Member Benefits

Free Checking Accounts

• 3% APY* Interest Rewards†
No minimum balance
• CashBack Rewards†
No minimum balance
• CUDeals – merchant cashback rewards
• Up to $25 ATM fees refunded per month†
• NSF refund 1x per year

†Qualifications must be met monthly (eStatements, Direct Deposit, 15 Debit Card Transactions)

Vehicle Loans

• Auto, Motorcycle, RV, Trailer, Boat, ATV
• Low Rates and up to 100% financing
• Save 0.50% APR off rate with Automotive Avenues

Credit Cards

• Low Rates with No Annual Fee
• No Balance Transfer Fee
• Platinum with CURewards^® Points
• Secured Card – Build or fix credit with CURewards^® Points
• Card Alerts

Insurance

• Group Rate discounts for C•U•D members through Tru Stage Insurance
• Auto | Home | Life | AD&D
• $1,000 of AD&D provided free by C•U•D
• Federally insured by the NCUA for up to $250,000 in deposits

Mobile Banking

• Quick & secure with facial recognition and finger scan login
• View available balances, pay bills, apply for loans and more
• Mobile Check Deposit
• Get your Credit Score & More
• eStatements
• Android & Apple App

Growth

• Refer Friends and Family – you both receive $25
• Free Credit Coaching & Credit Score & More
• Investment & Retirement Financial Advisor at our Alameda branch

Education & Events

• Relevant blogs in Smart Stuff
• Seminars – Medicare, Social Security, Fraud Protection, Credit Scores,
• Wills & Trusts and Educational topics for students
• Annual Calendar Fundraiser for Foothills Animal Shelter
• Member Appreciation Celebration
• Bi-Annual Youth Events

Savings

• Youth Savings earns 2.01% APY up to $1,000
• Money Market and High Yield Money Market options
• CD & IRA accounts with special rates
• Starter CD starts with just $25 minimum
• Savings Accounts

Home Loans

• No closing costs in most cases
• Great Rates
• HELOC – Tap into your equity
• 1st Place Mortgage – Refi your 1^st & shorten term
• 2nd Mortgage – Fixed Rate
• Construction Loans & Business Loans

Convenience

• 5,600+ Shared Branch Access & Nationwide 30,000+ Free ATMs
• Mobile Wallet – Pay with your phone
• Online/Mobile banking with Bill Pay
• Account Opening & Loan Application available Online & Mobile app
• Money Desktop – Financial Aggregator
• Credit Score & More – Get your score safe and secure within cudonline & mobile banking

Special Perks

•  Savings offers from many companies:
•  Turbo Tax – Save up to $15
•  Love to Shop – Earn Cashback
•  Insurance Coverage – Auto, Home, Life and AD&D
•  The Hughes Law Firm – Free consultation
•  Elitch Ticket Discounts
•  Getaway Today – discount packages for traveling
•  Annual Scholarship opportunity
•  Credit Score & More Free credit score reporting for members
•  Seminars and Educational Events held at Employers and within C·U·D

Disclosures: * APY = Annual Percentage Yield.  NSF = Non-Sufficient Funds fee.  C•U•D = Credit Union of Denver.  AD&D = Accidental Death & Dismemberment.  HELOC = Home Equity Line of Credit.  NCUA = National Credit Union Administration.  CD = Certificate of Deposit.  IRA = Individual Retirement Account.  Monthly Checking Account Requirements for Rewards: 15 debit card transactions, Direct Deposit and eStatements to receive higher interest rate/cashback.  CUDeals are merchant discounts offered for a limited time and is an opt-in only offer.  Terms and Conditions located at cudenver.com/cudeals.   Rates and terms are subject to change.  View current rates.

Find more detailed information on our eBrochures:    Welcome to C·U·D   and   Electronic Services

Additional Services:

• Free Coin counting at our Alameda Branch
• 9 Drive-up Tellers at our Alameda Branch
• Money Orders
• Night Depository
• Notary Service
• Payroll Deduction
• Safe Deposit Boxes at our Alameda Branch
• Signature Guarantees (Medallion)
• Teller Checks | Cashiers Checks
• US Savings Bonds Redemption