US Savings Bonds Redemption